We analyzed every closed loan from Dollar Bank, Federal Savings Bank — 1.4k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo
Place
Sound
3/5
Near-National · 11 mkts
Awards
Conventional
Superstar
FHA
Superstar
Jumbo
Superstar
Purchase
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and Jumbo loans
- Nationwide availability with consistent service
Explore another lender or local market
Report Card
Dollar Bank, Federal Savings Bank performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+24.4 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Strong
Top 40% of lenders
VA
Acceptable
Bottom 40% of lenders
Jumbo
Exceptional
Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Near-National · 12 markets
Sound
Top 60% of lenders
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 1,150 | 80.4% | +0.229%Above | $996Fees | ||||
FHA Loans | 51 | 3.6% | +0.700%Above | $812Fees | ||||
VA Loans | — | 11 | 0.8% | -0.081%Below | $274Fees | |||
Jumbo Loans | 218 | 15.2% | +0.225%Above | $2,779Fees |
Conventional
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume1,150
Mix80.4%
Spread
+0.229%Above
Fees
$996Fees
FHA Loans
OverallSound
ProductStrong
PricingStrong
Pull ThroughSound
Volume51
Mix3.6%
Spread
+0.700%Above
Fees
$812Fees
VA Loans
OverallAcceptable
ProductAcceptable
Pricing—
Pull ThroughAcceptable
Volume11
Mix0.8%
Spread
-0.081%Below
Fees
$274Fees
Jumbo Loans
OverallStrong
ProductExceptional
PricingAcceptable
Pull ThroughStrong
Volume218
Mix15.2%
Spread
+0.225%Above
Fees
$2,779Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 1,044 | 73.0% | +0.175%Above | $1,579Fees | ||||
Refinance | 386 | 27.0% | +0.420%Above | $256Fees |
Purchase
OverallSound
ProductStrong
PricingSound
Pull ThroughSound
Volume1,044
Mix73.0%
Spread
+0.175%Above
Fees
$1,579Fees
Refinance
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume386
Mix27.0%
Spread
+0.420%Above
Fees
$256Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
1,430
Applications
2,050
Volume
$521 million
Pricing & Closing
Avg Rate Spread
+0.244%
vs. market APOR
Avg Net Fees
$1,203
Origination − Credits
Pullthrough Rate
69.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$364,552
Avg Borrower Income
$172,799
Avg Property Value
$522,615
Geographic Coverage
Geographic Performance
Metro Areas
11
markets with activity
States Served
29
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
29Northeast5
MANHNJPARI
Midwest8
ILINKSMNMONDOHWI
South14
ALDEFLGAKYMDMSNCOKSCTNTXVAWV
West2
COUT
Top Metro Areas by Place Specialization Score
Volume 685Mix 47.90% of portfolio
97/100
Exceptional
Volume 256Mix 17.90% of portfolio
80/100
Exceptional
Volume 45Mix 3.15% of portfolio
57/100
Sound
Volume 26Mix 1.82% of portfolio
54/100
Sound
Volume 25Mix 1.75% of portfolio
53/100
Sound
Volume 22Mix 1.54% of portfolio
52/100
Sound
Volume 28Mix 1.96% of portfolio
50/100
Sound
Volume 26Mix 1.82% of portfolio
49/100
Sound
Volume 22Mix 1.54% of portfolio
48/100
Sound
Volume 18Mix 1.26% of portfolio
43/100
SoundShowing 10 of 11 metro areas
Top States by Place Specialization Score
1
PennsylvaniaState
Volume 716Mix 50.07% of portfolio
85/100
Exceptional2
OhioState
Volume 313Mix 21.89% of portfolio
73/100
Strong3
VirginiaState
Volume 81Mix 5.66% of portfolio
60/100
Strong4
South CarolinaState
Volume 55Mix 3.85% of portfolio
57/100
Sound5
MarylandState
Volume 58Mix 4.06% of portfolio
56/100
Sound6
North CarolinaState
Volume 49Mix 3.43% of portfolio
51/100
Sound7
GeorgiaState
Volume 43Mix 3.01% of portfolio
51/100
Sound8
ColoradoState
Volume 18Mix 1.26% of portfolio
43/100
Sound9
MinnesotaState
Volume 16Mix 1.12% of portfolio
42/100
Sound10
FloridaState
Volume 13Mix 0.91% of portfolio
34/100
AcceptableHow We Rank Lenders
Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.
Our Point System (Max 30 Points)
10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Dollar Bank, Federal Savings Bank?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.