What loan types does Integrity Home Mortgage Corporation offer?

Integrity Home Mortgage Corporation offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Integrity Home Mortgage Corporation offer mortgages?

Integrity Home Mortgage Corporation offers mortgages in 15 states: AL, FL, MD, MN, MO, NC, NJ, OH, OK, PA, SC, TN, TX, VA, WV.

How competitive are Integrity Home Mortgage Corporation's mortgage rates?

Integrity Home Mortgage Corporation has an overall pricing score of 22.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Integrity Home Mortgage Corporation?

Integrity Home Mortgage Corporation is a Independent Mortgage Company headquartered in ALEXANDRIA, VA.

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Integrity Home Mortgage Corporation

Independent Mortgage Company•Alexandria, VAHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Integrity Home Mortgage Corporation — 2.3k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

Multi-Region · 28 mkts

Awards

FHA

Superstar

USDA

Superstar

Purchase

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Integrity Home Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+45.9 bps above market avg

Pull Through

Closing strength

Exceptional

Top 20% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Exceptional

Top 20% of lenders

Exceptional

Top 20% of lenders

Jumbo

Strong

Top 40% of lenders

USDA

Exceptional

Top 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 29 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Acceptable	Strong	1,237	53.3%	+0.421%Above	$3,542Fees
FHA Loans	Strong	Exceptional	Acceptable	Strong	639	27.6%	+0.704%Above	$3,955Fees
VA Loans	Strong	Exceptional	Acceptable	Strong	330	14.2%	-0.150%Below	$2,136Fees
Jumbo Loans	Strong	Strong	—	Strong	18	0.8%	+0.584%Above	$2,766Fees
USDA Loans	Sound	Exceptional	Mediocre	Strong	95	4.1%	+0.440%Above	$2,894Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume1,237

Mix53.3%

Spread

+0.421%Above

Fees

$3,542Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume639

Mix27.6%

Spread

+0.704%Above

Fees

$3,955Fees

VA Loans

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume330

Mix14.2%

Spread

-0.150%Below

Fees

$2,136Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume18

Mix0.8%

Spread

+0.584%Above

Fees

$2,766Fees

USDA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume95

Mix4.1%

Spread

+0.440%Above

Fees

$2,894Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Exceptional	Acceptable	Strong	2,147	92.6%	+0.473%Above	$3,512Fees
Refinance	Sound	Strong	Mediocre	Strong	172	7.4%	+0.307%Above	$3,709Fees

Purchase

Overall

Sound

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume2,147

Mix92.6%

Spread

+0.473%Above

Fees

$3,512Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume172

Mix7.4%

Spread

+0.307%Above

Fees

$3,709Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

2,319

Applications

3,046

Volume

$752 million

Pricing & Closing

Avg Rate Spread

+0.459%

vs. market APOR

Avg Net Fees

$3,530

Origination − Credits

Pullthrough Rate

76.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$324,388

Avg Borrower Income

$126,109

Avg Property Value

$392,223

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast2

NJPA

Midwest3

MNMOOH

South10

ALFLMDNCOKSCTNTXVAWV

Top Metro Areas by Place Specialization Score

1© Vpuliva · Public domain

Hagerstown, MD-WVMetro

Volume 358Mix 15.44% of portfolio

100/100

Exceptional

2© Edward Beyer · Public domain

Winchester, VA, VA-WVMetro

Volume 146Mix 6.30% of portfolio

100/100

Exceptional

Chambersburg, PAMetro

Volume 94Mix 4.05% of portfolio

97/100

Exceptional

Wilmington, NCMetro

Volume 151Mix 6.51% of portfolio

84/100

Exceptional

Harrisonburg, VAMetro

Volume 87Mix 3.75% of portfolio

83/100

Exceptional

Jacksonville, NCMetro

Volume 97Mix 4.18% of portfolio

80/100

Strong

Arlington, VA-WVMetro

Volume 224Mix 9.66% of portfolio

76/100

Strong

Richmond, VAMetro

Volume 142Mix 6.12% of portfolio

75/100

Strong

Gettysburg, PAMetro

Volume 26Mix 1.12% of portfolio

67/100

Strong

Frederick, MDMetro

Volume 60Mix 2.59% of portfolio

66/100

Strong

Showing 10 of 28 metro areas

Top States by Place Specialization Score

West VirginiaState

Volume 414Mix 17.85% of portfolio

91/100

Exceptional

VirginiaState

Volume 749Mix 32.30% of portfolio

86/100

Exceptional

North CarolinaState

Volume 530Mix 22.85% of portfolio

75/100

Strong

MarylandState

Volume 144Mix 6.21% of portfolio

66/100

Strong

PennsylvaniaState

Volume 161Mix 6.94% of portfolio

65/100

Strong

South CarolinaState

Volume 108Mix 4.66% of portfolio

64/100

Strong

TexasState

Volume 184Mix 7.93% of portfolio

61/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.