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East West Bank

Bank•Pasadena, CAHQ•Direct•Reviews near you on Google

We analyzed every closed loan from East West Bank — 602 loans across 898 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Sound
3/5
Conventional
Place
Sound
3/5
Multi-Region · 15 mkts

Safe Rate Summary

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

East West Bank performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+4.2 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Acceptable
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 15 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Sound
Volume602
Mix100.0%
Spread
+0.010%Above
Fees
$1,140Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Sound
Volume565
Mix93.9%
Spread
+0.040%Above
Fees
$1,122Fees
Refinance
Overall
Acceptable
Product
Acceptable
Pricing
Acceptable
Pull Through
Acceptable
Volume37
Mix6.1%
Spread
+0.058%Above
Fees
$1,255Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
602
Applications
898
Volume
$302 million
Pricing & Closing
Avg Rate Spread
+0.042%
vs. market APOR
Avg Net Fees
$1,136
Origination − Credits
Pullthrough Rate
67.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$501,894
Avg Borrower Income
$114,188
Avg Property Value
$565,664

Geographic Coverage

Geographic Performance

Metro Areas
15
markets with activity
States Served
7
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

7
7 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast2
MANY
South2
GATX
West3
CANVWA

Top Metro Areas by Place Specialization Score

1© Basil D Soufi · CC BY-SA 3.0
Oakland, CAMetro
Volume 82Mix 13.62% of portfolio
70/100
Strong
2© Eric Polk · CC BY-SA 4.0
Los Angeles, CAMetro
Volume 118Mix 19.60% of portfolio
70/100
Strong
3© David Daniel Turner · CC BY 4.0
Houston, TXMetro
Volume 76Mix 12.62% of portfolio
62/100
Strong
4© Quintin Soloviev · CC BY 4.0
Sacramento, CAMetro
Volume 51Mix 8.47% of portfolio
61/100
Strong
5© Johnwayne Stroud · CC BY-SA 3.0
Riverside, CAMetro
Volume 59Mix 9.80% of portfolio
61/100
Strong
6© Roman Eugeniusz · CC BY-SA 3.0
Las Vegas, NVMetro
Volume 43Mix 7.14% of portfolio
60/100
Sound
7© André Regius · CC BY-SA 3.0
Anaheim, CAMetro
Volume 31Mix 5.15% of portfolio
56/100
Sound
8© Warren LeMay from Cincinnati, OH, United States · CC0
Atlanta, GAMetro
Volume 29Mix 4.82% of portfolio
51/100
Sound
9© Dllu · CC BY-SA 4.0
New York, NY-NJMetro
Volume 21Mix 3.49% of portfolio
48/100
Sound
10© Bernard Gagnon · CC BY-SA 3.0
San Diego, CAMetro
Volume 19Mix 3.16% of portfolio
48/100
Sound
Showing 10 of 15 metro areas

Top States by Place Specialization Score

California
California
1
CaliforniaState
Volume 381Mix 63.29% of portfolio
73/100
Strong
Nevada
Nevada
2
NevadaState
Volume 43Mix 7.14% of portfolio
58/100
Sound
Texas
Texas
3
TexasState
Volume 82Mix 13.62% of portfolio
56/100
Sound
Georgia
Georgia
4
GeorgiaState
Volume 39Mix 6.48% of portfolio
52/100
Sound
Washington
Washington
5
WashingtonState
Volume 31Mix 5.15% of portfolio
52/100
Sound
New York
New York
6
New YorkState
Volume 21Mix 3.49% of portfolio
46/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.