What loan types does First Colony Mortgage Corporation offer?

First Colony Mortgage Corporation offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does First Colony Mortgage Corporation offer mortgages?

First Colony Mortgage Corporation is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are First Colony Mortgage Corporation's mortgage rates?

First Colony Mortgage Corporation has an overall pricing score of 42.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is First Colony Mortgage Corporation?

First Colony Mortgage Corporation is a Independent Mortgage Company headquartered in OREM, UT.

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First Colony Mortgage Corporation

Independent Mortgage Company•Orem, UTHQ•Direct & Wholesale•Reviews near you on Google

We analyzed every closed loan from First Colony Mortgage Corporation — 6.7k loans across 9k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

National · 49 mkts

Awards

Conventional

Superstar

FHA

Superstar

USDA

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Nationwide availability with consistent service

Explore another lender or local market

Report Card

First Colony Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+20.9 bps above market avg

Pull Through

Closing strength

Exceptional

Top 20% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 20% of lenders

FHA

Exceptional

Top 20% of lenders

Exceptional

Top 20% of lenders

Jumbo

Strong

Top 40% of lenders

USDA

Exceptional

Top 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Exceptional

Top 20% of lenders

By Location· Geographic coverage

Geographic Reach

National · 50 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Exceptional	Acceptable	Strong	4,396	65.8%	+0.228%Above	$3,083Fees
FHA Loans	Strong	Exceptional	Sound	Strong	1,564	23.4%	+0.355%Above	$2,896Fees
VA Loans	Strong	Exceptional	Strong	Exceptional	542	8.1%	-0.463%Below	$1,969Fees
Jumbo Loans	Sound	Strong	Acceptable	Strong	72	1.1%	+0.538%Above	$3,304Fees
USDA Loans	Strong	Exceptional	Sound	Strong	106	1.6%	+0.144%Above	$2,403Fees

Conventional

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume4,396

Mix65.8%

Spread

+0.228%Above

Fees

$3,083Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume1,564

Mix23.4%

Spread

+0.355%Above

Fees

$2,896Fees

VA Loans

Overall

Strong

Product

Exceptional

Pricing

Strong

Pull Through

Exceptional

Volume542

Mix8.1%

Spread

-0.463%Below

Fees

$1,969Fees

Jumbo Loans

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume72

Mix1.1%

Spread

+0.538%Above

Fees

$3,304Fees

USDA Loans

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume106

Mix1.6%

Spread

+0.144%Above

Fees

$2,403Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Sound	Strong	5,760	86.2%	+0.221%Above	$3,120Fees
Refinance	Strong	Exceptional	Sound	Strong	920	13.8%	+0.147%Above	$2,175Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume5,760

Mix86.2%

Spread

+0.221%Above

Fees

$3,120Fees

Refinance

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume920

Mix13.8%

Spread

+0.147%Above

Fees

$2,175Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

6,680

Applications

8,876

Volume

$2 billion

Pricing & Closing

Avg Rate Spread

+0.209%

vs. market APOR

Avg Net Fees

$2,964

Origination − Credits

Pullthrough Rate

75.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$401,079

Avg Borrower Income

$149,671

Avg Property Value

$513,355

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast8

CTMEMANHNJNYPARI

Midwest10

IAILINKSMIMNMONDOHWI

South16

ALARDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West11

AZCACOIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Benjam63 · CC BY-SA 4.0

Provo, UTMetro

Volume 1,031Mix 15.43% of portfolio

100/100

Exceptional

2© Michael Gordon · CC BY 3.0

Logan, UT, UT-IDMetro

Volume 212Mix 3.17% of portfolio

100/100

Exceptional

3© Michael Steeber from USA · CC BY-SA 2.0

Green Bay, WIMetro

Volume 204Mix 3.05% of portfolio

90/100

Exceptional

Salt Lake City, UTMetro

Volume 604Mix 9.04% of portfolio

89/100

Exceptional

St. George, UTMetro

Volume 173Mix 2.59% of portfolio

87/100

Exceptional

Ogden, UTMetro

Volume 221Mix 3.31% of portfolio

81/100

Exceptional

Huntsville, ALMetro

Volume 190Mix 2.84% of portfolio

81/100

Exceptional

Pocatello, IDMetro

Volume 98Mix 1.47% of portfolio

80/100

Exceptional

Milwaukee, WIMetro

Volume 306Mix 4.58% of portfolio

80/100

Strong

Idaho Falls, IDMetro

Volume 79Mix 1.18% of portfolio

75/100

Strong

Showing 10 of 49 metro areas

Top States by Place Specialization Score

UtahState

Volume 2,357Mix 35.28% of portfolio

96/100

Exceptional

WisconsinState

Volume 815Mix 12.20% of portfolio

84/100

Exceptional

AlabamaState

Volume 322Mix 4.82% of portfolio

76/100

Strong

IdahoState

Volume 362Mix 5.42% of portfolio

74/100

Strong

CaliforniaState

Volume 598Mix 8.95% of portfolio

70/100

Strong

PennsylvaniaState

Volume 233Mix 3.49% of portfolio

66/100

Strong

MississippiState

Volume 135Mix 2.02% of portfolio

66/100

Strong

TennesseeState

Volume 195Mix 2.92% of portfolio

66/100

Strong

GeorgiaState

Volume 231Mix 3.46% of portfolio

66/100

Strong

New JerseyState

Volume 166Mix 2.49% of portfolio

66/100

Strong

Showing 10 of 31 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.