I
Interlinc Mortgage Services, LLC
Independent Mortgage Company•HOUSTON, TX•Direct to Consumer
We analyzed every closed loan from Interlinc Mortgage Services — 2.5k loans across 3k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.
Pricing
Acceptable
vs. all lenders
Pull Through
Strong
closing strength
Products
Exceptional
FHA · Conventional · VA · Jumbo · USDA
Place
Strong
Multi-Region · 18 mkts
Safe Rate Awards⭐FHA Superstar⭐VA Superstar⭐USDA Superstar⭐Purchase Superstar
Shopping for a Mortgage?
Save Interlinc Mortgage Services or ask our AI assistant to explore your options.
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and USDA loans
Things to Think About
- Pricing may be below industry average
Explore another lender or local market
Report Card
Interlinc Mortgage Services, LLC performance at a glance
| Category | Score | vs. Peers |
|---|---|---|
Overall Performance· Pricing & closing strength | ||
Pricing Rate competitiveness | Near industry average +32.0 bps above market avg | |
Pull Through Closing strength | Highly Competitive Top 40% of lenders | |
By Loan Product· Specialization by type | ||
Conventional | Highly Competitive Top 40% of lenders | |
FHA | Market Leader Top 20% of lenders | |
VA | Highly Competitive Top 40% of lenders | |
Jumbo | Industry Standard Top 60% of lenders | |
USDA | Market Leader Top 20% of lenders | |
By Loan Purpose· Transaction purpose mix | ||
Purchase | Market Leader Top 20% of lenders | |
Refinance | Industry Standard Top 60% of lenders | |
By Location· Geographic coverage | ||
Geographic Reach Coverage footprint | Highly Competitive Top 40% of lenders Multi-Regional19 markets | |
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 1,085 | 43.8% | +0.551%Above | $2,808Fees | ||||
FHA Loans | 1,098 | 44.3% | +0.167%Above | $1,964Fees | ||||
VA Loans | 206 | 8.3% | -0.733%Below | $1,427Fees | ||||
Jumbo Loans | — | — | 11 | 0.4% | +0.857%Above | $4,477Fees | ||
USDA Loans | 80 | 3.2% | +0.681%Above | $967Fees |
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 2,377 | 95.8% | +0.292%Above | $2,296Fees | ||||
Refinance | 103 | 4.2% | +0.636%Above | $3,580Fees |
At a Glance
Lender Overview
Lending Activity
Loans Originated
2,480
Applications
3,440
Volume
$747 million
Pricing & Closing
Avg Rate Spread
+0.320%
vs. market APOR
Avg Net Fees
$2,400
Origination − Credits
Pullthrough Rate
72.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$301,282
Avg Borrower Income
$120,916
Avg Property Value
$346,177
Geographic Coverage
Geographic Performance
Metro Areas
18
States Served
16
We count Washington DC as a state
Avg Place Specialization
States with Loan Originations
ALARAZFLGAINKYLAMNMSNCOKSCTNTXWI
Top Metro Areas by Place Specialization Score
1
Dothan, AL, ALMSA
Volume: 116Mix: 4.68%of portfolio
Place
Exceptional2
Houston, TXMSA
Volume: 843Mix: 33.99%of portfolio
Place
Exceptional3
Louisville/Jefferson County, KY, KY-INMSA
Volume: 355Mix: 14.31%of portfolio
Place
Exceptional4
Nashville, TNMSA
Volume: 175Mix: 7.06%of portfolio
Place
Strong5
McAllen, TXMSA
Volume: 83Mix: 3.35%of portfolio
Place
Strong6
Dallas, TXMSA
Volume: 119Mix: 4.80%of portfolio
Place
Strong7
Austin, TXMSA
Volume: 80Mix: 3.23%of portfolio
Place
Strong8
Charleston, SCMSA
Volume: 39Mix: 1.57%of portfolio
Place
Sound9
New Orleans, LAMSA
Volume: 29Mix: 1.17%of portfolio
Place
Sound10
Evansville, IN, INMSA
Volume: 28Mix: 1.13%of portfolio
Place
SoundShowing 10 of 18 metro areas
Top States by Place Specialization Score
1
TXState
Volume: 1,267Mix: 51.09%of portfolio
Place
Exceptional2
KYState
Volume: 328Mix: 13.23%of portfolio
Place
Strong3
ALState
Volume: 161Mix: 6.49%of portfolio
Place
Strong4
OKState
Volume: 183Mix: 7.38%of portfolio
Place
Strong5
TNState
Volume: 197Mix: 7.94%of portfolio
Place
Strong6
INState
Volume: 147Mix: 5.93%of portfolio
Place
Strong7
SCState
Volume: 98Mix: 3.95%of portfolio
Place
Strong8
LAState
Volume: 33Mix: 1.33%of portfolio
Place
Sound9
GAState
Volume: 25Mix: 1.01%of portfolio
Place
Sound10
ARState
Volume: 17Mix: 0.69%of portfolio
Place
SoundHow We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Interlinc Mortgage Services, LLC?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.