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Geo-Corp

Independent Mortgage CompanyPlantation, FLHQDirect & WholesaleReviews near you on Google

We analyzed every closed loan from Geo-Corp 862 loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional
Place
Sound
3/5
Multi-Region · 15 mkts

Safe Rate Summary

Things to Think About

  • Rates typically 105 basis points above market average
  • Higher than average fees ($5,660)

Explore another lender or local market

Report Card

Geo-Corp performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+104.6 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Acceptable
Bottom 40% of lenders
FHA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Acceptable
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 16 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Acceptable
Product
Acceptable
Pricing
Mediocre
Pull Through
Acceptable
Volume165
Mix19.1%
Spread
+0.557%Above
Fees
$4,044Fees
FHA Loans
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Strong
Volume692
Mix80.3%
Spread
+1.336%Above
Fees
$6,615Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Acceptable
Product
Sound
Pricing
Mediocre
Pull Through
Sound
Volume826
Mix95.8%
Spread
+1.054%Above
Fees
$5,834Fees
Refinance
Overall
Acceptable
Product
Acceptable
Pricing
Mediocre
Pull Through
Acceptable
Volume36
Mix4.2%
Spread
+0.921%Above
Fees
$2,786Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
862
Applications
1,433
Volume
$426 million
Pricing & Closing
Avg Rate Spread
+1.046%
vs. market APOR
Avg Net Fees
$5,660
Origination − Credits
Pullthrough Rate
60.2%
Applications → Closed
Typical Borrower
Avg Loan Amount
$495,278
Avg Borrower Income
$143,900
Avg Property Value
$549,977

Geographic Coverage

Geographic Performance

Metro Areas
15
markets with activity
States Served
17
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

17
17 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast2
NJPA
South9
ALFLGAMDNCSCTNTXVA
West6
AZCACONVORWA

Top Metro Areas by Place Specialization Score

1© Eric Polk · CC BY-SA 4.0
Los Angeles, CAMetro
Volume 200Mix 23.20% of portfolio
76/100
Strong
Volume 171Mix 19.84% of portfolio
73/100
Strong
Volume 75Mix 8.70% of portfolio
63/100
Strong
4© Billy Hathorn · CC BY-SA 3.0
Arlington, VA-WVMetro
Volume 51Mix 5.92% of portfolio
59/100
Sound
Volume 32Mix 3.71% of portfolio
54/100
Sound
Volume 32Mix 3.71% of portfolio
53/100
Sound
Volume 40Mix 4.64% of portfolio
53/100
Sound
Volume 34Mix 3.94% of portfolio
52/100
Sound
9© Bobak Ha'Eri · CC BY 3.0
Bakersfield, CAMetro
Volume 15Mix 1.74% of portfolio
47/100
Sound
Volume 16Mix 1.86% of portfolio
46/100
Sound
Showing 10 of 15 metro areas

Top States by Place Specialization Score

California
California
1
CaliforniaState
Volume 446Mix 51.74% of portfolio
74/100
Strong
Georgia
Georgia
2
GeorgiaState
Volume 90Mix 10.44% of portfolio
61/100
Strong
Texas
Texas
3
TexasState
Volume 112Mix 12.99% of portfolio
59/100
Sound
Florida
Florida
4
FloridaState
Volume 96Mix 11.14% of portfolio
57/100
Sound
Virginia
Virginia
5
VirginiaState
Volume 55Mix 6.38% of portfolio
57/100
Sound
Maryland
Maryland
6
MarylandState
Volume 22Mix 2.55% of portfolio
46/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.