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GoodLeap, LLC
Independent Mortgage Company|GLENDALE, CA|Near-National
Loans Originated
6,164
Applications
13,660
Volume
$1 billion
Offers loans directly to consumers
Overall Pricing
Sound
Overall Pull Through
Sound
Safe Rate Awards⭐FHA Superstar⭐Refinance Superstar
Pricing and Pullthrough Overview
Average Rate Spread
-0.047%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$3,908
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
45.1%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Particularly strong in Conventional and FHA and VA loans
- Nationwide availability with consistent service
Report Card
GoodLeap, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Exceptional | Market Leader | |
VA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Acceptable | Near industry average | |
Refinance | Exceptional | Market Leader | |
Places Geographic coverage | Sound | Near-National · 50 metro areas · 35 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$192,896
Average Borrower Income
$78,284
Average Property Value
$335,054
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Strong | Sound | Sound | 3,222 | 52.3% | +0.048% | $2,988 |
FHA Loans | Strong | Exceptional | Strong | Sound | 2,237 | 36.3% | -0.041% | $4,873 |
VA Loans | Sound | Strong | Sound | Sound | 704 | 11.4% | -0.493% | $5,371 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Acceptable | Acceptable | Acceptable | Acceptable | 26 | 0.4% | +0.424% | $2,774 |
Refinance | Strong | Exceptional | Sound | Sound | 6,138 | 99.6% | -0.052% | $3,920 |
Geographic Coverage
Metro Areas
49
States Served
35
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
ALARAZCACOCTDCDEFLGAHIIDINKSMAMDMEMIMNMONCNJNMNVOHOKORPASCTNTXUTVAWAWI
Top Metro Areas by Place Specialization Score
1
Indianapolis, INMSA
Volume: 210Mix: 3.41%
Place Specialization
Strong
2
Houston, TXMSA
Volume: 203Mix: 3.29%
Place Specialization
Strong
3
Dallas, TXMSA
Volume: 178Mix: 2.89%
Place Specialization
Strong
4
Fort Worth, TXMSA
Volume: 114Mix: 1.85%
Place Specialization
Strong
5
Las Vegas, NVMSA
Volume: 110Mix: 1.78%
Place Specialization
Strong
6
Phoenix, AZMSA
Volume: 190Mix: 3.08%
Place Specialization
Strong
7
Riverside, CAMSA
Volume: 152Mix: 2.47%
Place Specialization
Strong
8
Atlanta, GAMSA
Volume: 128Mix: 2.08%
Place Specialization
Strong
9
Columbus, OH, OHMSA
Volume: 89Mix: 1.44%
Place Specialization
Strong
10
Virginia Beach, VA-NCMSA
Volume: 88Mix: 1.43%
Place Specialization
Strong
Showing 10 of 49 metro areas
Top States by Place Specialization Score
1
TXState
Volume: 900Mix: 14.60%
Place Specialization
Strong
2
INState
Volume: 430Mix: 6.98%
Place Specialization
Strong
3
OHState
Volume: 376Mix: 6.10%
Place Specialization
Strong
4
VAState
Volume: 252Mix: 4.09%
Place Specialization
Strong
5
AZState
Volume: 287Mix: 4.66%
Place Specialization
Strong
6
CAState
Volume: 511Mix: 8.29%
Place Specialization
Strong
7
FLState
Volume: 476Mix: 7.72%
Place Specialization
Strong
8
GAState
Volume: 276Mix: 4.48%
Place Specialization
Strong
9
NVState
Volume: 142Mix: 2.30%
Place Specialization
Strong
10
PAState
Volume: 244Mix: 3.96%
Place Specialization
Strong
Showing 10 of 32 states
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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