J

Jlb Corporation

Independent Mortgage CompanyClayton, MODirect to Consumer

We analyzed every closed loan from Jlb 878 loans across 1k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing
Sound
vs. all lenders
Pull Through
Exceptional
closing strength
Products
Strong
FHA · Conventional
Place
Strong
Multi-Region · 4 mkts
Safe Rate AwardsFHA SuperstarRefinance Superstar

Shopping for a Mortgage?

Save Jlb or ask our AI assistant to explore your options.

Safe Rate's Summary

What They Do Well

  • Strong pull through performance

Explore another lender or local market

Report Card

Jlb Corporation performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
Industry Standard
+36.0 bps above market avg
Pull Through
Closing strength
Exceptional
Market Leader
Top 20% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Industry Standard
Top 60% of lenders
FHA
Strong
Highly Competitive
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Industry Standard
Top 60% of lenders
Refinance
Strong
Highly Competitive
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Strong
Highly Competitive
Top 40% of lenders
Multi-Regional5 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Sound
Sound
Acceptable
Sound
31736.1%
+0.464%Above
$3,558Fees
FHA Loans
Strong
Strong
Sound
Exceptional
56163.9%
+0.307%Above
$3,684Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Sound
Acceptable
Sound
22125.2%
+0.541%Above
$2,377Fees
Refinance
Strong
Strong
Sound
Exceptional
65774.8%
+0.299%Above
$4,070Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
878
Applications
1,158
Volume
$199 million
Pricing & Closing
Avg Rate Spread
+0.360%
vs. market APOR
Avg Net Fees
$3,641
Origination − Credits
Pullthrough Rate
75.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$227,597
Avg Borrower Income
$99,601
Avg Property Value
$306,879

Geographic Coverage

Geographic Performance

Metro Areas
4
States Served
10
We count Washington DC as a state
Avg Place Specialization
Strong

States with Loan Originations

COFLILINKSMOOHORPATN

Top Metro Areas by Place Specialization Score

1
St. Louis, MO, MO-ILMSA
Volume: 411Mix: 46.81%of portfolio
Place
Exceptional
2
Pittsburgh, PA, PAMSA
Volume: 185Mix: 21.07%of portfolio
Place
Exceptional
3
Kansas City, MO, MO-KSMSA
Volume: 145Mix: 16.51%of portfolio
Place
Strong
4
Indianapolis, INMSA
Volume: 33Mix: 3.76%of portfolio
Place
Sound

Top States by Place Specialization Score

1
MOState
Volume: 486Mix: 55.35%of portfolio
Place
Strong
2
PAState
Volume: 217Mix: 24.72%of portfolio
Place
Strong
3
KSState
Volume: 55Mix: 6.26%of portfolio
Place
Strong
4
ILState
Volume: 57Mix: 6.49%of portfolio
Place
Sound
5
INState
Volume: 45Mix: 5.13%of portfolio
Place
Sound

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Jlb Corporation?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.