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GoPrime Mortgage, Inc.
Independent Mortgage Company|Raleigh, NC|Near-National
Loans Originated
1,240
Applications
1,567
Volume
$437 million
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Sound
Overall Pull Through
Exceptional
Safe Rate Awards💎VA Champion💎USDA Champion⭐Purchase Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.105%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$2,412
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
79.1%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and USDA loans
- Nationwide availability with consistent service
Report Card
GoPrime Mortgage, Inc. performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Exceptional | Market Leader | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Strong | Highly Competitive | |
VA | Exceptional | Market Leader | |
USDA | Exceptional | Market Leader | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Strong | Near-National · 14 metro areas · 32 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$353,177
Average Borrower Income
$129,490
Average Property Value
$424,774
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Strong | Acceptable | Strong | 526 | 42.4% | +0.273% | $3,156 |
FHA Loans | Sound | Strong | Acceptable | Sound | 169 | 13.6% | +0.765% | $3,006 |
VA Loans | Exceptional | Exceptional | Strong | Exceptional | 499 | 40.2% | -0.345% | $1,448 |
USDA Loans | Exceptional | Exceptional | Exceptional | Strong | 39 | 3.1% | +0.274% | $1,281 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Strong | Sound | Strong | 1,177 | 94.9% | +0.110% | $2,374 |
Refinance | Sound | Sound | Acceptable | Sound | 63 | 5.1% | +0.033% | $2,939 |
Geographic Coverage
Metro Areas
13
States Served
32
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
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Top Metro Areas by Place Specialization Score
1
Pinehurst, NCMSA
Volume: 118Mix: 9.52%
Place Specialization
Exceptional
2
Bozeman, MT, MTMSA
Volume: 55Mix: 4.44%
Place Specialization
Strong
3
Asheville, NC, NCMSA
Volume: 76Mix: 6.13%
Place Specialization
Strong
4
Raleigh, NCMSA
Volume: 166Mix: 13.39%
Place Specialization
Strong
5
Fayetteville, NC, NCMSA
Volume: 51Mix: 4.11%
Place Specialization
Strong
6
Durham, NCMSA
Volume: 32Mix: 2.58%
Place Specialization
Sound
7
Virginia Beach, VA-NCMSA
Volume: 41Mix: 3.31%
Place Specialization
Sound
8
Charlotte, NC-SCMSA
Volume: 35Mix: 2.82%
Place Specialization
Sound
9
Hickory, NCMSA
Volume: 16Mix: 1.29%
Place Specialization
Sound
10
San Antonio, TXMSA
Volume: 14Mix: 1.13%
Place Specialization
Sound
Showing 10 of 13 metro areas
Top States by Place Specialization Score
1
NCState
Volume: 650Mix: 52.42%
Place Specialization
Strong
2
KYState
Volume: 95Mix: 7.66%
Place Specialization
Strong
3
MTState
Volume: 73Mix: 5.89%
Place Specialization
Strong
4
ORState
Volume: 80Mix: 6.45%
Place Specialization
Strong
5
VAState
Volume: 72Mix: 5.81%
Place Specialization
Sound
6
TXState
Volume: 59Mix: 4.76%
Place Specialization
Sound
7
SCState
Volume: 28Mix: 2.26%
Place Specialization
Sound
8
WAState
Volume: 20Mix: 1.61%
Place Specialization
Sound
9
FLState
Volume: 34Mix: 2.74%
Place Specialization
Sound
10
ALState
Volume: 17Mix: 1.37%
Place Specialization
Sound
Showing 10 of 13 states
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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