What loan types does GVC MORTGAGE, INC. offer?

GVC MORTGAGE, INC. offers the following mortgage loan types: FHA, Conventional, VA, usda. Each product has its own pricing score and performance metrics.

Where does GVC MORTGAGE, INC. offer mortgages?

GVC MORTGAGE, INC. offers mortgages in 13 states: AL, AZ, FL, IL, IN, KY, MI, NC, OH, SC, TN, TX, VA.

How competitive are GVC MORTGAGE, INC.'s mortgage rates?

GVC MORTGAGE, INC. has an overall pricing score of 19.4/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is GVC MORTGAGE, INC.?

GVC MORTGAGE, INC. is a Independent Mortgage Company headquartered in Pendleton, IN.

Unclaimed

Gvc Mortgage, Inc.

Independent Mortgage Company•Pendleton, IN•Direct to Consumer

We analyzed every closed loan from Gvc Mortgage — 4.0k loans across 5k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Mediocre

vs. all lenders

Pull Through

Exceptional

closing strength

Products

Exceptional

FHA · Conventional · VA · USDA

Place

Strong

Multi-Region · 22 mkts

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Safe Rate's Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and USDA loans

Things to Think About

Rates typically 58 basis points above market average

Explore another lender or local market

Report Card

Gvc Mortgage, Inc. performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Mediocre	Below peers +58.3 bps above market avg
Pull Through Closing strength	Exceptional	Market Leader Top 20% of lenders
By Loan Product· Specialization by type
Conventional	Exceptional	Market Leader Top 20% of lenders
FHA	Exceptional	Market Leader Top 20% of lenders
VA	Strong	Highly Competitive Top 40% of lenders
USDA	Exceptional	Market Leader Top 10% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Exceptional	Market Leader Top 20% of lenders
Refinance	Strong	Highly Competitive Top 40% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Strong	Highly Competitive Top 40% of lenders Multi-Regional23 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Exceptional	Acceptable	Strong	2,576	64.4%	+0.504%Above	$3,149Fees
FHA Loans	Sound	Exceptional	Mediocre	Exceptional	1,000	25.0%	+0.934%Above	$3,471Fees
VA Loans	Sound	Strong	Acceptable	Exceptional	214	5.4%	+0.053%Above	$2,435Fees
USDA Loans	Sound	Exceptional	Mediocre	Strong	203	5.1%	+0.885%Above	$2,482Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Exceptional	Mediocre	Strong	3,659	91.5%	+0.606%Above	$3,189Fees
Refinance	Sound	Strong	Acceptable	Strong	340	8.5%	+0.379%Above	$2,966Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

3,999

Applications

4,903

Volume

$961 million

Pricing & Closing

Avg Rate Spread

+0.583%

vs. market APOR

Avg Net Fees

$3,167

Origination − Credits

Pullthrough Rate

81.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$240,394

Avg Borrower Income

$101,729

Avg Property Value

$284,667

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Strong

States with Loan Originations

ALAZFLILINKYMINCOHSCTNTXVA

Top Metro Areas by Place Specialization Score

Indianapolis, INMSA

Volume: 1,693Mix: 42.34%of portfolio

Place

Exceptional

Kokomo, IN, INMSA

Volume: 112Mix: 2.80%of portfolio

Place

Exceptional

Muncie, IN, INMSA

Volume: 87Mix: 2.18%of portfolio

Place

Exceptional

Fort Wayne, IN, INMSA

Volume: 257Mix: 6.43%of portfolio

Place

Exceptional

Columbus, IN, INMSA

Volume: 79Mix: 1.98%of portfolio

Place

Strong

Canton, OHMSA

Volume: 116Mix: 2.90%of portfolio

Place

Strong

Battle Creek, MI, MIMSA

Volume: 58Mix: 1.45%of portfolio

Place

Strong

Kingsport, TN-VAMSA

Volume: 92Mix: 2.30%of portfolio

Place

Strong

Kalamazoo, MIMSA

Volume: 64Mix: 1.60%of portfolio

Place

Strong

Toledo, OH, OHMSA

Volume: 55Mix: 1.38%of portfolio

Place

Strong

Showing 10 of 22 metro areas

Top States by Place Specialization Score

INState

Volume: 3,045Mix: 76.14%of portfolio

Place

Exceptional

MIState

Volume: 441Mix: 11.03%of portfolio

Place

Strong

OHState

Volume: 248Mix: 6.20%of portfolio

Place

Strong

TNState

Volume: 160Mix: 4.00%of portfolio

Place

Strong

VAState

Volume: 51Mix: 1.28%of portfolio

Place

Sound

FLState

Volume: 29Mix: 0.73%of portfolio

Place

Sound

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.