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GM

Group Mortgage

Independent Mortgage CompanyWilmington, DEHQDirectReviews near you on Google

Group Mortgage has 333 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · Jumbo
Place
Strong
4/5
Regional · 5 mkts

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and VA loans

Things to Think About

  • Pricing may be below industry average
  • Higher than average fees ($4,287)

Explore another lender or local market

Report Card

Group Mortgage performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+19.4 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Sound
Top 60% of lenders
VA
Strong
Top 40% of lenders
Jumbo
Sound
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Acceptable
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Regional · 6 markets
Strong
Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume270
Mix81.1%
Spread
+0.245%Above
Fees
$4,237Fees
FHA Loans
Overall
Sound
Product
Sound
Pricing
Pull Through
Volume11
Mix3.3%
Spread
+0.368%Above
Fees
$3,982Fees
VA Loans
Overall
Strong
Product
Strong
Pricing
Pull Through
Strong
Volume42
Mix12.6%
Spread
-0.424%Below
Fees
$5,203Fees
Jumbo Loans
Overall
Sound
Product
Sound
Pricing
Pull Through
Volume10
Mix3.0%
Spread
+0.124%Above
Fees
$3,770Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume317
Mix95.2%
Spread
+0.192%Above
Fees
$4,274Fees
Refinance
Overall
Sound
Product
Acceptable
Pricing
Pull Through
Strong
Volume16
Mix4.8%
Spread
+0.212%Above
Fees
$4,461Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
333
Applications
416
Volume
$161 million
Pricing & Closing
Avg Rate Spread
+0.194%
vs. market APOR
Avg Net Fees
$4,287
Origination − Credits
Pullthrough Rate
80.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$484,069
Avg Borrower Income
$185,712
Avg Property Value
$681,817

Geographic Coverage

Geographic Performance

Metro Areas
5
markets with activity
States Served
3
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

3
3 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
South1
TX
West2
COWY

Top Metro Areas by Place Specialization Score

1© olekinderhook · CC BY 3.0
Fort Collins, COMetro
Volume 150Mix 45.05% of portfolio
91/100
Exceptional
Volume 60Mix 18.02% of portfolio
76/100
Strong
3© Xnatedawgx · CC BY-SA 4.0
Colorado Springs, COMetro
Volume 47Mix 14.11% of portfolio
64/100
Strong
Volume 14Mix 4.20% of portfolio
50/100
Sound
Volume 12Mix 3.60% of portfolio
43/100
Sound

Top States by Place Specialization Score

Colorado
Colorado
1
ColoradoState
Volume 327Mix 98.20% of portfolio
80/100
Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.