We analyzed every closed loan from Eagle Bank and Trust Company — 1.6k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Exceptional
5/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · USDA
Place
Exceptional
5/5
Multi-Region · 6 mkts
Awards
Conventional
Superstar
FHA
Superstar
VA
Superstar
USDA
Superstar
Purchase
Superstar
Refinance
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and USDA loans
Explore another lender or local market
Report Card
Eagle Bank and Trust Company performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+22.8 bps above market avg
Pull Through
Closing strength
Exceptional
Top 20% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Exceptional
Top 20% of lenders
VA
Strong
Top 40% of lenders
USDA
Exceptional
Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Exceptional
Top 20% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 7 markets
Strong
Top 40% of lenders
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 848 | 52.7% | +0.200%Above | $2,820Fees | ||||
FHA Loans | 491 | 30.5% | +0.502%Above | $2,665Fees | ||||
VA Loans | 163 | 10.1% | -0.469%Below | $1,331Fees | ||||
USDA Loans | 98 | 6.1% | +0.190%Above | $2,038Fees |
Conventional
OverallStrong
ProductStrong
PricingSound
Pull ThroughStrong
Volume848
Mix52.7%
Spread
+0.200%Above
Fees
$2,820Fees
FHA Loans
OverallStrong
ProductExceptional
PricingSound
Pull ThroughExceptional
Volume491
Mix30.5%
Spread
+0.502%Above
Fees
$2,665Fees
VA Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughExceptional
Volume163
Mix10.1%
Spread
-0.469%Below
Fees
$1,331Fees
USDA Loans
OverallStrong
ProductExceptional
PricingStrong
Pull ThroughStrong
Volume98
Mix6.1%
Spread
+0.190%Above
Fees
$2,038Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 1,545 | 96.1% | +0.230%Above | $2,631Fees | ||||
Refinance | 63 | 3.9% | +0.188%Above | $2,822Fees |
Purchase
OverallStrong
ProductExceptional
PricingSound
Pull ThroughStrong
Volume1,545
Mix96.1%
Spread
+0.230%Above
Fees
$2,631Fees
Refinance
OverallSound
ProductStrong
PricingSound
Pull ThroughStrong
Volume63
Mix3.9%
Spread
+0.188%Above
Fees
$2,822Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
1,608
Applications
2,068
Volume
$445 million
Pricing & Closing
Avg Rate Spread
+0.228%
vs. market APOR
Avg Net Fees
$2,639
Origination − Credits
Pullthrough Rate
77.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$277,152
Avg Borrower Income
$110,543
Avg Property Value
$336,592
Geographic Coverage
Geographic Performance
Metro Areas
6
markets with activity
States Served
21
of 50 states + DC
Avg Place Specialization
Exceptional
5/5
States with Loan Originations
21Midwest4
INKSMIMO
South12
ALARFLGAKYLAMSOKSCTNTXVA
West5
AZIDNMNVUT
Top Metro Areas by Place Specialization Score
Volume 445Mix 27.67% of portfolio
100/100
Exceptional
Volume 248Mix 15.42% of portfolio
100/100
Exceptional
Volume 247Mix 15.36% of portfolio
100/100
Exceptional
Volume 272Mix 16.92% of portfolio
82/100
Exceptional
Volume 94Mix 5.85% of portfolio
69/100
Strong
Volume 12Mix 0.75% of portfolio
46/100
SoundTop States by Place Specialization Score
1
ArkansasState
Volume 783Mix 48.69% of portfolio
89/100
Exceptional2
IdahoState
Volume 316Mix 19.65% of portfolio
76/100
Strong3
LouisianaState
Volume 278Mix 17.29% of portfolio
76/100
Strong4
MississippiState
Volume 175Mix 10.88% of portfolio
73/100
Strong5
TennesseeState
Volume 29Mix 1.80% of portfolio
47/100
SoundHow We Rank Lenders
Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.
Our Point System (Max 30 Points)
10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Eagle Bank and Trust Company?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.