H
We analyzed every closed loan from Hancock Whitney Bank — 1.4k loans across 2k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.
Pricing
Strong
vs. all lenders
Pull Through
Strong
closing strength
Products
Exceptional
FHA · Conventional · VA · Jumbo · USDA
Place
Strong
Multi-Region · 18 mkts
Safe Rate Awards⭐Conventional Superstar⭐FHA Superstar⭐VA Superstar⭐Purchase Superstar⭐Refinance Superstar
Shopping for a Mortgage?
Save Hancock Whitney Bank or ask our AI assistant to explore your options.
Safe Rate's Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Explore another lender or local market
Report Card
Hancock Whitney Bank performance at a glance
| Category | Score | vs. Peers |
|---|---|---|
Overall Performance· Pricing & closing strength | ||
Pricing Rate competitiveness | Highly Competitive +13.2 bps above market avg | |
Pull Through Closing strength | Highly Competitive Top 40% of lenders | |
By Loan Product· Specialization by type | ||
Conventional | Highly Competitive Top 40% of lenders | |
FHA | Highly Competitive Top 40% of lenders | |
VA | Highly Competitive Top 40% of lenders | |
Jumbo | Highly Competitive Top 40% of lenders | |
USDA | Market Leader Top 20% of lenders | |
By Loan Purpose· Transaction purpose mix | ||
Purchase | Highly Competitive Top 40% of lenders | |
Refinance | Highly Competitive Top 40% of lenders | |
By Location· Geographic coverage | ||
Geographic Reach Coverage footprint | Highly Competitive Top 40% of lenders Multi-Regional19 markets | |
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 942 | 67.9% | +0.143%Above | $1,944Fees | ||||
FHA Loans | 301 | 21.7% | +0.217%Above | $1,873Fees | ||||
VA Loans | 75 | 5.4% | -0.434%Below | $2,154Fees | ||||
Jumbo Loans | 30 | 2.2% | +0.387%Above | $2,626Fees | ||||
USDA Loans | — | 39 | 2.8% | +0.091%Above | $1,577Fees |
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 1,263 | 91.1% | +0.123%Above | $1,960Fees | ||||
Refinance | 124 | 8.9% | +0.219%Above | $1,876Fees |
At a Glance
Lender Overview
Lending Activity
Loans Originated
1,387
Applications
2,153
Volume
$404 million
Pricing & Closing
Avg Rate Spread
+0.132%
vs. market APOR
Avg Net Fees
$1,952
Origination − Credits
Pullthrough Rate
64.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$291,330
Avg Borrower Income
$153,307
Avg Property Value
$380,703
Geographic Coverage
Geographic Performance
Metro Areas
18
States Served
18
We count Washington DC as a state
Avg Place Specialization
States with Loan Originations
ALARCOFLGAIAINKYLAMIMSMTNCORSCTNTXVA
Top Metro Areas by Place Specialization Score
1
New Orleans, LAMSA
Volume: 247Mix: 17.81%of portfolio
Place
Exceptional2
Houma, LAMSA
Volume: 86Mix: 6.20%of portfolio
Place
Exceptional3
Baton Rouge, LA, LAMSA
Volume: 288Mix: 20.76%of portfolio
Place
Exceptional4
Mobile, AL, ALMSA
Volume: 79Mix: 5.70%of portfolio
Place
Strong5
Slidell, LAMSA
Volume: 68Mix: 4.90%of portfolio
Place
Strong6
Gulfport, MSMSA
Volume: 75Mix: 5.41%of portfolio
Place
Strong7
Hattiesburg, MS, MSMSA
Volume: 36Mix: 2.60%of portfolio
Place
Strong8
Tampa, FL, FLMSA
Volume: 105Mix: 7.57%of portfolio
Place
Strong9
Lafayette, LA, LAMSA
Volume: 47Mix: 3.39%of portfolio
Place
Strong10
North Port, FLMSA
Volume: 40Mix: 2.88%of portfolio
Place
SoundShowing 10 of 18 metro areas
Top States by Place Specialization Score
1
LAState
Volume: 799Mix: 57.61%of portfolio
Place
Exceptional2
MSState
Volume: 162Mix: 11.68%of portfolio
Place
Strong3
FLState
Volume: 261Mix: 18.82%of portfolio
Place
Strong4
ALState
Volume: 100Mix: 7.21%of portfolio
Place
Strong5
TXState
Volume: 43Mix: 3.10%of portfolio
Place
SoundHow We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Hancock Whitney Bank?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.