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Claim this ProfileIntegrity Mortgage Corporation of Texas
We analyzed every closed loan from Integrity Mortgage Corporation of Texas — 549 loans across 655 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Strong
4/5
Single State · 3 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in FHA and VA loans
Things to Think About
- Pricing may be below industry average
- Higher than average fees ($4,614)
Explore another lender or local market
Report Card
Integrity Mortgage Corporation of Texas performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+26.3 bps above market avg
1/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
460 loans · 0.28% above market
Sound
Top 60% of lenders
3/5
FHA
61 loans · 0.40% above market
Strong
Top 40% of lenders
4/5
VA
24 loans · 0.33% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
513 loans · 0.25% above market
Sound
Top 60% of lenders
3/5
Refinance
36 loans · 0.37% above market
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Single State · 4 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 460 | 83.8% | +0.276%Above | $4,754Fees | ||||
FHA Loans | 61 | 11.1% | +0.399%Above | $3,658Fees | ||||
VA Loans | — | 24 | 4.4% | -0.328%Below | $4,571Fees |
Conventional
OverallSound
ProductSound
PricingMediocre
Pull ThroughSound
Volume460
Mix83.8%
Spread
+0.276%Above
Fees
$4,754Fees
FHA Loans
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume61
Mix11.1%
Spread
+0.399%Above
Fees
$3,658Fees
VA Loans
OverallStrong
ProductStrong
Pricing—
Pull ThroughStrong
Volume24
Mix4.4%
Spread
-0.328%Below
Fees
$4,571Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 513 | 93.4% | +0.254%Above | $4,601Fees | ||||
Refinance | 36 | 6.6% | +0.371%Above | $4,782Fees |
Purchase
OverallSound
ProductSound
PricingMediocre
Pull ThroughSound
Volume513
Mix93.4%
Spread
+0.254%Above
Fees
$4,601Fees
Refinance
OverallAcceptable
ProductAcceptable
PricingMediocre
Pull ThroughStrong
Volume36
Mix6.6%
Spread
+0.371%Above
Fees
$4,782Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
549
Applications
655
Volume
$203 million
Pricing & Closing
Avg Rate Spread
+0.263%
vs. market APOR
Avg Net Fees
$4,614
Origination − Credits
Pullthrough Rate
83.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$370,847
Avg Borrower Income
$175,765
Avg Property Value
$489,681
Geographic Coverage
Geographic Performance
Metro Areas
3
markets with activity
States Served
1
of 50 states + DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
1Full-year 2024 · HMDALoans originated
< 500500+None
South1
TX
Top Metro Areas by Place Specialization Score
2© No machine-readable author provided. Billy Hathorn assumed (based on copyright claims). · CC BY-SA 3.0Fort Worth, TXMetro
Volume 67Mix 12.20% of portfolio
66/100
Strong
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.