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DSLD MORTGAGE, LLC
Independent Mortgage Company|DOVER, DE|Multi-Region
Loans Originated
2,742
Applications
3,765
Volume
$720 million
Offers loans directly to consumers
Overall Pricing
Exceptional
Overall Pull Through
Exceptional
Safe Rate Awards๐Conventional Champion๐FHA Champion๐VA Champion๐USDA Champion๐Purchase Champion
Pricing and Pullthrough Overview
Average Rate Spread
-0.306%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$94
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
72.8%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Offers rates 30.60 basis points below market average
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and USDA loans
Report Card
DSLD MORTGAGE, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Exceptional | Market Leader | |
Pull Through Closing Strength | Exceptional | Market Leader | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Exceptional | Market Leader | |
FHA | Exceptional | Market Leader | |
VA | Exceptional | Market Leader | |
USDA | Exceptional | Market Leader | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Exceptional | Market Leader | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Exceptional | Multi-Regional ยท 16 metro areas ยท 6 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$262,582
Average Borrower Income
$103,825
Average Property Value
$298,085
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Exceptional | Exceptional | Exceptional | Strong | 1,205 | 43.9% | -0.288% | $109 |
FHA Loans | Exceptional | Exceptional | Exceptional | Strong | 876 | 31.9% | -0.097% | $61 |
VA Loans | Exceptional | Exceptional | Exceptional | Exceptional | 519 | 18.9% | -0.785% | $114 |
USDA Loans | Exceptional | Exceptional | Exceptional | Strong | 142 | 5.2% | -0.532% | $140 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Exceptional | Exceptional | Exceptional | Strong | 2,703 | 98.6% | -0.307% | $53 |
Refinance | Sound | Sound | Strong | Acceptable | 39 | 1.4% | -0.263% | $1,851 |
Geographic Coverage
Metro Areas
16
States Served
6
We count Washington DC as a state
Avg Place Specialization
Exceptional
States with Loan Originations
ALFLLAMSTNTX
Top Metro Areas by Place Specialization Score
1
Lafayette, LA, LAMSA
Volume: 413Mix: 15.06%
Place Specialization
Exceptional
2
Hammond, LA, LAMSA
Volume: 159Mix: 5.80%
Place Specialization
Exceptional
3
Shreveport, LAMSA
Volume: 200Mix: 7.29%
Place Specialization
Exceptional
4
Houma, LAMSA
Volume: 153Mix: 5.58%
Place Specialization
Exceptional
5
Gulfport, MSMSA
Volume: 263Mix: 9.59%
Place Specialization
Exceptional
6
Baton Rouge, LA, LAMSA
Volume: 566Mix: 20.64%
Place Specialization
Exceptional
7
Lake Charles, LA, LAMSA
Volume: 98Mix: 3.57%
Place Specialization
Exceptional
8
Slidell, LAMSA
Volume: 146Mix: 5.32%
Place Specialization
Exceptional
9
Crestview, FLMSA
Volume: 141Mix: 5.14%
Place Specialization
Exceptional
10
Huntsville, AL, ALMSA
Volume: 180Mix: 6.56%
Place Specialization
Exceptional
Showing 10 of 16 metro areas
Top States by Place Specialization Score
1
LAState
Volume: 1,884Mix: 68.71%
Place Specialization
Exceptional
2
ALState
Volume: 291Mix: 10.61%
Place Specialization
Strong
3
MSState
Volume: 264Mix: 9.63%
Place Specialization
Strong
4
FLState
Volume: 241Mix: 8.79%
Place Specialization
Strong
5
TXState
Volume: 61Mix: 2.22%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
๐
Champion(80%+ = 24-30 points)
โญ
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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