What loan types does Equity Resources offer?

Equity Resources offers the following mortgage loan types: FHA, Conventional, VA, usda. Each product has its own pricing score and performance metrics.

Where does Equity Resources offer mortgages?

Equity Resources offers mortgages in 18 states: CT, DC, DE, FL, GA, IN, KY, MA, MD, MI, NC, NH, OH, PA, RI, SC, VA, WV.

How competitive are Equity Resources's mortgage rates?

Equity Resources has an overall pricing score of 47.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Equity Resources?

Equity Resources is a Independent Mortgage Company headquartered in NEWARK, OH.

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Equity Resources

Independent Mortgage Company•Newark, OHHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Equity Resources — 2.2k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · USDA

Place

Sound

3/5

Multi-Region · 30 mkts

Awards

Conventional

Superstar

FHA

Superstar

USDA

Superstar

Purchase

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and USDA loans

Explore another lender or local market

Report Card

Equity Resources performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+32.7 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Strong

Top 40% of lenders

Strong

Top 40% of lenders

USDA

Exceptional

Top 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 31 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Sound	Strong	1,648	73.4%	+0.267%Above	$2,011Fees
FHA Loans	Strong	Strong	Acceptable	Strong	374	16.7%	+0.770%Above	$2,254Fees
VA Loans	Strong	Strong	Sound	Strong	154	6.9%	-0.138%Below	$1,486Fees
USDA Loans	Strong	Exceptional	Sound	Strong	64	2.9%	+0.303%Above	$1,766Fees

Conventional

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume1,648

Mix73.4%

Spread

+0.267%Above

Fees

$2,011Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume374

Mix16.7%

Spread

+0.770%Above

Fees

$2,254Fees

VA Loans

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume154

Mix6.9%

Spread

-0.138%Below

Fees

$1,486Fees

USDA Loans

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume64

Mix2.9%

Spread

+0.303%Above

Fees

$1,766Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Sound	Strong	1,970	87.8%	+0.344%Above	$2,024Fees
Refinance	Sound	Strong	Sound	Sound	275	12.2%	+0.224%Above	$1,982Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume1,970

Mix87.8%

Spread

+0.344%Above

Fees

$2,024Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Sound

Pull Through

Sound

Volume275

Mix12.2%

Spread

+0.224%Above

Fees

$1,982Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

2,245

Applications

3,196

Volume

$605 million

Pricing & Closing

Avg Rate Spread

+0.327%

vs. market APOR

Avg Net Fees

$2,018

Origination − Credits

Pullthrough Rate

70.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$269,775

Avg Borrower Income

$114,458

Avg Property Value

$337,165

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast5

CTMANHPARI

Midwest3

INMIOH

South10

DCDEFLGAKYMDNCSCVAWV

Top Metro Areas by Place Specialization Score

1© Chris Rycroft from Madison, Wisconsin, United States · CC BY 2.0

Toledo, OHMetro

Volume 202Mix 9.00% of portfolio

87/100

Exceptional

2© Csoldner187 · CC BY-SA 3.0

Altoona, PAMetro

Volume 55Mix 2.45% of portfolio

87/100

Exceptional

3© Dan Gaken · CC BY 2.0

Pittsburgh, PAMetro

Volume 372Mix 16.57% of portfolio

87/100

Exceptional

4© 归零者 · CC BY-SA 4.0

Columbus, OHMetro

Volume 319Mix 14.21% of portfolio

83/100

Exceptional

Greensboro, NCMetro

Volume 117Mix 5.21% of portfolio

76/100

Strong

Erie, PAMetro

Volume 87Mix 3.88% of portfolio

74/100

Strong

Raleigh, NCMetro

Volume 104Mix 4.63% of portfolio

69/100

Strong

New Haven, CTMetro

Volume 41Mix 1.83% of portfolio

62/100

Strong

Lexington Park, MDMetro

Volume 37Mix 1.65% of portfolio

60/100

Strong

Frederick, MDMetro

Volume 41Mix 1.83% of portfolio

60/100

Sound

Showing 10 of 30 metro areas

Top States by Place Specialization Score

PennsylvaniaState

Volume 616Mix 27.44% of portfolio

82/100

Exceptional

OhioState

Volume 728Mix 32.43% of portfolio

81/100

Exceptional

North CarolinaState

Volume 375Mix 16.70% of portfolio

72/100

Strong

MarylandState

Volume 158Mix 7.04% of portfolio

67/100

Strong

ConnecticutState

Volume 99Mix 4.41% of portfolio

64/100

Strong

South CarolinaState

Volume 59Mix 2.63% of portfolio

57/100

Sound

MassachusettsState

Volume 54Mix 2.41% of portfolio

54/100

Sound

FloridaState

Volume 64Mix 2.85% of portfolio

49/100

Sound

MichiganState

Volume 39Mix 1.74% of portfolio

49/100

Sound

VirginiaState

Volume 20Mix 0.89% of portfolio

42/100

Sound

Showing 10 of 11 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.