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JET HOMELOANS, LP
Independent Mortgage Company|WILMINGTON, DE|Multi-Region
Loans Originated
2,756
Applications
3,172
Volume
$1 billion
Offers loans directly to consumers
Overall Pricing
Strong
Overall Pull Through
Strong
Safe Rate Awards💎FHA Champion💎VA Champion⭐Conventional Superstar⭐Purchase Superstar
Pricing and Pullthrough Overview
Average Rate Spread
-0.277%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$2,423
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
86.9%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Offers rates 27.70 basis points below market average
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Report Card
JET HOMELOANS, LP performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Strong | Highly Competitive | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Strong | Highly Competitive | |
VA | Exceptional | Market Leader | |
Jumbo | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Places Geographic coverage | Strong | Multi-Regional · 28 metro areas · 9 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$444,060
Average Borrower Income
$158,707
Average Property Value
$545,914
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Strong | Strong | Sound | Strong | 1,557 | 56.5% | -0.065% | $2,649 |
FHA Loans | Exceptional | Strong | Exceptional | Exceptional | 697 | 25.3% | -0.390% | $2,086 |
VA Loans | Exceptional | Exceptional | Exceptional | Exceptional | 484 | 17.6% | -0.890% | $2,159 |
Jumbo Loans | Sound | Sound | N/A | N/A | 15 | 0.5% | +0.182% | $3,638 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Strong | Strong | Strong | 2,749 | 99.7% | -0.277% | $2,436 |
Geographic Coverage
Metro Areas
27
States Served
9
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
COFLGAMDNCSCTNTXVA
Top Metro Areas by Place Specialization Score
1
Jacksonville, FL, FLMSA
Volume: 542Mix: 19.67%
Place Specialization
Exceptional
2
Charleston, SCMSA
Volume: 143Mix: 5.19%
Place Specialization
Strong
3
Austin, TXMSA
Volume: 198Mix: 7.18%
Place Specialization
Strong
4
Dallas, TXMSA
Volume: 300Mix: 10.89%
Place Specialization
Strong
5
Fayetteville, NC, NCMSA
Volume: 98Mix: 3.56%
Place Specialization
Strong
6
Houston, TXMSA
Volume: 307Mix: 11.14%
Place Specialization
Strong
7
Orlando, FLMSA
Volume: 209Mix: 7.58%
Place Specialization
Strong
8
Fort Collins, COMSA
Volume: 60Mix: 2.18%
Place Specialization
Strong
9
Wilmington, NC, NCMSA
Volume: 59Mix: 2.14%
Place Specialization
Strong
10
Denver, COMSA
Volume: 140Mix: 5.08%
Place Specialization
Strong
Showing 10 of 27 metro areas
Top States by Place Specialization Score
1
TXState
Volume: 945Mix: 34.29%
Place Specialization
Strong
2
FLState
Volume: 841Mix: 30.52%
Place Specialization
Strong
3
SCState
Volume: 250Mix: 9.07%
Place Specialization
Strong
4
COState
Volume: 235Mix: 8.53%
Place Specialization
Strong
5
NCState
Volume: 301Mix: 10.92%
Place Specialization
Strong
6
TNState
Volume: 99Mix: 3.59%
Place Specialization
Strong
7
VAState
Volume: 42Mix: 1.52%
Place Specialization
Sound
8
MDState
Volume: 28Mix: 1.02%
Place Specialization
Sound
9
GAState
Volume: 15Mix: 0.54%
Place Specialization
Acceptable
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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