Looking for a different lender?
H
HIGHLAND HOMELOANS, LLC
Independent Mortgage Company|WILMINGTON, DE|Regional
Loans Originated
510
Applications
592
Volume
$246 million
Offers loans directly to consumers
Overall Pricing
Sound
Overall Pull Through
Sound
Safe Rate Awards⭐Conventional Superstar⭐Purchase Superstar
Pricing and Pullthrough Overview
Average Rate Spread
-0.318%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$3,901
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
86.1%
Percentage of applications that result in closed loans
Report Card
HIGHLAND HOMELOANS, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Sound | Industry Standard | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Places Geographic coverage | Strong | Regional · 6 metro areas · 2 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$483,059
Average Borrower Income
$207,465
Average Property Value
$638,706
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Strong | Strong | Sound | Strong | 503 | 98.6% | -0.328% | $3,919 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Strong | Sound | Strong | 508 | 99.6% | -0.318% | $3,901 |
Geographic Coverage
Metro Areas
6
States Served
2
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
FLTX
Top Metro Areas by Place Specialization Score
1
Dallas, TXMSA
Volume: 231Mix: 45.29%
Place Specialization
Strong
2
Sherman, TXMSA
Volume: 30Mix: 5.88%
Place Specialization
Strong
3
Austin, TXMSA
Volume: 79Mix: 15.49%
Place Specialization
Strong
4
Houston, TXMSA
Volume: 107Mix: 20.98%
Place Specialization
Strong
5
San Antonio, TXMSA
Volume: 47Mix: 9.22%
Place Specialization
Sound
6
Fort Worth, TXMSA
Volume: 15Mix: 2.94%
Place Specialization
Sound
Top States by Place Specialization Score
1
TXState
Volume: 509Mix: 99.80%
Place Specialization
Strong
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare HIGHLAND HOMELOANS, LLC with other lenders or get personalized recommendations.