What loan types does Ixonia Bank offer?

Ixonia Bank offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Ixonia Bank offer mortgages?

Ixonia Bank is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are Ixonia Bank's mortgage rates?

Ixonia Bank has an overall pricing score of 16.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Ixonia Bank?

Ixonia Bank is a Bank headquartered in Ixonia, WI.

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Ixonia Bank

Bank•Ixonia, WIHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Ixonia Bank — 6.3k loans across 9k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

National · 49 mkts

Awards

Purchase

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Nationwide availability with consistent service

Things to Think About

Rates typically 65 basis points above market average

Explore another lender or local market

Report Card

Ixonia Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+65.2 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 20% of lenders

FHA

Exceptional

Top 20% of lenders

Exceptional

Top 20% of lenders

Jumbo

Strong

Top 40% of lenders

USDA

Exceptional

Top 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

National · 50 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Exceptional	Mediocre	Strong	3,690	58.3%	+0.565%Above	$3,270Fees
FHA Loans	Sound	Exceptional	Mediocre	Strong	1,996	31.5%	+0.981%Above	$3,706Fees
VA Loans	Sound	Exceptional	Mediocre	Strong	452	7.1%	+0.020%Above	$3,412Fees
Jumbo Loans	Sound	Strong	—	Sound	50	0.8%	+0.574%Above	$4,399Fees
USDA Loans	Sound	Exceptional	Mediocre	Strong	143	2.3%	+0.814%Above	$3,068Fees

Conventional

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume3,690

Mix58.3%

Spread

+0.565%Above

Fees

$3,270Fees

FHA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume1,996

Mix31.5%

Spread

+0.981%Above

Fees

$3,706Fees

VA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume452

Mix7.1%

Spread

+0.020%Above

Fees

$3,412Fees

Jumbo Loans

Overall

Sound

Product

Strong

Pricing—

Pull Through

Sound

Volume50

Mix0.8%

Spread

+0.574%Above

Fees

$4,399Fees

USDA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume143

Mix2.3%

Spread

+0.814%Above

Fees

$3,068Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Exceptional	Mediocre	Strong	5,840	92.2%	+0.663%Above	$3,419Fees
Refinance	Sound	Strong	Mediocre	Sound	491	7.8%	+0.527%Above	$3,160Fees

Purchase

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume5,840

Mix92.2%

Spread

+0.663%Above

Fees

$3,419Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume491

Mix7.8%

Spread

+0.527%Above

Fees

$3,160Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

6,331

Applications

8,781

Volume

$1 billion

Pricing & Closing

Avg Rate Spread

+0.652%

vs. market APOR

Avg Net Fees

$3,398

Origination − Credits

Pullthrough Rate

72.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$295,747

Avg Borrower Income

$119,002

Avg Property Value

$352,133

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast9

CTMEMANHNJNYPARIVT

Midwest12

IAILINKSMIMNMONDNEOHSDWI

South17

ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West11

AZCACOIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Dblcut3 · CC BY-SA 4.0

Youngstown, OHMetro

Volume 657Mix 10.38% of portfolio

100/100

Exceptional

2© Chris Light · CC BY-SA 3.0

Kankakee, ILMetro

Volume 81Mix 1.28% of portfolio

97/100

Exceptional

3© Richie Diesterheft from Chicago, IL, USA · CC BY 2.0

Lake County, INMetro

Volume 225Mix 3.55% of portfolio

88/100

Exceptional

4© David Chesek · Public domain

Scranton, PAMetro

Volume 204Mix 3.22% of portfolio

86/100

Exceptional

Allentown, PA-NJMetro

Volume 165Mix 2.61% of portfolio

81/100

Exceptional

Milwaukee, WIMetro

Volume 215Mix 3.40% of portfolio

75/100

Strong

Denver, COMetro

Volume 330Mix 5.21% of portfolio

75/100

Strong

Chicago, ILMetro

Volume 333Mix 5.26% of portfolio

73/100

Strong

Nashville, TNMetro

Volume 197Mix 3.11% of portfolio

73/100

Strong

North Port, FLMetro

Volume 92Mix 1.45% of portfolio

69/100

Strong

Showing 10 of 49 metro areas

Top States by Place Specialization Score

PennsylvaniaState

Volume 988Mix 15.61% of portfolio

84/100

Exceptional

WisconsinState

Volume 699Mix 11.04% of portfolio

82/100

Exceptional

OhioState

Volume 890Mix 14.06% of portfolio

80/100

Strong

IllinoisState

Volume 536Mix 8.47% of portfolio

76/100

Strong

ColoradoState

Volume 482Mix 7.61% of portfolio

75/100

Strong

IndianaState

Volume 386Mix 6.10% of portfolio

72/100

Strong

FloridaState

Volume 578Mix 9.13% of portfolio

70/100

Strong

TennesseeState

Volume 269Mix 4.25% of portfolio

70/100

Strong

KentuckyState

Volume 146Mix 2.31% of portfolio

66/100

Strong

ConnecticutState

Volume 128Mix 2.02% of portfolio

65/100

Strong

Showing 10 of 34 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.