G

GreenStone Farm Credit Services, FLCA

Independent Mortgage CompanyEast Lansing, MIDirect to Consumer

We analyzed every closed loan from Greenstone Farm Credit Services Flca 791 loans across 856 applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing
Acceptable
vs. all lenders
Pull Through
Sound
closing strength
Products
Strong
Conventional · Jumbo
Place
Sound
Multi-Region · 11 mkts

Shopping for a Mortgage?

Save Greenstone Farm Credit Services Flca or ask our AI assistant to explore your options.

Safe Rate's Summary

What They Do Well

  • Particularly strong in Conventional and Jumbo loans

Things to Think About

  • Rates typically 77 basis points above market average

Explore another lender or local market

Report Card

GreenStone Farm Credit Services, FLCA performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
Near industry average
+76.9 bps above market avg
Pull Through
Closing strength
Sound
Industry Standard
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Highly Competitive
Top 40% of lenders
Jumbo
Strong
Highly Competitive
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Highly Competitive
Top 40% of lenders
Refinance
Strong
Highly Competitive
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Sound
Industry Standard
Top 60% of lenders
Multi-Regional12 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Sound
Strong
Acceptable
Strong
74994.7%
+0.769%Above
$2,193Fees
Jumbo Loans
Strong
Strong
Exceptional
425.3%

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Strong
Mediocre
Strong
61677.9%
+0.846%Above
$2,309Fees
Refinance
Sound
Strong
Acceptable
Strong
17522.1%
+0.691%Above
$2,074Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
791
Applications
856
Volume
$258 million
Pricing & Closing
Avg Rate Spread
+0.769%
vs. market APOR
Avg Net Fees
$2,193
Origination − Credits
Pullthrough Rate
92.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$327,200
Avg Borrower Income
$183,329
Avg Property Value
$516,315

Geographic Coverage

Geographic Performance

Metro Areas
11
States Served
6
We count Washington DC as a state
Avg Place Specialization
Sound

States with Loan Originations

FLILMIMNTNWI

Top Metro Areas by Place Specialization Score

1
Warren, MIMSA
Volume: 112Mix: 14.16%of portfolio
Place
Strong
2
Lansing, MIMSA
Volume: 51Mix: 6.45%of portfolio
Place
Strong
3
Grand Rapids, MIMSA
Volume: 80Mix: 10.11%of portfolio
Place
Strong
4
Jackson, MI, MIMSA
Volume: 23Mix: 2.91%of portfolio
Place
Strong
5
Ann Arbor, MI, MIMSA
Volume: 29Mix: 3.67%of portfolio
Place
Strong
6
Monroe, MI, MIMSA
Volume: 27Mix: 3.41%of portfolio
Place
Strong
7
Traverse City, MI, MIMSA
Volume: 25Mix: 3.16%of portfolio
Place
Sound
8
Flint, MI, MIMSA
Volume: 15Mix: 1.90%of portfolio
Place
Sound
9
Saginaw, MI, MIMSA
Volume: 11Mix: 1.39%of portfolio
Place
Sound
10
Green Bay, WI, WIMSA
Volume: 12Mix: 1.52%of portfolio
Place
Sound
Showing 10 of 11 metro areas

Top States by Place Specialization Score

1
MIState
Volume: 721Mix: 91.15%of portfolio
Place
Exceptional
2
WIState
Volume: 65Mix: 8.22%of portfolio
Place
Sound

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of GreenStone Farm Credit Services, FLCA?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.