What loan types does Lenox Financial Mortgage Corporation offer?

Lenox Financial Mortgage Corporation offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing score and performance metrics.

Where does Lenox Financial Mortgage Corporation offer mortgages?

Lenox Financial Mortgage Corporation is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are Lenox Financial Mortgage Corporation's mortgage rates?

Lenox Financial Mortgage Corporation has an overall pricing score of 89.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Lenox Financial Mortgage Corporation?

Lenox Financial Mortgage Corporation is a Independent Mortgage Company headquartered in SANTA ANA, CA.

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Lenox Financial Mortgage Corporation

Independent Mortgage Company•Santa Ana, CAHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Lenox Financial Mortgage Corporation — 1.7k loans across 4k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Sound

3/5

FHA · Conventional · VA · Jumbo

Place

Sound

3/5

National · 40 mkts

Awards

Refinance

Superstar

Summary

What They Do Well

Offers rates 16.30 basis points below market average
Lower than average lender fees
Nationwide availability with consistent service

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Lenox Financial Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 16.3 bps below market avg

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

FHA

Acceptable

Bottom 40% of lenders

Sound

Top 60% of lenders

Jumbo

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

National · 41 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Exceptional	Acceptable	1,619	95.6%	-0.155%Below	$453Fees
FHA Loans	Sound	Acceptable	Exceptional	Mediocre	27	1.6%	+0.034%Above	$101Fees
VA Loans	Sound	Sound	Exceptional	Mediocre	31	1.8%	-0.731%Below	$354Credit
Jumbo Loans	Acceptable	Sound	—	Mediocre	16	0.9%	+0.030%Above	$71Credit

Conventional

Overall

Sound

Product

Sound

Pricing

Exceptional

Pull Through

Acceptable

Volume1,619

Mix95.6%

Spread

-0.155%Below

Fees

$453Fees

FHA Loans

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Mediocre

Volume27

Mix1.6%

Spread

+0.034%Above

Fees

$101Fees

VA Loans

Overall

Sound

Product

Sound

Pricing

Exceptional

Pull Through

Mediocre

Volume31

Mix1.8%

Spread

-0.731%Below

Fees

$354Credit

Jumbo Loans

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Mediocre

Volume16

Mix0.9%

Spread

+0.030%Above

Fees

$71Credit

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Exceptional	Mediocre	936	55.3%	-0.129%Below	$661Fees
Refinance	Strong	Strong	Exceptional	Sound	757	44.7%	-0.206%Below	$127Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Exceptional

Pull Through

Mediocre

Volume936

Mix55.3%

Spread

-0.129%Below

Fees

$661Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Sound

Volume757

Mix44.7%

Spread

-0.206%Below

Fees

$127Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,693

Applications

3,857

Volume

$776 million

Pricing & Closing

Avg Rate Spread

-0.163%

vs. market APOR

Avg Net Fees

$425

Origination − Credits

Pullthrough Rate

43.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$458,385

Avg Borrower Income

$197,475

Avg Property Value

$668,946

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast7

CTMEMANHNJPARI

Midwest12

IAILINKSMIMNMONDNEOHSDWI

South16

ALARDCFLGAKYLAMDMSNCOKSCTNTXVAWV

West13

AKAZCACOHIIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© chucka_nc · CC BY-SA 2.0

Charlotte, NC-SCMetro

Volume 53Mix 3.13% of portfolio

58/100

Sound

2© Michael Barera · CC BY-SA 4.0

Dallas, TXMetro

Volume 54Mix 3.19% of portfolio

56/100

Sound

3© Dietmar Rabich · CC BY-SA 4.0

Seattle, WAMetro

Volume 39Mix 2.30% of portfolio

56/100

Sound

4© Warren LeMay from Cincinnati, OH, United States · CC0

Atlanta, GAMetro

Volume 46Mix 2.72% of portfolio

54/100

Sound

5© Catherine from Brooklyn, NY · CC BY 2.0

Raleigh, NCMetro

Volume 34Mix 2.01% of portfolio

54/100

Sound

Arlington, VA-WVMetro

Volume 38Mix 2.24% of portfolio

54/100

Sound

Portland, OR-WAMetro

Volume 34Mix 2.01% of portfolio

53/100

Sound

Nashville, TNMetro

Volume 32Mix 1.89% of portfolio

52/100

Sound

Houston, TXMetro

Volume 43Mix 2.54% of portfolio

52/100

Sound

Austin, TXMetro

Volume 30Mix 1.77% of portfolio

52/100

Sound

Showing 10 of 40 metro areas

Top States by Place Specialization Score

TexasState

Volume 177Mix 10.45% of portfolio

62/100

Strong

WashingtonState

Volume 88Mix 5.20% of portfolio

62/100

Strong

North CarolinaState

Volume 121Mix 7.15% of portfolio

60/100

Strong

VirginiaState

Volume 76Mix 4.49% of portfolio

59/100

Sound

GeorgiaState

Volume 86Mix 5.08% of portfolio

58/100

Sound

CaliforniaState

Volume 132Mix 7.80% of portfolio

58/100

Sound

New JerseyState

Volume 65Mix 3.84% of portfolio

58/100

Sound

FloridaState

Volume 116Mix 6.85% of portfolio

57/100

Sound

TennesseeState

Volume 63Mix 3.72% of portfolio

56/100

Sound

ColoradoState

Volume 60Mix 3.54% of portfolio

55/100

Sound

Showing 10 of 32 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.