What loan types does Interlinc Mortgage Services offer?

Interlinc Mortgage Services offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Interlinc Mortgage Services offer mortgages?

Interlinc Mortgage Services offers mortgages in 16 states: AL, AR, AZ, FL, GA, IN, KY, LA, MN, MS, NC, OK, SC, TN, TX, WI.

How competitive are Interlinc Mortgage Services's mortgage rates?

Interlinc Mortgage Services has an overall pricing score of 37.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Interlinc Mortgage Services?

Interlinc Mortgage Services is a Independent Mortgage Company headquartered in HOUSTON, TX.

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Interlinc Mortgage Services

Independent Mortgage Company•Houston, TXHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Interlinc Mortgage Services — 2.5k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

Multi-Region · 18 mkts

Awards

FHA

Superstar

USDA

Superstar

Purchase

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and USDA loans

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Interlinc Mortgage Services performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+32.0 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Exceptional

Top 20% of lenders

Strong

Top 40% of lenders

Jumbo

Sound

Top 60% of lenders

USDA

Exceptional

Top 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 19 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Acceptable	Strong	1,085	43.8%	+0.551%Above	$2,808Fees
FHA Loans	Strong	Exceptional	Strong	Strong	1,098	44.3%	+0.167%Above	$1,964Fees
VA Loans	Strong	Strong	Exceptional	Strong	206	8.3%	-0.733%Below	$1,427Fees
Jumbo Loans	Sound	Sound	—	—	11	0.4%	+0.857%Above	$4,477Fees
USDA Loans	Strong	Exceptional	Sound	Strong	80	3.2%	+0.681%Above	$967Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume1,085

Mix43.8%

Spread

+0.551%Above

Fees

$2,808Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Strong

Pull Through

Strong

Volume1,098

Mix44.3%

Spread

+0.167%Above

Fees

$1,964Fees

VA Loans

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Strong

Volume206

Mix8.3%

Spread

-0.733%Below

Fees

$1,427Fees

Jumbo Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume11

Mix0.4%

Spread

+0.857%Above

Fees

$4,477Fees

USDA Loans

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume80

Mix3.2%

Spread

+0.681%Above

Fees

$967Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Sound	Strong	2,377	95.8%	+0.292%Above	$2,296Fees
Refinance	Sound	Sound	Mediocre	Sound	103	4.2%	+0.636%Above	$3,580Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume2,377

Mix95.8%

Spread

+0.292%Above

Fees

$2,296Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Mediocre

Pull Through

Sound

Volume103

Mix4.2%

Spread

+0.636%Above

Fees

$3,580Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

2,480

Applications

3,440

Volume

$747 million

Pricing & Closing

Avg Rate Spread

+0.320%

vs. market APOR

Avg Net Fees

$2,400

Origination − Credits

Pullthrough Rate

72.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$301,282

Avg Borrower Income

$120,916

Avg Property Value

$346,177

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Midwest3

INMNWI

South12

ALARFLGAKYLAMSNCOKSCTNTX

West1

Top Metro Areas by Place Specialization Score

1© Ecjmartin1 · Public domain

Dothan, ALMetro

Volume 116Mix 4.68% of portfolio

100/100

Exceptional

2© David Daniel Turner · CC BY 4.0

Houston, TXMetro

Volume 843Mix 33.99% of portfolio

87/100

Exceptional

3© Ken Lund · CC BY-SA 2.0

Louisville/Jefferson County, KY, KY-INMetro

Volume 355Mix 14.31% of portfolio

87/100

Exceptional

4© Quintin Soloviev · CC BY 4.0

Nashville, TNMetro

Volume 175Mix 7.06% of portfolio

74/100

Strong

McAllen, TXMetro

Volume 83Mix 3.35% of portfolio

74/100

Strong

Dallas, TXMetro

Volume 119Mix 4.80% of portfolio

65/100

Strong

Austin, TXMetro

Volume 80Mix 3.23% of portfolio

64/100

Strong

Charleston, SCMetro

Volume 39Mix 1.57% of portfolio

58/100

Sound

New Orleans, LAMetro

Volume 29Mix 1.17% of portfolio

55/100

Sound

Evansville, INMetro

Volume 28Mix 1.13% of portfolio

53/100

Sound

Showing 10 of 18 metro areas

Top States by Place Specialization Score

TexasState

Volume 1,267Mix 51.09% of portfolio

83/100

Exceptional

KentuckyState

Volume 328Mix 13.23% of portfolio

79/100

Strong

AlabamaState

Volume 161Mix 6.49% of portfolio

70/100

Strong

OklahomaState

Volume 183Mix 7.38% of portfolio

70/100

Strong

TennesseeState

Volume 197Mix 7.94% of portfolio

69/100

Strong

IndianaState

Volume 147Mix 5.93% of portfolio

64/100

Strong

South CarolinaState

Volume 98Mix 3.95% of portfolio

63/100

Strong

LouisianaState

Volume 33Mix 1.33% of portfolio

50/100

Sound

GeorgiaState

Volume 25Mix 1.01% of portfolio

44/100

Sound

ArkansasState

Volume 17Mix 0.69% of portfolio

43/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.