What loan types does First Savings Bank offer?

First Savings Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does First Savings Bank offer mortgages?

First Savings Bank offers mortgages in 2 states: IN, KY.

How competitive are First Savings Bank's mortgage rates?

First Savings Bank has an overall pricing score of 35.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is First Savings Bank?

First Savings Bank is a Bank headquartered in Jeffersonville, IN.

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First Savings Bank

Bank•Jeffersonville, INHQ•Direct•Reviews near you on Google

First Savings Bank has 124 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Summary

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

First Savings Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+36.3 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Sound	Acceptable	Sound	123	99.2%	+0.363%Above	$676Fees

Conventional

Overall

Acceptable

Product

Sound

Pricing

Acceptable

Pull Through

Sound

Volume123

Mix99.2%

Spread

+0.363%Above

Fees

$676Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Acceptable	Acceptable	94	75.8%	+0.350%Above	$665Fees
Refinance	Sound	Sound	Sound	Sound	30	24.2%	+0.391%Above	$699Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Acceptable

Volume94

Mix75.8%

Spread

+0.350%Above

Fees

$665Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume30

Mix24.2%

Spread

+0.391%Above

Fees

$699Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

124

Applications

185

Volume

$28 million

Pricing & Closing

Avg Rate Spread

+0.363%

vs. market APOR

Avg Net Fees

$676

Origination − Credits

Pullthrough Rate

67.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$232,177

Avg Borrower Income

$113,226

Avg Property Value

$356,290

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Midwest1

South1

Top Metro Areas by Place Specialization Score

Louisville/Jefferson County, KY, KY-INMetro

Volume 90Mix 72.58% of portfolio

77/100

Strong

Top States by Place Specialization Score

IndianaState

Volume 121Mix 97.58% of portfolio

70/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.