Get & compare mortgage quotes anonymously Start in My Home
FSM

First Savings Mortgage Corporation

Independent Mortgage CompanyMcLean, VAHQDirectReviews near you on Google

We analyzed every closed loan from First Savings Mortgage Corporation 1.9k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo
Place
Strong
4/5
Multi-Region · 6 mkts
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
Purchase Superstar
Purchase
Superstar

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and FHA and VA and Jumbo loans

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

First Savings Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+21.9 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
Jumbo
Exceptional
Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 7 markets
Strong
Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume1,459
Mix78.8%
Spread
+0.183%Above
Fees
$2,887Fees
FHA Loans
Overall
Strong
Product
Strong
Pricing
Pull Through
Strong
Volume102
Mix5.5%
Spread
+1.080%Above
Fees
$2,374Fees
VA Loans
Overall
Strong
Product
Strong
Pricing
Pull Through
Exceptional
Volume186
Mix10.0%
Spread
-0.295%Below
Fees
$5,885Fees
Jumbo Loans
Overall
Sound
Product
Exceptional
Pricing
Mediocre
Pull Through
Strong
Volume105
Mix5.7%
Spread
+0.690%Above
Fees
$1,361Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume1,643
Mix88.7%
Spread
+0.217%Above
Fees
$2,872Fees
Refinance
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume209
Mix11.3%
Spread
+0.233%Above
Fees
$2,325Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
1,852
Applications
2,235
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
+0.219%
vs. market APOR
Avg Net Fees
$2,803
Origination − Credits
Pullthrough Rate
82.9%
Applications → Closed
Typical Borrower
Avg Loan Amount
$601,717
Avg Borrower Income
$239,242
Avg Property Value
$827,370

Geographic Coverage

Geographic Performance

Metro Areas
6
markets with activity
States Served
7
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

7
7 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
South7
DCDEFLMDNCSCVA

Top Metro Areas by Place Specialization Score

1© Ad Meskens · CC BY-SA 3.0
Washington, DC, DC-MDMetro
Volume 492Mix 26.57% of portfolio
98/100
Exceptional
2© Billy Hathorn · CC BY-SA 3.0
Arlington, VA-WVMetro
Volume 790Mix 42.66% of portfolio
93/100
Exceptional
Volume 287Mix 15.50% of portfolio
93/100
Exceptional
Volume 100Mix 5.40% of portfolio
66/100
Strong
Volume 19Mix 1.03% of portfolio
47/100
Sound
6© Greyfiveys · CC BY-SA 4.0
Virginia Beach, VA-NCMetro
Volume 16Mix 0.86% of portfolio
44/100
Sound

Top States by Place Specialization Score

Washington, DC
Washington, DC
1
Washington, DCState
Volume 424Mix 22.89% of portfolio
100/100
Exceptional
Virginia
Virginia
2
VirginiaState
Volume 885Mix 47.79% of portfolio
89/100
Exceptional
Maryland
Maryland
3
MarylandState
Volume 478Mix 25.81% of portfolio
80/100
Exceptional
Delaware
Delaware
4
DelawareState
Volume 12Mix 0.65% of portfolio
41/100
Sound
North Carolina
North Carolina
5
North CarolinaState
Volume 20Mix 1.08% of portfolio
41/100
Sound
Florida
Florida
6
FloridaState
Volume 23Mix 1.24% of portfolio
39/100
Acceptable
South Carolina
South Carolina
7
South CarolinaState
Volume 10Mix 0.54% of portfolio
36/100
Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of First Savings Mortgage Corporation?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.