What loan types does Fifth Third Bank offer?

Fifth Third Bank offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Fifth Third Bank offer mortgages?

Fifth Third Bank is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are Fifth Third Bank's mortgage rates?

Fifth Third Bank has an overall pricing score of 61.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Fifth Third Bank?

Fifth Third Bank is a Bank headquartered in Cincinnati, OH.

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Fifth Third Bank

Bank•Cincinnati, OHHQ•Direct•Reviews near you on Google

Fifth Third Bank's 10.8k closed loans and 18k applications, benchmarked against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

National · 49 mkts

Awards

Conventional

Superstar

FHA

Superstar

Jumbo

Superstar

USDA

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees
Strong pull through performance
High volume lender with significant market experience
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Nationwide availability with consistent service

Explore another lender or local market

Report Card

Fifth Third Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+26.3 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 20% of lenders

FHA

Exceptional

Top 20% of lenders

Strong

Top 40% of lenders

Jumbo

Exceptional

Top 10% of lenders

USDA

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Exceptional

Top 20% of lenders

By Location· Geographic coverage

Geographic Reach

National · 50 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Exceptional	Strong	Sound	8,722	80.7%	+0.296%Above	$593Fees
FHA Loans	Strong	Exceptional	Strong	Sound	819	7.6%	+0.520%Above	$1,105Fees
VA Loans	Strong	Strong	Exceptional	Strong	229	2.1%	-0.267%Below	$97Fees
Jumbo Loans	Strong	Exceptional	Strong	Strong	995	9.2%	-0.157%Below	$370Credit
USDA Loans	Strong	Strong	Exceptional	Sound	46	0.4%	+0.216%Above	$1,218Fees

Conventional

Overall

Strong

Product

Exceptional

Pricing

Strong

Pull Through

Sound

Volume8,722

Mix80.7%

Spread

+0.296%Above

Fees

$593Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Strong

Pull Through

Sound

Volume819

Mix7.6%

Spread

+0.520%Above

Fees

$1,105Fees

VA Loans

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Strong

Volume229

Mix2.1%

Spread

-0.267%Below

Fees

$97Fees

Jumbo Loans

Overall

Strong

Product

Exceptional

Pricing

Strong

Pull Through

Strong

Volume995

Mix9.2%

Spread

-0.157%Below

Fees

$370Credit

USDA Loans

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Sound

Volume46

Mix0.4%

Spread

+0.216%Above

Fees

$1,218Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Strong	Sound	8,198	75.8%	+0.203%Above	$481Fees
Refinance	Strong	Exceptional	Sound	Strong	2,613	24.2%	+0.445%Above	$728Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Strong

Pull Through

Sound

Volume8,198

Mix75.8%

Spread

+0.203%Above

Fees

$481Fees

Refinance

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume2,613

Mix24.2%

Spread

+0.445%Above

Fees

$728Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

10,811

Applications

17,630

Volume

$3 billion

Pricing & Closing

Avg Rate Spread

+0.263%

vs. market APOR

Avg Net Fees

$542

Origination − Credits

Pullthrough Rate

61.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$361,924

Avg Borrower Income

$173,404

Avg Property Value

$494,433

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast8

CTMEMANHNJNYPAVT

Midwest10

IAILINKSMIMNMONEOHWI

South17

ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West12

AKAZCACOIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Warren LeMay from Cincinnati, OH, United States · CC0

Cincinnati, OHMetro

Volume 808Mix 7.47% of portfolio

92/100

Exceptional

2© Chris Rycroft from Madison, Wisconsin, United States · CC BY 2.0

Toledo, OHMetro

Volume 312Mix 2.89% of portfolio

91/100

Exceptional

3© Warren LeMay from Cincinnati, OH, United States · CC0

Cleveland, OHMetro

Volume 683Mix 6.32% of portfolio

87/100

Exceptional

Columbus, OHMetro

Volume 576Mix 5.33% of portfolio

87/100

Exceptional

Chicago, ILMetro

Volume 937Mix 8.67% of portfolio

84/100

Exceptional

Charleston, SCMetro

Volume 249Mix 2.30% of portfolio

83/100

Exceptional

Louisville/Jefferson County, KY, KY-INMetro

Volume 290Mix 2.68% of portfolio

80/100

Exceptional

Indianapolis, INMetro

Volume 409Mix 3.78% of portfolio

79/100

Strong

Lexington, KYMetro

Volume 141Mix 1.30% of portfolio

79/100

Strong

Grand Rapids, MIMetro

Volume 444Mix 4.11% of portfolio

78/100

Strong

Showing 10 of 49 metro areas

Top States by Place Specialization Score

OhioState

Volume 3,118Mix 28.84% of portfolio

92/100

Exceptional

KentuckyState

Volume 740Mix 6.84% of portfolio

85/100

Exceptional

IndianaState

Volume 1,342Mix 12.41% of portfolio

85/100

Exceptional

IllinoisState

Volume 1,233Mix 11.41% of portfolio

84/100

Exceptional

MichiganState

Volume 1,528Mix 14.13% of portfolio

84/100

Exceptional

South CarolinaState

Volume 416Mix 3.85% of portfolio

77/100

Strong

FloridaState

Volume 872Mix 8.07% of portfolio

73/100

Strong

North CarolinaState

Volume 579Mix 5.36% of portfolio

72/100

Strong

TennesseeState

Volume 256Mix 2.37% of portfolio

68/100

Strong

West VirginiaState

Volume 77Mix 0.71% of portfolio

64/100

Strong

Showing 10 of 25 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.