What loan types does Delmar Financial Company offer?

Delmar Financial Company offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Delmar Financial Company offer mortgages?

Delmar Financial Company offers mortgages in 34 states: AL, AR, AZ, CA, CO, DC, FL, GA, IA, ID, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, MT, NC, NE, NJ, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI.

How competitive are Delmar Financial Company's mortgage rates?

Delmar Financial Company has an overall pricing score of 45.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Delmar Financial Company?

Delmar Financial Company is a Independent Mortgage Company headquartered in St. Louis, MO.

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Delmar Financial Company

Independent Mortgage Company•St. Louis, MOHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Delmar Financial Company — 2.1k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA · Jumbo · USDA

Place

Sound

3/5

Near-National · 18 mkts

Awards

Conventional

Superstar

FHA

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA loans
Nationwide availability with consistent service

Explore another lender or local market

Report Card

Delmar Financial Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+36.2 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Strong

Top 40% of lenders

Strong

Top 40% of lenders

Jumbo

Sound

Top 60% of lenders

USDA

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Strong

Top 40% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 19 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Sound	Strong	1,359	64.6%	+0.336%Above	$1,664Fees
FHA Loans	Strong	Strong	Sound	Strong	447	21.3%	+0.729%Above	$2,162Fees
VA Loans	Strong	Strong	Sound	Strong	250	11.9%	-0.210%Below	$1,456Fees
Jumbo Loans	Acceptable	Sound	—	Acceptable	14	0.7%	+0.304%Above	$2,396Fees
USDA Loans	Acceptable	Sound	Acceptable	Acceptable	33	1.6%	+0.591%Above	$1,864Fees

Conventional

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume1,359

Mix64.6%

Spread

+0.336%Above

Fees

$1,664Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume447

Mix21.3%

Spread

+0.729%Above

Fees

$2,162Fees

VA Loans

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume250

Mix11.9%

Spread

-0.210%Below

Fees

$1,456Fees

Jumbo Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Acceptable

Volume14

Mix0.7%

Spread

+0.304%Above

Fees

$2,396Fees

USDA Loans

Overall

Acceptable

Product

Sound

Pricing

Acceptable

Pull Through

Acceptable

Volume33

Mix1.6%

Spread

+0.591%Above

Fees

$1,864Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Sound	Strong	1,839	87.4%	+0.386%Above	$1,836Fees
Refinance	Strong	Strong	Sound	Strong	264	12.6%	+0.217%Above	$1,218Fees

Purchase

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume1,839

Mix87.4%

Spread

+0.386%Above

Fees

$1,836Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume264

Mix12.6%

Spread

+0.217%Above

Fees

$1,218Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

2,103

Applications

2,877

Volume

$580 million

Pricing & Closing

Avg Rate Spread

+0.362%

vs. market APOR

Avg Net Fees

$1,748

Origination − Credits

Pullthrough Rate

73.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$275,804

Avg Borrower Income

$123,772

Avg Property Value

$339,798

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast2

NJPA

Midwest10

IAILINKSMIMNMONEOHWI

South15

ALARDCFLGAKYLAMDMSNCOKSCTNTXVA

West7

AZCACOIDMTORWA

Top Metro Areas by Place Specialization Score

1© WeaponizingArchitecture · CC BY-SA 4.0

St. Louis, MO, MO-ILMetro

Volume 1,006Mix 47.84% of portfolio

96/100

Exceptional

2© Thomas Kirchel · CC BY-SA 4.0

Columbia, SCMetro

Volume 83Mix 3.95% of portfolio

70/100

Strong

3© Infrogmation · CC BY-SA 4.0

Gulfport, MSMetro

Volume 58Mix 2.76% of portfolio

69/100

Strong

Tallahassee, FLMetro

Volume 53Mix 2.52% of portfolio

68/100

Strong

Greenville, SCMetro

Volume 59Mix 2.81% of portfolio

66/100

Strong

Kansas City, MO, MO-KSMetro

Volume 76Mix 3.61% of portfolio

61/100

Strong

Lincoln, NEMetro

Volume 45Mix 2.14% of portfolio

60/100

Strong

Raleigh, NCMetro

Volume 50Mix 2.38% of portfolio

59/100

Sound

Cape Girardeau, MO, MO-ILMetro

Volume 20Mix 0.95% of portfolio

55/100

Sound

Charleston, SCMetro

Volume 25Mix 1.19% of portfolio

52/100

Sound

Showing 10 of 18 metro areas

Top States by Place Specialization Score

IllinoisState

Volume 597Mix 28.39% of portfolio

81/100

Exceptional

MissouriState

Volume 585Mix 27.82% of portfolio

79/100

Strong

South CarolinaState

Volume 216Mix 10.27% of portfolio

73/100

Strong

NebraskaState

Volume 102Mix 4.85% of portfolio

66/100

Strong

TennesseeState

Volume 111Mix 5.28% of portfolio

62/100

Strong

MississippiState

Volume 68Mix 3.23% of portfolio

60/100

Strong

North CarolinaState

Volume 122Mix 5.80% of portfolio

60/100

Sound

FloridaState

Volume 105Mix 4.99% of portfolio

55/100

Sound

KansasState

Volume 38Mix 1.81% of portfolio

55/100

Sound

MichiganState

Volume 46Mix 2.19% of portfolio

51/100

Sound

Showing 10 of 12 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.