Get & compare mortgage quotes anonymously Start in My Home
LL
Unclaimed

Legend Lending Corporation

Independent Mortgage Company•Houston, TXHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Legend Lending Corporation — 880 loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Sound
3/5
Multi-Region · 8 mkts

Safe Rate Summary

What They Do Well

  • Particularly strong in FHA and VA loans

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

Legend Lending Corporation performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+40.5 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Sound
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 9 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Sound
Volume554
Mix63.0%
Spread
+0.367%Above
Fees
$2,598Fees
FHA Loans
Overall
Strong
Product
Strong
Pricing—
Pull Through
Strong
Volume239
Mix27.2%
Spread
+0.927%Above
Fees
$3,360Fees
VA Loans
Overall
Strong
Product
Strong
Pricing—
Pull Through
Strong
Volume81
Mix9.2%
Spread
+0.002%Above
Fees
$1,756Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Sound
Volume790
Mix89.8%
Spread
+0.421%Above
Fees
$2,664Fees
Refinance
Overall
Sound
Product
Sound
Pricing—
Pull Through
Sound
Volume90
Mix10.2%
Spread
+0.259%Above
Fees
$2,260Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
880
Applications
1,249
Volume
$311 million
Pricing & Closing
Avg Rate Spread
+0.405%
vs. market APOR
Avg Net Fees
$2,623
Origination − Credits
Pullthrough Rate
70.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$353,659
Avg Borrower Income
$159,492
Avg Property Value
$446,432

Geographic Coverage

Geographic Performance

Metro Areas
8
markets with activity
States Served
19
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

19
19 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast2
NJPA
Midwest3
ILMIND
South11
ALFLGALAMDNCOKSCTNTXVA
West3
CAIDNM

Top Metro Areas by Place Specialization Score

1© David Daniel Turner · CC BY 4.0
Houston, TXMetro
Volume 417Mix 47.39% of portfolio
82/100
Exceptional
2© Larry D. Moore · CC BY 4.0
Corpus Christi, TXMetro
Volume 54Mix 6.14% of portfolio
68/100
Strong
3© Jrozwado · CC BY-SA 4.0
St. Petersburg, FLMetro
Volume 44Mix 5.00% of portfolio
63/100
Strong
4© chucka_nc · CC BY-SA 2.0
Charlotte, NC-SCMetro
Volume 54Mix 6.14% of portfolio
60/100
Strong
5© WeaponizingArchitecture · CC BY-SA 4.0
Charleston, SCMetro
Volume 18Mix 2.05% of portfolio
49/100
Sound
6© Quintin Soloviev · CC BY 4.0
Austin, TXMetro
Volume 18Mix 2.05% of portfolio
47/100
Sound
7© Thomas Kirchel · CC BY-SA 4.0
Columbia, SCMetro
Volume 13Mix 1.48% of portfolio
44/100
Sound
8© Interface Multimedia, Inc. · CC BY-SA 4.0
Tampa, FLMetro
Volume 13Mix 1.48% of portfolio
42/100
Sound

Top States by Place Specialization Score

Texas
Texas
1
TexasState
Volume 644Mix 73.18% of portfolio
79/100
Strong
South Carolina
South Carolina
2
South CarolinaState
Volume 52Mix 5.91% of portfolio
58/100
Sound
North Carolina
North Carolina
3
North CarolinaState
Volume 65Mix 7.39% of portfolio
55/100
Sound
Florida
Florida
4
FloridaState
Volume 72Mix 8.18% of portfolio
53/100
Sound
Virginia
Virginia
5
VirginiaState
Volume 12Mix 1.36% of portfolio
39/100
Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Legend Lending Corporation?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.