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LAKEVIEW LOAN SERVICING, LLC

Independent Mortgage Company|Wilmington, DE|National
Loans Originated
3,096
Applications
13,616
Volume
$931 million
Offers loans directly to consumers
Overall Pricing
Strong
Overall Pull Through
Acceptable
Safe Rate AwardsFHA Superstar

Pricing and Pullthrough Overview

Average Rate Spread
+0.282%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$510
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
22.7%
Percentage of applications that result in closed loans

Safe Rate's Summary

What They Do Well

  • Competitive pricing compared to the market
  • Lower than average lender fees
  • Particularly strong in FHA and VA loans
  • Nationwide availability with consistent service

Things to Think About

  • Pull through efficiency is below industry average

Report Card

LAKEVIEW LOAN SERVICING, LLC performance at a glance

CategoryRatingGradeDetails
Pricing
Rate competitiveness
StrongHighly Competitive
Pull Through
Closing Strength
AcceptableNear industry average
Products
Loan Type Specialists
Specialization score by loan product
Conventional
SoundIndustry Standard
FHA
StrongHighly Competitive
VA
StrongHighly Competitive
Purpose
Reason specialization
Specialization score by loan purpose
Purchase
SoundIndustry Standard
Refinance
StrongHighly Competitive
Places
Geographic coverage
SoundNational · 50 metro areas · 51 states
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)

Typical Borrower Profile

Average Loan Amount
$300,766
Average Borrower Income
$125,182
Average Property Value
$403,892

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Acceptable
Sound
Acceptable
Mediocre
83827.1%+0.336%$4,193
FHA Loans
Strong
Strong
Strong
Sound
1,55050.1%+0.421%-$740
VA Loans
Sound
Strong
Sound
Sound
70822.9%-0.423%$3,017

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Acceptable
Sound
Mediocre
Acceptable
86828.0%+0.316%$3,473
Refinance
Sound
Strong
Strong
Acceptable
2,22872.0%+0.280%$352

Geographic Coverage

Metro Areas
49
States Served
51
Why 51? We count DC as a state
Avg Place Specialization
Sound

States with Loan Originations

AKALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPARISCSDTNTXUTVAVTWAWIWVWY

Top Metro Areas by Place Specialization Score

1
Indianapolis, INMSA
Volume: 52Mix: 1.68%
Place Specialization
Sound
2
Phoenix, AZMSA
Volume: 68Mix: 2.20%
Place Specialization
Sound
3
Atlanta, GAMSA
Volume: 59Mix: 1.91%
Place Specialization
Sound
4
Kansas City, MO, MO-KSMSA
Volume: 52Mix: 1.68%
Place Specialization
Sound
5
Arlington, VA-WVMSA
Volume: 45Mix: 1.45%
Place Specialization
Sound
6
San Antonio, TXMSA
Volume: 47Mix: 1.52%
Place Specialization
Sound
7
Orlando, FLMSA
Volume: 44Mix: 1.42%
Place Specialization
Sound
8
St. Louis, MO, MO-ILMSA
Volume: 37Mix: 1.20%
Place Specialization
Sound
9
Providence, RI-MAMSA
Volume: 30Mix: 0.97%
Place Specialization
Sound
10
Houston, TXMSA
Volume: 49Mix: 1.58%
Place Specialization
Sound
Showing 10 of 49 metro areas

Top States by Place Specialization Score

1
TXState
Volume: 262Mix: 8.46%
Place Specialization
Strong
2
FLState
Volume: 274Mix: 8.85%
Place Specialization
Strong
3
GAState
Volume: 149Mix: 4.81%
Place Specialization
Strong
4
VAState
Volume: 114Mix: 3.68%
Place Specialization
Strong
5
TNState
Volume: 110Mix: 3.55%
Place Specialization
Strong
6
NJState
Volume: 94Mix: 3.04%
Place Specialization
Strong
7
AZState
Volume: 102Mix: 3.29%
Place Specialization
Sound
8
INState
Volume: 107Mix: 3.46%
Place Specialization
Sound
9
WAState
Volume: 84Mix: 2.71%
Place Specialization
Sound
10
OHState
Volume: 113Mix: 3.65%
Place Specialization
Sound
Showing 10 of 45 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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