Lakeview Community Capital
We analyzed every closed loan from Lakeview Community Capital — 662 loans across 696 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Sound
3/5
Near-National · 17 mkts
Awards
FHA
Champion
VA
Superstar
Refinance
Superstar
Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in FHA and VA loans
- Nationwide availability with consistent service
Explore another lender or local market
Report Card
Lakeview Community Capital performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+32.1 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Acceptable
Bottom 40% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Near-National · 18 markets
Sound
Top 60% of lenders
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 174 | 26.3% | +0.496%Above | $4,810Fees | ||||
FHA Loans | 390 | 58.9% | +0.422%Above | $1,584Credit | ||||
VA Loans | 98 | 14.8% | -0.494%Below | $3,035Fees |
Conventional
OverallAcceptable
ProductAcceptable
PricingMediocre
Pull ThroughStrong
Volume174
Mix26.3%
Spread
+0.496%Above
Fees
$4,810Fees
FHA Loans
OverallStrong
ProductStrong
PricingStrong
Pull ThroughExceptional
Volume390
Mix58.9%
Spread
+0.422%Above
Fees
$1,584Credit
VA Loans
OverallStrong
ProductStrong
PricingSound
Pull ThroughExceptional
Volume98
Mix14.8%
Spread
-0.494%Below
Fees
$3,035Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Refinance | 662 | 100.0% | +0.321%Above | $646Credit |
Refinance
OverallStrong
ProductStrong
PricingStrong
Pull ThroughExceptional
Volume662
Mix100.0%
Spread
+0.321%Above
Fees
$646Credit
At a Glance
Lender Overview
Lending Activity
Loans Originated
662
Applications
696
Volume
$187 million
Pricing & Closing
Avg Rate Spread
+0.321%
vs. market APOR
Avg Net Fees
$-646
Origination − Credits
Pullthrough Rate
95.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$283,157
Avg Borrower Income
$107,600
Avg Property Value
$395,151
Geographic Coverage
Geographic Performance
Metro Areas
17
markets with activity
States Served
31
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
31Northeast4
CTNJPARI
Midwest8
IAILINMIMNOHSDWI
South14
ALARDCFLGAKYLAMDMSNCOKSCTXVA
West5
AZCACOORWA
Top Metro Areas by Place Specialization Score
Volume 47Mix 7.10% of portfolio
57/100
Sound
Volume 30Mix 4.53% of portfolio
51/100
Sound
Volume 21Mix 3.17% of portfolio
48/100
Sound
Volume 15Mix 2.27% of portfolio
47/100
Sound
Volume 16Mix 2.42% of portfolio
45/100
Sound
Volume 14Mix 2.11% of portfolio
44/100
Sound
Volume 12Mix 1.81% of portfolio
44/100
Sound
Volume 13Mix 1.96% of portfolio
44/100
Sound
Volume 14Mix 2.11% of portfolio
44/100
Sound
Volume 14Mix 2.11% of portfolio
43/100
SoundShowing 10 of 17 metro areas
Top States by Place Specialization Score
1
GeorgiaState
Volume 71Mix 10.73% of portfolio
59/100
Sound2
FloridaState
Volume 89Mix 13.44% of portfolio
57/100
Sound3
CaliforniaState
Volume 68Mix 10.27% of portfolio
54/100
Sound4
New JerseyState
Volume 37Mix 5.59% of portfolio
54/100
Sound5
MarylandState
Volume 38Mix 5.74% of portfolio
53/100
Sound6
ArizonaState
Volume 40Mix 6.04% of portfolio
53/100
Sound7
VirginiaState
Volume 38Mix 5.74% of portfolio
53/100
Sound8
South CarolinaState
Volume 32Mix 4.83% of portfolio
52/100
Sound9
TexasState
Volume 56Mix 8.46% of portfolio
52/100
Sound10
North CarolinaState
Volume 42Mix 6.34% of portfolio
51/100
SoundShowing 10 of 16 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.
Our Point System (Max 30 Points)
10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.