Looking for a different lender?
L
LENDLO MORTGAGE, LLC
Independent Mortgage Company|San Antonio, TX|Multi-Region
Loans Originated
3,092
Applications
3,784
Volume
$695 million
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Sound
Overall Pull Through
Exceptional
Safe Rate Awards💎VA Champion💎USDA Champion⭐FHA Superstar⭐Purchase Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.123%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$2,959
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
81.7%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and USDA loans
Report Card
LENDLO MORTGAGE, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Exceptional | Market Leader | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Exceptional | Market Leader | |
VA | Exceptional | Market Leader | |
USDA | Exceptional | Market Leader | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Exceptional | Market Leader | |
Places Geographic coverage | Strong | Multi-Regional · 14 metro areas · 6 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$224,864
Average Borrower Income
$85,128
Average Property Value
$238,936
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Strong | Acceptable | Sound | 582 | 18.8% | +0.404% | $3,500 |
FHA Loans | Strong | Exceptional | Sound | Exceptional | 1,845 | 59.7% | +0.149% | $3,002 |
VA Loans | Exceptional | Exceptional | Exceptional | Exceptional | 389 | 12.6% | -1.152% | $49 |
USDA Loans | Exceptional | Exceptional | Strong | Exceptional | 276 | 8.9% | -0.156% | $2,941 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Exceptional | Sound | Strong | 3,091 | 100.0% | +0.122% | $2,960 |
Geographic Coverage
Metro Areas
13
States Served
6
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
ALARKSMOOKTX
Top Metro Areas by Place Specialization Score
1
Little Rock, ARMSA
Volume: 356Mix: 11.51%
Place Specialization
Exceptional
2
Oklahoma City, OK, OKMSA
Volume: 408Mix: 13.20%
Place Specialization
Exceptional
3
Fayetteville, ARMSA
Volume: 403Mix: 13.03%
Place Specialization
Exceptional
4
San Antonio, TXMSA
Volume: 567Mix: 18.34%
Place Specialization
Exceptional
5
Jonesboro, AR, ARMSA
Volume: 48Mix: 1.55%
Place Specialization
Strong
6
Tulsa, OK, OKMSA
Volume: 289Mix: 9.35%
Place Specialization
Strong
7
Houston, TXMSA
Volume: 440Mix: 14.23%
Place Specialization
Strong
8
Birmingham, AL, ALMSA
Volume: 124Mix: 4.01%
Place Specialization
Strong
9
Huntsville, AL, ALMSA
Volume: 48Mix: 1.55%
Place Specialization
Strong
10
Tuscaloosa, AL, ALMSA
Volume: 40Mix: 1.29%
Place Specialization
Sound
Showing 10 of 13 metro areas
Top States by Place Specialization Score
1
ARState
Volume: 892Mix: 28.85%
Place Specialization
Exceptional
2
OKState
Volume: 826Mix: 26.71%
Place Specialization
Exceptional
3
TXState
Volume: 1,011Mix: 32.70%
Place Specialization
Strong
4
ALState
Volume: 303Mix: 9.80%
Place Specialization
Strong
5
KSState
Volume: 34Mix: 1.10%
Place Specialization
Sound
6
MOState
Volume: 26Mix: 0.84%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare LENDLO MORTGAGE, LLC with other lenders or get personalized recommendations.