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Infinity Equity Group, Inc.

Independent Mortgage CompanySACRAMENTO, CADirect to Consumer

Infinity Equity Group has 314 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pricing
Mediocre
vs. all lenders
Pull Through
Strong
closing strength
Products
Strong
FHA · Conventional · VA
Place
Strong
Multi-Region · 3 mkts

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Safe Rate's Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and FHA and VA loans

Things to Think About

  • Rates typically 59 basis points above market average

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Report Card

Infinity Equity Group, Inc. performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
Below peers
+59.0 bps above market avg
Pull Through
Closing strength
Strong
Highly Competitive
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Highly Competitive
Top 40% of lenders
FHA
Strong
Highly Competitive
Top 40% of lenders
VA
Strong
Highly Competitive
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Highly Competitive
Top 40% of lenders
Refinance
Sound
Industry Standard
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Strong
Highly Competitive
Top 40% of lenders
Multi-Regional4 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Sound
Strong
Mediocre
Strong
22471.3%
+0.539%Above
$3,698Fees
FHA Loans
Sound
Strong
Mediocre
Exceptional
6320.1%
+0.872%Above
$4,453Fees
VA Loans
Strong
Strong
Strong
247.6%
+0.291%Above
$2,773Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Strong
Mediocre
Strong
27186.3%
+0.617%Above
$3,899Fees
Refinance
Sound
Sound
Acceptable
Exceptional
4313.7%
+0.417%Above
$3,071Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
314
Applications
412
Volume
$121 million
Pricing & Closing
Avg Rate Spread
+0.590%
vs. market APOR
Avg Net Fees
$3,786
Origination − Credits
Pullthrough Rate
76.2%
Applications → Closed
Typical Borrower
Avg Loan Amount
$387,261
Avg Borrower Income
$160,341
Avg Property Value
$520,191

Geographic Coverage

Geographic Performance

Metro Areas
3
States Served
9
We count Washington DC as a state
Avg Place Specialization
Strong

States with Loan Originations

AZCAFLIDNVORSCTNTX

Top Metro Areas by Place Specialization Score

1
Redding, CA, CAMSA
Volume: 112Mix: 35.67%of portfolio
Place
Exceptional
2
Reno, NV, NVMSA
Volume: 102Mix: 32.48%of portfolio
Place
Exceptional
3
Las Vegas, NVMSA
Volume: 24Mix: 7.64%of portfolio
Place
Sound

Top States by Place Specialization Score

1
NVState
Volume: 133Mix: 42.36%of portfolio
Place
Strong
2
CAState
Volume: 154Mix: 49.04%of portfolio
Place
Strong

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.