What loan types does Global Federal Credit Union offer?

Global Federal Credit Union offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing score and performance metrics.

Where does Global Federal Credit Union offer mortgages?

Global Federal Credit Union offers mortgages in 5 states: AK, AZ, CA, ID, WA.

How competitive are Global Federal Credit Union's mortgage rates?

Global Federal Credit Union has an overall pricing score of 70.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Global Federal Credit Union?

Global Federal Credit Union is a Credit Union headquartered in Anchorage, AK.

Unclaimed

Global Federal Credit Union

Credit Union•Anchorage, AK•Direct to Consumer

We analyzed every closed loan from Global Federal Credit Union — 1.6k loans across 2k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Strong

vs. all lenders

Pull Through

Exceptional

closing strength

Products

Exceptional

FHA · Conventional · VA · Jumbo

Place

Strong

Regional · 9 mkts

Safe Rate Awards💎Jumbo Champion⭐Conventional Superstar⭐FHA Superstar⭐VA Superstar⭐Purchase Superstar⭐Refinance Superstar

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Safe Rate's Summary

What They Do Well

Offers rates 12.20 basis points below market average
Lower than average lender fees
Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo loans

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Report Card

Global Federal Credit Union performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Strong	Highly Competitive Rates 12.2 bps below market avg
Pull Through Closing strength	Exceptional	Market Leader Top 20% of lenders
By Loan Product· Specialization by type
Conventional	Exceptional	Market Leader Top 20% of lenders
FHA	Strong	Highly Competitive Top 40% of lenders
VA	Strong	Highly Competitive Top 40% of lenders
Jumbo	Exceptional	Market Leader Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Exceptional	Market Leader Top 20% of lenders
Refinance	Strong	Highly Competitive Top 40% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Strong	Highly Competitive Top 40% of lenders Regional10 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Exceptional	Strong	Strong	1,042	66.9%	-0.039%Below	$1,425Fees
FHA Loans	Strong	Strong	Strong	Exceptional	204	13.1%	+0.155%Above	$2,067Fees
VA Loans	Strong	Strong	Strong	Exceptional	171	11.0%	-0.390%Below	$1,261Fees
Jumbo Loans	Exceptional	Exceptional	Exceptional	Strong	134	8.6%	-0.853%Below	$51Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Strong	Strong	1,389	89.2%	-0.116%Below	$1,442Fees
Refinance	Strong	Strong	Strong	Strong	168	10.8%	-0.163%Below	$790Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,557

Applications

2,044

Volume

$729 million

Pricing & Closing

Avg Rate Spread

-0.122%

vs. market APOR

Avg Net Fees

$1,363

Origination − Credits

Pullthrough Rate

76.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$468,642

Avg Borrower Income

$163,259

Avg Property Value

$604,300

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Strong

States with Loan Originations

AKAZCAIDWA

Top Metro Areas by Place Specialization Score

Fairbanks, AKMSA

Volume: 112Mix: 7.19%of portfolio

Place

Exceptional

Anchorage, AK, AKMSA

Volume: 674Mix: 43.29%of portfolio

Place

Exceptional

Seattle, WAMSA

Volume: 231Mix: 14.84%of portfolio

Place

Strong

Everett, WA, WAMSA

Volume: 87Mix: 5.59%of portfolio

Place

Strong

Tacoma, WAMSA

Volume: 63Mix: 4.05%of portfolio

Place

Strong

Spokane, WAMSA

Volume: 24Mix: 1.54%of portfolio

Place

Sound

Phoenix, AZMSA

Volume: 23Mix: 1.48%of portfolio

Place

Sound

Coeur d'Alene, ID, IDMSA

Volume: 12Mix: 0.77%of portfolio

Place

Sound

Riverside, CAMSA

Volume: 13Mix: 0.83%of portfolio

Place

Sound

Top States by Place Specialization Score

AKState

Volume: 1,017Mix: 65.32%of portfolio

Place

Exceptional

WAState

Volume: 479Mix: 30.76%of portfolio

Place

Exceptional

AZState

Volume: 32Mix: 2.06%of portfolio

Place

Sound

IDState

Volume: 14Mix: 0.90%of portfolio

Place

Sound

CAState

Volume: 15Mix: 0.96%of portfolio

Place

Acceptable

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.