What loan types does DHI Mortgage Company offer?

DHI Mortgage Company offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does DHI Mortgage Company offer mortgages?

DHI Mortgage Company offers mortgages in 36 states: AL, AR, AZ, CA, CO, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MD, MN, MO, MS, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV.

How competitive are DHI Mortgage Company's mortgage rates?

DHI Mortgage Company has an overall pricing score of 100/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is DHI Mortgage Company?

DHI Mortgage Company is a Independent Mortgage Company headquartered in DALLAS, TX.

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DHI Mortgage Company

Independent Mortgage Company•Dallas, TXHQ•Direct•Reviews near you on Google

DHI Mortgage Company's 66.4k closed loans and 90k applications, benchmarked against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Exceptional

5/5

Near-National · 49 mkts

Awards

Conventional

Champion

FHA

Champion

USDA

Champion

Purchase

Champion

Summary

What They Do Well

Offers rates 84.20 basis points below market average
Lower than average lender fees
Strong pull through performance
High volume lender with significant market experience
Particularly strong in Conventional and FHA and VA and USDA loans
Nationwide availability with consistent service

Explore another lender or local market

Report Card

DHI Mortgage Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 84.2 bps below market avg

Pull Through

Closing strength

Exceptional

Top 20% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 10% of lenders

FHA

Exceptional

Top 5% of lenders

Exceptional

Top 5% of lenders

Jumbo

Sound

Top 60% of lenders

USDA

Exceptional

Top 5% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 5% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 50 markets

Exceptional

Top 20% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Exceptional	Exceptional	Exceptional	Strong	23,943	36.1%	-0.695%Below	$471Fees
FHA Loans	Exceptional	Exceptional	Exceptional	Strong	29,978	45.2%	-0.804%Below	$375Fees
VA Loans	Exceptional	Exceptional	Exceptional	Exceptional	11,647	17.5%	-1.418%Below	$335Fees
Jumbo Loans	Acceptable	Sound	—	Mediocre	16	0.0%	+0.281%Above	$435Fees
USDA Loans	Exceptional	Exceptional	Exceptional	Strong	801	1.2%	-1.066%Below	$199Fees

Conventional

Overall

Exceptional

Product

Exceptional

Pricing

Exceptional

Pull Through

Strong

Volume23,943

Mix36.1%

Spread

-0.695%Below

Fees

$471Fees

FHA Loans

Overall

Exceptional

Product

Exceptional

Pricing

Exceptional

Pull Through

Strong

Volume29,978

Mix45.2%

Spread

-0.804%Below

Fees

$375Fees

VA Loans

Overall

Exceptional

Product

Exceptional

Pricing

Exceptional

Pull Through

Exceptional

Volume11,647

Mix17.5%

Spread

-1.418%Below

Fees

$335Fees

Jumbo Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Mediocre

Volume16

Mix0.0%

Spread

+0.281%Above

Fees

$435Fees

USDA Loans

Overall

Exceptional

Product

Exceptional

Pricing

Exceptional

Pull Through

Strong

Volume801

Mix1.2%

Spread

-1.066%Below

Fees

$199Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Exceptional	Exceptional	Exceptional	Strong	66,374	100.0%	-0.843%Below	$406Fees
Refinance	Mediocre	Acceptable	—	Mediocre	11	0.0%	+0.050%Above	$2,395Fees

Purchase

Overall

Exceptional

Product

Exceptional

Pricing

Exceptional

Pull Through

Strong

Volume66,374

Mix100.0%

Spread

-0.843%Below

Fees

$406Fees

Refinance

Overall

Mediocre

Product

Acceptable

Pricing—

Pull Through

Mediocre

Volume11

Mix0.0%

Spread

+0.050%Above

Fees

$2,395Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

66,385

Applications

89,936

Volume

$22 billion

Pricing & Closing

Avg Rate Spread

-0.842%

vs. market APOR

Avg Net Fees

$407

Origination − Credits

Pullthrough Rate

73.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$344,129

Avg Borrower Income

$114,082

Avg Property Value

$385,362

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

Northeast2

NJPA

Midwest9

IAILINKSMNMONEOHWI

South16

ALARDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West9

AZCACOHINMNVORUTWA

Top Metro Areas by Place Specialization Score

1© James Willamor · CC BY-SA 3.0

Myrtle Beach, SCMetro

Volume 1,058Mix 1.59% of portfolio

100/100

Exceptional

2© tonya cook · CC BY-SA 3.0

Daphne, ALMetro

Volume 863Mix 1.30% of portfolio

100/100

Exceptional

3© Ebyabe · CC BY-SA 3.0

Pensacola, FLMetro

Volume 813Mix 1.22% of portfolio

100/100

Exceptional

4© Bjoertvedt · CC BY-SA 4.0

Wilmington, NCMetro

Volume 692Mix 1.04% of portfolio

100/100

Exceptional

Panama City, FLMetro

Volume 563Mix 0.85% of portfolio

100/100

Exceptional

Crestview, FLMetro

Volume 483Mix 0.73% of portfolio

100/100

Exceptional

Odessa, TXMetro

Volume 394Mix 0.59% of portfolio

100/100

Exceptional

Spartanburg, SCMetro

Volume 492Mix 0.74% of portfolio

100/100

Exceptional

Dallas, TXMetro

Volume 4,773Mix 7.19% of portfolio

99/100

Exceptional

Killeen, TXMetro

Volume 897Mix 1.35% of portfolio

99/100

Exceptional

Showing 10 of 49 metro areas

Top States by Place Specialization Score

TexasState

Volume 17,443Mix 26.28% of portfolio

100/100

Exceptional

South CarolinaState

Volume 3,523Mix 5.31% of portfolio

98/100

Exceptional

AlabamaState

Volume 2,426Mix 3.65% of portfolio

95/100

Exceptional

NevadaState

Volume 1,891Mix 2.85% of portfolio

95/100

Exceptional

FloridaState

Volume 12,909Mix 19.45% of portfolio

94/100

Exceptional

North CarolinaState

Volume 4,434Mix 6.68% of portfolio

88/100

Exceptional

GeorgiaState

Volume 2,822Mix 4.25% of portfolio

87/100

Exceptional

ArizonaState

Volume 2,481Mix 3.74% of portfolio

86/100

Exceptional

TennesseeState

Volume 1,876Mix 2.83% of portfolio

86/100

Exceptional

WashingtonState

Volume 1,508Mix 2.27% of portfolio

86/100

Exceptional

Showing 10 of 33 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.