What loan types does Directors Mortgage offer?

Directors Mortgage offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing score and performance metrics.

Where does Directors Mortgage offer mortgages?

Directors Mortgage offers mortgages in 9 states: AK, AZ, CA, CO, ID, MT, NM, OR, WA.

What type of lender is Directors Mortgage?

Directors Mortgage is a Independent Mortgage Company headquartered in LAKE OSWEGO, OR.

Unclaimed

Directors Mortgage

Independent Mortgage Company•Lake Oswego, ORHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Directors Mortgage — 1.3k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA · Jumbo

Place

Strong

4/5

Multi-Region · 16 mkts

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo loans

Explore another lender or local market

Report Card

Directors Mortgage performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Strong

Top 40% of lenders

Strong

Top 40% of lenders

Jumbo

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Strong

Top 40% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 17 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	—	Strong	866	67.7%	—	—
FHA Loans	Strong	Strong	—	Strong	300	23.5%	—	—
VA Loans	Strong	Strong	—	Strong	80	6.3%	—	—
Jumbo Loans	Strong	Strong	—	Strong	32	2.5%	—	—

Conventional

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume866

Mix67.7%

Spread—

Fees—

FHA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume300

Mix23.5%

Spread—

Fees—

VA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume80

Mix6.3%

Spread—

Fees—

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume32

Mix2.5%

Spread—

Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	—	Strong	1,159	90.6%	—	—
Refinance	Strong	Strong	—	Sound	120	9.4%	—	—

Purchase

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume1,159

Mix90.6%

Spread—

Fees—

Refinance

Overall

Strong

Product

Strong

Pricing—

Pull Through

Sound

Volume120

Mix9.4%

Spread—

Fees—

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,279

Applications

1,776

Volume

$538 million

Pricing & Closing

Pullthrough Rate

72.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$421,052

Avg Borrower Income

$156,179

Avg Property Value

$545,023

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

West9

AKAZCACOIDMTNMORWA

Top Metro Areas by Place Specialization Score

1© Steve Morgan · CC BY-SA 4.0

Corvallis, ORMetro

Volume 41Mix 3.21% of portfolio

86/100

Exceptional

2© Jsayre64 · CC BY-SA 3.0

Eugene, ORMetro

Volume 124Mix 9.70% of portfolio

85/100

Exceptional

3© Ron Reiring · CC BY 2.0

Albuquerque, NMMetro

Volume 222Mix 17.36% of portfolio

83/100

Exceptional

4© Seasider53 · CC BY 4.0

Portland, OR-WAMetro

Volume 303Mix 23.69% of portfolio

81/100

Exceptional

Everett, WAMetro

Volume 51Mix 3.99% of portfolio

66/100

Strong

Seattle, WAMetro

Volume 76Mix 5.94% of portfolio

65/100

Strong

Tacoma, WAMetro

Volume 36Mix 2.81% of portfolio

60/100

Strong

Santa Fe, NMMetro

Volume 19Mix 1.49% of portfolio

58/100

Sound

Bend, ORMetro

Volume 22Mix 1.72% of portfolio

57/100

Sound

Salem, ORMetro

Volume 24Mix 1.88% of portfolio

56/100

Sound

Showing 10 of 16 metro areas

Top States by Place Specialization Score

OregonState

Volume 643Mix 50.27% of portfolio

89/100

Exceptional

New MexicoState

Volume 298Mix 23.30% of portfolio

84/100

Exceptional

WashingtonState

Volume 288Mix 22.52% of portfolio

77/100

Strong

CaliforniaState

Volume 26Mix 2.03% of portfolio

43/100

Sound

ArizonaState

Volume 13Mix 1.02% of portfolio

39/100

Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Directors Mortgage?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.