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COMPEER FINANCIAL, FLCA
Independent Mortgage Company|SUN PRAIRIE, WI|Multi-Region
Loans Originated
670
Applications
1,080
Volume
$236 million
Offers loans directly to consumers
Overall Pricing
Mediocre
Overall Pull Through
Sound
Pricing and Pullthrough Overview
Average Rate Spread
+0.896%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$2,359
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
62.0%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Particularly strong in Conventional and Jumbo loans
Things to Think About
- Rates typically 90 basis points above market average
Report Card
COMPEER FINANCIAL, FLCA performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Mediocre | Below peers | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
Jumbo | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Sound | Multi-Regional · 11 metro areas · 10 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$352,821
Average Borrower Income
$186,558
Average Property Value
$506,030
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Acceptable | Strong | Mediocre | Sound | 632 | 94.3% | +0.901% | $2,221 |
Jumbo Loans | Strong | Strong | N/A | Strong | 38 | 5.7% | +0.753% | $5,816 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Acceptable | Strong | Mediocre | Sound | 597 | 89.1% | +0.882% | $2,402 |
Refinance | Acceptable | Sound | Mediocre | Sound | 73 | 10.9% | +0.971% | $2,121 |
Geographic Coverage
Metro Areas
10
States Served
10
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
AZFLIAILMIMNMOSDTXWI
Top Metro Areas by Place Specialization Score
1
Minneapolis, MN-WIMSA
Volume: 60Mix: 8.96%
Place Specialization
Sound
2
Mankato, MN, MNMSA
Volume: 15Mix: 2.24%
Place Specialization
Sound
3
Fond du Lac, WI, WIMSA
Volume: 19Mix: 2.84%
Place Specialization
Sound
4
Duluth, MN, MN-WIMSA
Volume: 27Mix: 4.03%
Place Specialization
Sound
5
Madison, WI, WIMSA
Volume: 27Mix: 4.03%
Place Specialization
Sound
6
Rochester, MN, MNMSA
Volume: 18Mix: 2.69%
Place Specialization
Sound
7
Davenport, IA-ILMSA
Volume: 17Mix: 2.54%
Place Specialization
Sound
8
Eau Claire, WI, WIMSA
Volume: 14Mix: 2.09%
Place Specialization
Sound
9
Peoria, IL, ILMSA
Volume: 14Mix: 2.09%
Place Specialization
Sound
10
La Crosse, WI-MNMSA
Volume: 13Mix: 1.94%
Place Specialization
Sound
Top States by Place Specialization Score
1
WIState
Volume: 280Mix: 41.79%
Place Specialization
Strong
2
MNState
Volume: 219Mix: 32.69%
Place Specialization
Strong
3
ILState
Volume: 111Mix: 16.57%
Place Specialization
Strong
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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