What loan types does Leaderone Financial Corporation offer?

Leaderone Financial Corporation offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Leaderone Financial Corporation offer mortgages?

Leaderone Financial Corporation is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are Leaderone Financial Corporation's mortgage rates?

Leaderone Financial Corporation has an overall pricing score of 21/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Leaderone Financial Corporation?

Leaderone Financial Corporation is a Independent Mortgage Company headquartered in TOPEKA, KS.

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Leaderone Financial Corporation

Independent Mortgage Company•Topeka, KSHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Leaderone Financial Corporation — 3.9k loans across 6k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Sound

3/5

National · 49 mkts

Awards

USDA

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and USDA loans
Nationwide availability with consistent service

Things to Think About

Rates typically 61 basis points above market average

Explore another lender or local market

Report Card

Leaderone Financial Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+60.6 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Exceptional

Top 20% of lenders

FHA

Exceptional

Top 20% of lenders

Exceptional

Top 20% of lenders

Jumbo

Sound

Top 60% of lenders

USDA

Exceptional

Top 20% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

National · 50 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Exceptional	Acceptable	Strong	2,136	55.1%	+0.516%Above	$2,814Fees
FHA Loans	Sound	Exceptional	Mediocre	Strong	1,265	32.7%	+0.895%Above	$3,439Fees
VA Loans	Sound	Exceptional	Mediocre	Strong	324	8.4%	+0.164%Above	$3,940Fees
Jumbo Loans	Acceptable	Sound	Acceptable	Acceptable	45	1.2%	+0.386%Above	$2,403Fees
USDA Loans	Sound	Exceptional	Acceptable	Strong	104	2.7%	+0.514%Above	$2,193Fees

Conventional

Overall

Sound

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume2,136

Mix55.1%

Spread

+0.516%Above

Fees

$2,814Fees

FHA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume1,265

Mix32.7%

Spread

+0.895%Above

Fees

$3,439Fees

VA Loans

Overall

Sound

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume324

Mix8.4%

Spread

+0.164%Above

Fees

$3,940Fees

Jumbo Loans

Overall

Acceptable

Product

Sound

Pricing

Acceptable

Pull Through

Acceptable

Volume45

Mix1.2%

Spread

+0.386%Above

Fees

$2,403Fees

USDA Loans

Overall

Sound

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume104

Mix2.7%

Spread

+0.514%Above

Fees

$2,193Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Exceptional	Acceptable	Strong	3,472	89.6%	+0.624%Above	$3,091Fees
Refinance	Sound	Strong	Acceptable	Sound	402	10.4%	+0.481%Above	$2,795Fees

Purchase

Overall

Sound

Product

Exceptional

Pricing

Acceptable

Pull Through

Strong

Volume3,472

Mix89.6%

Spread

+0.624%Above

Fees

$3,091Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Sound

Volume402

Mix10.4%

Spread

+0.481%Above

Fees

$2,795Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

3,874

Applications

5,608

Volume

$1 billion

Pricing & Closing

Avg Rate Spread

+0.606%

vs. market APOR

Avg Net Fees

$3,054

Origination − Credits

Pullthrough Rate

69.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$314,473

Avg Borrower Income

$121,818

Avg Property Value

$390,416

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast8

CTMEMANHNJPARIVT

Midwest11

IAILINKSMIMNMONEOHSDWI

South14

ALARDEFLGAKYMDMSNCOKSCTNTXVA

West10

AZCACOIDMTNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Dicklyon · CC BY-SA 4.0

Merced, CAMetro

Volume 102Mix 2.63% of portfolio

92/100

Exceptional

2© Ebyabe · CC BY-SA 3.0

Sebring, FLMetro

Volume 91Mix 2.35% of portfolio

90/100

Exceptional

3© Lasse Fuss · CC BY-SA 3.0

Kansas City, MO, MO-KSMetro

Volume 622Mix 16.06% of portfolio

84/100

Exceptional

4© Vasiliymeshko · CC BY-SA 4.0

Bangor, MEMetro

Volume 108Mix 2.79% of portfolio

83/100

Exceptional

St. Louis, MO, MO-ILMetro

Volume 264Mix 6.81% of portfolio

77/100

Strong

Chattanooga, TN, TN-GAMetro

Volume 100Mix 2.58% of portfolio

74/100

Strong

Chicago, ILMetro

Volume 303Mix 7.82% of portfolio

73/100

Strong

Lake County, INMetro

Volume 67Mix 1.73% of portfolio

69/100

Strong

Laredo, TXMetro

Volume 41Mix 1.06% of portfolio

69/100

Strong

Topeka, KSMetro

Volume 57Mix 1.47% of portfolio

68/100

Strong

Showing 10 of 49 metro areas

Top States by Place Specialization Score

KansasState

Volume 295Mix 7.61% of portfolio

81/100

Exceptional

MissouriState

Volume 786Mix 20.29% of portfolio

81/100

Exceptional

IllinoisState

Volume 447Mix 11.54% of portfolio

76/100

Strong

MaineState

Volume 197Mix 5.09% of portfolio

74/100

Strong

WashingtonState

Volume 167Mix 4.31% of portfolio

67/100

Strong

FloridaState

Volume 362Mix 9.34% of portfolio

67/100

Strong

AlabamaState

Volume 129Mix 3.33% of portfolio

66/100

Strong

IndianaState

Volume 172Mix 4.44% of portfolio

64/100

Strong

TennesseeState

Volume 124Mix 3.20% of portfolio

62/100

Strong

CaliforniaState

Volume 220Mix 5.68% of portfolio

61/100

Strong

Showing 10 of 29 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.