What loan types does Freedom Mortgage Corporation offer?

Freedom Mortgage Corporation offers the following mortgage loan types: FHA, Conventional, VA, usda. Each product has its own pricing score and performance metrics.

Where does Freedom Mortgage Corporation offer mortgages?

Freedom Mortgage Corporation is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are Freedom Mortgage Corporation's mortgage rates?

Freedom Mortgage Corporation has an overall pricing score of 54.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Freedom Mortgage Corporation?

Freedom Mortgage Corporation is a Independent Mortgage Company headquartered in MT LAUREL, NJ.

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Freedom Mortgage Corporation

Independent Mortgage Company•Mt Laurel, NJHQ•Direct & Wholesale•Reviews near you on Google

Freedom Mortgage Corporation's 37.3k closed loans and 81k applications, benchmarked against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · USDA

Place

Strong

4/5

National · 49 mkts

Awards

FHA

Superstar

Purchase

Superstar

Summary

What They Do Well

Strong pull through performance
High volume lender with significant market experience
Particularly strong in Conventional and FHA and VA loans
Nationwide availability with consistent service

Explore another lender or local market

Report Card

Freedom Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+16.4 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Exceptional

Top 5% of lenders

Exceptional

Top 5% of lenders

USDA

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 10% of lenders

Refinance

Exceptional

Top 10% of lenders

By Location· Geographic coverage

Geographic Reach

National · 50 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Sound	Sound	6,638	17.8%	+0.356%Above	$2,540Fees
FHA Loans	Strong	Exceptional	Strong	Strong	17,075	45.8%	+0.359%Above	$2,396Fees
VA Loans	Strong	Exceptional	Strong	Strong	13,578	36.4%	-0.302%Below	$2,299Fees
USDA Loans	Acceptable	Sound	—	Mediocre	21	0.1%	+0.508%Above	$2,162Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Sound

Pull Through

Sound

Volume6,638

Mix17.8%

Spread

+0.356%Above

Fees

$2,540Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Strong

Pull Through

Strong

Volume17,075

Mix45.8%

Spread

+0.359%Above

Fees

$2,396Fees

VA Loans

Overall

Strong

Product

Exceptional

Pricing

Strong

Pull Through

Strong

Volume13,578

Mix36.4%

Spread

-0.302%Below

Fees

$2,299Fees

USDA Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Mediocre

Volume21

Mix0.1%

Spread

+0.508%Above

Fees

$2,162Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Strong	Strong	19,074	51.1%	+0.042%Above	$2,191Fees
Refinance	Sound	Exceptional	Acceptable	Sound	18,239	48.9%	+0.610%Above	$3,177Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Strong

Pull Through

Strong

Volume19,074

Mix51.1%

Spread

+0.042%Above

Fees

$2,191Fees

Refinance

Overall

Sound

Product

Exceptional

Pricing

Acceptable

Pull Through

Sound

Volume18,239

Mix48.9%

Spread

+0.610%Above

Fees

$3,177Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

37,313

Applications

80,675

Volume

$12 billion

Pricing & Closing

Avg Rate Spread

+0.164%

vs. market APOR

Avg Net Fees

$2,402

Origination − Credits

Pullthrough Rate

46.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$348,222

Avg Borrower Income

$125,402

Avg Property Value

$420,413

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

Includes Washington, DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

51Nationwide · all 50 states and DC

Northeast9

CTMEMANHNJNYPARIVT

Midwest12

IAILINKSMIMNMONDNEOHSDWI

South17

ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West13

AKAZCACOHIIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Edmund Garman · CC BY 2.0

Urban Honolulu, HIMetro

Volume 556Mix 1.49% of portfolio

97/100

Exceptional

2© DXR · CC BY-SA 4.0

Jacksonville, NCMetro

Volume 287Mix 0.77% of portfolio

91/100

Exceptional

3© Greyfiveys · CC BY-SA 4.0

Virginia Beach, VA-NCMetro

Volume 899Mix 2.41% of portfolio

88/100

Exceptional

4© Brandonrush · CC BY-SA 3.0

Fayetteville, NCMetro

Volume 309Mix 0.83% of portfolio

87/100

Exceptional

5© Ken Lund · CC BY-SA 2.0

Louisville/Jefferson County, KY, KY-INMetro

Volume 454Mix 1.22% of portfolio

83/100

Exceptional

Tampa, FLMetro

Volume 711Mix 1.91% of portfolio

83/100

Exceptional

Atlanta, GAMetro

Volume 932Mix 2.50% of portfolio

83/100

Exceptional

Washington, DC, DC-MDMetro

Volume 333Mix 0.89% of portfolio

82/100

Exceptional

Arlington, VA-WVMetro

Volume 595Mix 1.59% of portfolio

81/100

Exceptional

Richmond, VAMetro

Volume 352Mix 0.94% of portfolio

81/100

Exceptional

Showing 10 of 49 metro areas

Top States by Place Specialization Score

HawaiiState

Volume 666Mix 1.78% of portfolio

95/100

Exceptional

VirginiaState

Volume 2,170Mix 5.82% of portfolio

90/100

Exceptional

FloridaState

Volume 4,424Mix 11.86% of portfolio

86/100

Exceptional

GeorgiaState

Volume 1,970Mix 5.28% of portfolio

85/100

Exceptional

TexasState

Volume 3,217Mix 8.62% of portfolio

84/100

Exceptional

South CarolinaState

Volume 1,011Mix 2.71% of portfolio

84/100

Exceptional

AlabamaState

Volume 795Mix 2.13% of portfolio

83/100

Exceptional

MarylandState

Volume 1,175Mix 3.15% of portfolio

83/100

Exceptional

North CarolinaState

Volume 2,212Mix 5.93% of portfolio

82/100

Exceptional

New JerseyState

Volume 963Mix 2.58% of portfolio

82/100

Exceptional

Showing 10 of 51 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.