What loan types does LENOX FINANCIAL MORTGAGE CORPORATION offer?

LENOX FINANCIAL MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing score and performance metrics.

Where does LENOX FINANCIAL MORTGAGE CORPORATION offer mortgages?

LENOX FINANCIAL MORTGAGE CORPORATION is a national lender offering mortgages in all 50 states plus Washington D.C.

How competitive are LENOX FINANCIAL MORTGAGE CORPORATION's mortgage rates?

LENOX FINANCIAL MORTGAGE CORPORATION has an overall pricing score of 89.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is LENOX FINANCIAL MORTGAGE CORPORATION?

LENOX FINANCIAL MORTGAGE CORPORATION is a Independent Mortgage Company headquartered in SANTA ANA, CA.

Unclaimed

Lenox Financial Mortgage Corporation

Independent Mortgage Company•SANTA ANA, CA•Direct to Consumer

We analyzed every closed loan from Lenox Financial Mortgage — 1.7k loans across 4k applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Exceptional

vs. all lenders

Pull Through

Acceptable

closing strength

Products

Sound

FHA · Conventional · VA · Jumbo

Place

Sound

National · 40 mkts

Safe Rate Awards⭐Refinance Superstar

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Safe Rate's Summary

What They Do Well

Offers rates 16.30 basis points below market average
Lower than average lender fees
Nationwide availability with consistent service

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Lenox Financial Mortgage Corporation performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Exceptional	Market Leader Rates 16.3 bps below market avg
Pull Through Closing strength	Acceptable	Near industry average Bottom 40% of lenders
By Loan Product· Specialization by type
Conventional	Sound	Industry Standard Top 60% of lenders
FHA	Acceptable	Near industry average Bottom 40% of lenders
VA	Sound	Industry Standard Top 60% of lenders
Jumbo	Sound	Industry Standard Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Sound	Industry Standard Top 60% of lenders
Refinance	Strong	Highly Competitive Top 40% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Sound	Industry Standard Top 60% of lenders National41 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Exceptional	Acceptable	1,619	95.6%	-0.155%Below	$453Fees
FHA Loans	Acceptable	Acceptable	Exceptional	Mediocre	27	1.6%	+0.034%Above	$101Fees
VA Loans	Acceptable	Sound	Exceptional	Mediocre	31	1.8%	-0.731%Below	$354Credit
Jumbo Loans	Acceptable	Sound	—	Mediocre	16	0.9%	+0.030%Above	$71Credit

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Sound	Exceptional	Mediocre	936	55.3%	-0.129%Below	$661Fees
Refinance	Strong	Strong	Exceptional	Sound	757	44.7%	-0.206%Below	$127Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,693

Applications

3,857

Volume

$776 million

Pricing & Closing

Avg Rate Spread

-0.163%

vs. market APOR

Avg Net Fees

$425

Origination − Credits

Pullthrough Rate

43.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$458,385

Avg Borrower Income

$197,475

Avg Property Value

$668,946

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Sound

States with Loan Originations

AKALARAZCACOCTDCFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVOHOKORPARISCSDTNTXUTVAWAWIWVWY

Top Metro Areas by Place Specialization Score

Charlotte, NC-SCMSA

Volume: 53Mix: 3.13%of portfolio

Place

Sound

Dallas, TXMSA

Volume: 54Mix: 3.19%of portfolio

Place

Sound

Seattle, WAMSA

Volume: 39Mix: 2.30%of portfolio

Place

Sound

Atlanta, GAMSA

Volume: 46Mix: 2.72%of portfolio

Place

Sound

Raleigh, NCMSA

Volume: 34Mix: 2.01%of portfolio

Place

Sound

Arlington, VA-WVMSA

Volume: 38Mix: 2.24%of portfolio

Place

Sound

Portland, OR-WAMSA

Volume: 34Mix: 2.01%of portfolio

Place

Sound

Nashville, TNMSA

Volume: 32Mix: 1.89%of portfolio

Place

Sound

Houston, TXMSA

Volume: 43Mix: 2.54%of portfolio

Place

Sound

Austin, TXMSA

Volume: 30Mix: 1.77%of portfolio

Place

Sound

Showing 10 of 40 metro areas

Top States by Place Specialization Score

TXState

Volume: 177Mix: 10.45%of portfolio

Place

Strong

WAState

Volume: 88Mix: 5.20%of portfolio

Place

Strong

NCState

Volume: 121Mix: 7.15%of portfolio

Place

Strong

VAState

Volume: 76Mix: 4.49%of portfolio

Place

Sound

GAState

Volume: 86Mix: 5.08%of portfolio

Place

Sound

CAState

Volume: 132Mix: 7.80%of portfolio

Place

Sound

NJState

Volume: 65Mix: 3.84%of portfolio

Place

Sound

FLState

Volume: 116Mix: 6.85%of portfolio

Place

Sound

TNState

Volume: 63Mix: 3.72%of portfolio

Place

Sound

COState

Volume: 60Mix: 3.54%of portfolio

Place

Sound

Showing 10 of 32 states

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.