What loan types does Guild Mortgage Company offer?

Guild Mortgage Company offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Guild Mortgage Company offer mortgages?

Guild Mortgage Company is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are Guild Mortgage Company's mortgage rates?

Guild Mortgage Company has an overall pricing score of 24.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Guild Mortgage Company?

Guild Mortgage Company is a Independent Mortgage Company headquartered in GLENDALE, CA.

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Guild Mortgage Company

Independent Mortgage Company•Glendale, CAHQ•Direct•Reviews near you on Google

Guild Mortgage Company's 58.5k closed loans and 79k applications, benchmarked against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Exceptional

5/5

National · 49 mkts

Awards

USDA

Champion

Conventional

Superstar

FHA

Superstar

Jumbo

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Strong pull through performance
High volume lender with significant market experience
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Nationwide availability with consistent service

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Guild Mortgage Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+38.7 bps above market avg

Pull Through

Closing strength

Exceptional

Top 20% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 10% of lenders

FHA

Exceptional

Top 5% of lenders

Exceptional

Top 10% of lenders

Jumbo

Exceptional

Top 20% of lenders

USDA

Exceptional

Top 5% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 5% of lenders

Refinance

Exceptional

Top 20% of lenders

By Location· Geographic coverage

Geographic Reach

National · 50 markets

Exceptional

Top 20% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Exceptional	Acceptable	Strong	35,917	61.3%	+0.360%Above	$3,464Fees
FHA Loans	Strong	Exceptional	Acceptable	Strong	15,589	26.6%	+0.647%Above	$3,849Fees
VA Loans	Strong	Exceptional	Acceptable	Strong	5,202	8.9%	-0.171%Below	$3,563Fees
Jumbo Loans	Strong	Exceptional	Acceptable	Strong	719	1.2%	+0.289%Above	$2,699Fees
USDA Loans	Exceptional	Exceptional	Strong	Strong	1,123	1.9%	-0.061%Below	$2,580Fees

Conventional

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume35,917

Mix61.3%

Spread

+0.360%Above

Fees

$3,464Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume15,589

Mix26.6%

Spread

+0.647%Above

Fees

$3,849Fees

VA Loans

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume5,202

Mix8.9%

Spread

-0.171%Below

Fees

$3,563Fees

Jumbo Loans

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume719

Mix1.2%

Spread

+0.289%Above

Fees

$2,699Fees

USDA Loans

Overall

Exceptional

Product

Exceptional

Pricing

Strong

Pull Through

Strong

Volume1,123

Mix1.9%

Spread

-0.061%Below

Fees

$2,580Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Acceptable	Strong	52,902	90.4%	+0.402%Above	$3,621Fees
Refinance	Strong	Exceptional	Acceptable	Strong	5,648	9.6%	+0.279%Above	$3,054Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume52,902

Mix90.4%

Spread

+0.402%Above

Fees

$3,621Fees

Refinance

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume5,648

Mix9.6%

Spread

+0.279%Above

Fees

$3,054Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

58,550

Applications

79,496

Volume

$20 billion

Pricing & Closing

Avg Rate Spread

+0.387%

vs. market APOR

Avg Net Fees

$3,553

Origination − Credits

Pullthrough Rate

73.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$355,984

Avg Borrower Income

$131,762

Avg Property Value

$446,660

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

Northeast8

CTMEMANHNJPARIVT

Midwest12

IAILINKSMIMNMONDNEOHSDWI

South17

ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West13

AKAZCACOHIIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© WeaponizingArchitecture · CC BY-SA 4.0

St. Louis, MO, MO-ILMetro

Volume 2,800Mix 4.78% of portfolio

100/100

Exceptional

2© Thomas Kirchel · CC BY-SA 4.0

Columbia, SCMetro

Volume 959Mix 1.64% of portfolio

100/100

Exceptional

3© G. Edward Johnson · CC BY 4.0

Reno, NVMetro

Volume 776Mix 1.33% of portfolio

100/100

Exceptional

Lancaster, PAMetro

Volume 523Mix 0.89% of portfolio

100/100

Exceptional

Salem, ORMetro

Volume 389Mix 0.66% of portfolio

100/100

Exceptional

Olympia, WAMetro

Volume 351Mix 0.60% of portfolio

100/100

Exceptional

Montgomery, ALMetro

Volume 493Mix 0.84% of portfolio

100/100

Exceptional

Augusta, GA-SCMetro

Volume 587Mix 1.00% of portfolio

99/100

Exceptional

St. George, UTMetro

Volume 454Mix 0.78% of portfolio

98/100

Exceptional

Las Vegas, NVMetro

Volume 1,598Mix 2.73% of portfolio

96/100

Exceptional

Showing 10 of 49 metro areas

Top States by Place Specialization Score

NevadaState

Volume 2,854Mix 4.87% of portfolio

100/100

Exceptional

OregonState

Volume 3,081Mix 5.26% of portfolio

98/100

Exceptional

WashingtonState

Volume 3,807Mix 6.50% of portfolio

97/100

Exceptional

New MexicoState

Volume 1,346Mix 2.30% of portfolio

94/100

Exceptional

WyomingState

Volume 403Mix 0.69% of portfolio

91/100

Exceptional

MissouriState

Volume 3,817Mix 6.52% of portfolio

91/100

Exceptional

South CarolinaState

Volume 1,879Mix 3.21% of portfolio

91/100

Exceptional

MaineState

Volume 1,122Mix 1.92% of portfolio

90/100

Exceptional

UtahState

Volume 2,395Mix 4.09% of portfolio

90/100

Exceptional

AlabamaState

Volume 1,317Mix 2.25% of portfolio

88/100

Exceptional

Showing 10 of 50 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.