Get & compare mortgage quotes anonymously Start in My Home
DLEB

D. L. Evans Bank

BankBurley, IDHQDirectReviews near you on Google

D. L. Evans Bank has 142 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Sound
3/5
FHA · Conventional · VA
Place
Sound
3/5
Multi-Region · 3 mkts

Safe Rate Summary

What They Do Well

  • Strong pull through performance

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

D. L. Evans Bank performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+18.5 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
FHA
Sound
Top 60% of lenders
VA
Acceptable
Bottom 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Sound
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 4 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Acceptable
Product
Sound
Pricing
Acceptable
Pull Through
Sound
Volume106
Mix74.6%
Spread
+0.270%Above
Fees
$3,635Fees
FHA Loans
Overall
Sound
Product
Sound
Pricing
Pull Through
Volume19
Mix13.4%
Spread
+0.143%Above
Fees
$3,479Fees
VA Loans
Overall
Acceptable
Product
Acceptable
Pricing
Pull Through
Volume11
Mix7.7%
Spread
-0.642%Below
Fees
$2,744Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Sound
Volume109
Mix76.8%
Spread
+0.165%Above
Fees
$3,755Fees
Refinance
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Sound
Volume33
Mix23.2%
Spread
+0.250%Above
Fees
$2,850Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
142
Applications
182
Volume
$55 million
Pricing & Closing
Avg Rate Spread
+0.185%
vs. market APOR
Avg Net Fees
$3,537
Origination − Credits
Pullthrough Rate
78.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$390,704
Avg Borrower Income
$177,359
Avg Property Value
$736,690

Geographic Coverage

Geographic Performance

Metro Areas
3
markets with activity
States Served
9
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

9
9 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Midwest1
KS
South3
DCMDVA
West5
AZIDORUTWA

Top Metro Areas by Place Specialization Score

1© Leonardo Pires · CC BY 2.0
Boise City, IDMetro
Volume 32Mix 22.54% of portfolio
59/100
Sound
Volume 12Mix 8.45% of portfolio
50/100
Sound
3© Ken Lund · CC BY-SA 2.0
Pocatello, IDMetro
Volume 10Mix 7.04% of portfolio
47/100
Sound

Top States by Place Specialization Score

Idaho
Idaho
1
IdahoState
Volume 115Mix 80.99% of portfolio
71/100
Strong
Utah
Utah
2
UtahState
Volume 12Mix 8.45% of portfolio
46/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of D. L. Evans Bank?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.