What loan types does First National Bank offer?

First National Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does First National Bank offer mortgages?

First National Bank offers mortgages in 2 states: AL, TN.

What type of lender is First National Bank?

First National Bank is a Bank headquartered in Hamilton, AL.

Unclaimed

First National Bank

Bank•Hamilton, AL•Direct to Consumer

First National Bank Al has 52 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pull Through

Sound

closing strength

Products

Acceptable

Conventional

Place

Active

Regional

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Report Card

First National Bank performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	N/A	No peer data
Pull Through Closing strength	Sound	Industry Standard Top 60% of lenders
By Loan Product· Specialization by type
Conventional	Acceptable	Near industry average Bottom 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Acceptable	Near industry average Bottom 40% of lenders
Refinance	Acceptable	Near industry average Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Sound	Industry Standard Top 60% of lenders Regional1 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	—	Sound	52	100.0%	+1.745%Above	$1,137Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	—	Sound	30	57.7%	+1.529%Above	$1,424Fees
Refinance	Sound	Acceptable	—	Strong	22	42.3%	+1.962%Above	$850Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$6 million

Typical Borrower

Avg Loan Amount

$133,846

Avg Borrower Income

$98,596

Avg Property Value

$199,423

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

N/A

States with Loan Originations

ALTN

Top States by Place Specialization Score

ALState

Volume: 51Mix: 98.08%of portfolio

Place

Strong

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.