What loan types does JPMorgan Chase Bank offer?

JPMorgan Chase Bank offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing score and performance metrics.

Where does JPMorgan Chase Bank offer mortgages?

JPMorgan Chase Bank is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are JPMorgan Chase Bank's mortgage rates?

JPMorgan Chase Bank has an overall pricing score of 49.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is JPMorgan Chase Bank?

JPMorgan Chase Bank is a Bank headquartered in Columbus, OH.

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JPMorgan Chase Bank

Bank•Columbus, OHHQ•Direct & Wholesale•Reviews near you on Google

JPMorgan Chase Bank's 67.1k closed loans and 104k applications, benchmarked against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo

Place

Exceptional

5/5

National · 49 mkts

Awards

Conventional

Superstar

FHA

Superstar

Jumbo

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Strong pull through performance
High volume lender with significant market experience
Particularly strong in Conventional and FHA and VA and Jumbo loans
Nationwide availability with consistent service

Explore another lender or local market

Report Card

JPMorgan Chase Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+13.5 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 5% of lenders

FHA

Strong

Top 40% of lenders

Exceptional

Top 20% of lenders

Jumbo

Exceptional

Top 5% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 10% of lenders

Refinance

Exceptional

Top 10% of lenders

By Location· Geographic coverage

Geographic Reach

National · 50 markets

Exceptional

Top 20% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Exceptional	Sound	Strong	59,749	89.0%	+0.142%Above	$2,363Fees
FHA Loans	Strong	Strong	Sound	Sound	1,243	1.9%	+0.591%Above	$2,111Fees
VA Loans	Strong	Exceptional	Strong	Sound	823	1.2%	-0.104%Below	$446Credit
Jumbo Loans	Strong	Exceptional	Sound	Strong	5,311	7.9%	-0.008%Below	$1,464Fees

Conventional

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume59,749

Mix89.0%

Spread

+0.142%Above

Fees

$2,363Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Sound

Volume1,243

Mix1.9%

Spread

+0.591%Above

Fees

$2,111Fees

VA Loans

Overall

Strong

Product

Exceptional

Pricing

Strong

Pull Through

Sound

Volume823

Mix1.2%

Spread

-0.104%Below

Fees

$446Credit

Jumbo Loans

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume5,311

Mix7.9%

Spread

-0.008%Below

Fees

$1,464Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Sound	Strong	53,237	79.3%	+0.110%Above	$2,233Fees
Refinance	Strong	Exceptional	Sound	Strong	13,889	20.7%	+0.214%Above	$2,437Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume53,237

Mix79.3%

Spread

+0.110%Above

Fees

$2,233Fees

Refinance

Overall

Strong

Product

Exceptional

Pricing

Sound

Pull Through

Strong

Volume13,889

Mix20.7%

Spread

+0.214%Above

Fees

$2,437Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

67,126

Applications

103,560

Volume

$28 billion

Pricing & Closing

Avg Rate Spread

+0.135%

vs. market APOR

Avg Net Fees

$2,283

Origination − Credits

Pullthrough Rate

64.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$430,687

Avg Borrower Income

$188,799

Avg Property Value

$628,243

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

Includes Washington, DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

51Nationwide · all 50 states and DC

Northeast9

CTMEMANHNJNYPARIVT

Midwest12

IAILINKSMIMNMONDNEOHSDWI

South17

ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West13

AKAZCACOHIIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Dllu · CC BY-SA 4.0

New York, NY-NJMetro

Volume 4,529Mix 6.75% of portfolio

100/100

Exceptional

2© John Picken · CC BY 2.0

Chicago, ILMetro

Volume 5,072Mix 7.56% of portfolio

98/100

Exceptional

3© Richie Diesterheft from Chicago, IL, USA · CC BY 2.0

Lake County, ILMetro

Volume 423Mix 0.63% of portfolio

98/100

Exceptional

4© Basil D Soufi · CC BY-SA 4.0

San Francisco, CAMetro

Volume 545Mix 0.81% of portfolio

94/100

Exceptional

Elgin, ILMetro

Volume 467Mix 0.70% of portfolio

94/100

Exceptional

Lake County, INMetro

Volume 411Mix 0.61% of portfolio

93/100

Exceptional

Nassau County, NYMetro

Volume 1,367Mix 2.04% of portfolio

91/100

Exceptional

Washington, DC, DC-MDMetro

Volume 694Mix 1.03% of portfolio

91/100

Exceptional

Bridgeport, CTMetro

Volume 387Mix 0.58% of portfolio

90/100

Exceptional

Houston, TXMetro

Volume 2,453Mix 3.65% of portfolio

90/100

Exceptional

Showing 10 of 49 metro areas

Top States by Place Specialization Score

IllinoisState

Volume 6,487Mix 9.66% of portfolio

98/100

Exceptional

New YorkState

Volume 6,052Mix 9.02% of portfolio

96/100

Exceptional

TexasState

Volume 8,821Mix 13.14% of portfolio

93/100

Exceptional

New JerseyState

Volume 2,089Mix 3.11% of portfolio

90/100

Exceptional

CaliforniaState

Volume 7,658Mix 11.41% of portfolio

89/100

Exceptional

WashingtonState

Volume 1,657Mix 2.47% of portfolio

87/100

Exceptional

Washington, DCState

Volume 334Mix 0.50% of portfolio

87/100

Exceptional

OhioState

Volume 2,884Mix 4.30% of portfolio

86/100

Exceptional

FloridaState

Volume 4,800Mix 7.15% of portfolio

85/100

Exceptional

IndianaState

Volume 2,061Mix 3.07% of portfolio

85/100

Exceptional

Showing 10 of 51 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.