What loan types does Liberty Home Mortgage Corporation offer?

Liberty Home Mortgage Corporation offers the following mortgage loan types: FHA, Conventional, VA, usda. Each product has its own pricing score and performance metrics.

Where does Liberty Home Mortgage Corporation offer mortgages?

Liberty Home Mortgage Corporation offers mortgages in 37 states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MS, NC, NE, NJ, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV, WY.

How competitive are Liberty Home Mortgage Corporation's mortgage rates?

Liberty Home Mortgage Corporation has an overall pricing score of 13/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Liberty Home Mortgage Corporation?

Liberty Home Mortgage Corporation is a Independent Mortgage Company headquartered in STRONGSVILLE, OH.

Unclaimed

Liberty Home Mortgage Corporation

Independent Mortgage Company•Strongsville, OHHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Liberty Home Mortgage Corporation — 993 loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA · USDA

Place

Sound

3/5

Near-National · 9 mkts

Summary

What They Do Well

Particularly strong in FHA and VA and USDA loans
Nationwide availability with consistent service

Things to Think About

Rates typically 85 basis points above market average

Explore another lender or local market

Report Card

Liberty Home Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+85.3 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

FHA

Strong

Top 40% of lenders

Strong

Top 40% of lenders

USDA

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Strong

Top 40% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 10 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Sound	Mediocre	Acceptable	386	38.9%	+0.769%Above	$3,403Fees
FHA Loans	Sound	Strong	Mediocre	Sound	540	54.4%	+1.035%Above	$3,424Fees
VA Loans	Sound	Strong	Mediocre	Sound	49	4.9%	+0.188%Above	$3,115Fees
USDA Loans	Strong	Strong	—	Sound	17	1.7%	+0.817%Above	$2,554Fees

Conventional

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Acceptable

Volume386

Mix38.9%

Spread

+0.769%Above

Fees

$3,403Fees

FHA Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume540

Mix54.4%

Spread

+1.035%Above

Fees

$3,424Fees

VA Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume49

Mix4.9%

Spread

+0.188%Above

Fees

$3,115Fees

USDA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Sound

Volume17

Mix1.7%

Spread

+0.817%Above

Fees

$2,554Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Strong	Mediocre	Sound	732	73.7%	+0.889%Above	$3,270Fees
Refinance	Acceptable	Strong	Mediocre	Acceptable	261	26.3%	+0.644%Above	$4,082Fees

Purchase

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume732

Mix73.7%

Spread

+0.889%Above

Fees

$3,270Fees

Refinance

Overall

Acceptable

Product

Strong

Pricing

Mediocre

Pull Through

Acceptable

Volume261

Mix26.3%

Spread

+0.644%Above

Fees

$4,082Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

993

Applications

1,776

Volume

$234 million

Pricing & Closing

Avg Rate Spread

+0.853%

vs. market APOR

Avg Net Fees

$3,391

Origination − Credits

Pullthrough Rate

55.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$235,866

Avg Borrower Income

$97,449

Avg Property Value

$284,245

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast5

CTMEMANJPA

Midwest9

IAILINKSMIMNNEOHWI

South16

ALARDEFLGAKYLAMDMSNCOKSCTNTXVAWV

West7

AZCACOORUTWAWY

Top Metro Areas by Place Specialization Score

1© Warren LeMay from Cincinnati, OH, United States · CC0

Cleveland, OHMetro

Volume 304Mix 30.61% of portfolio

83/100

Exceptional

2© w_lemay · CC BY-SA 2.0

Akron, OHMetro

Volume 88Mix 8.86% of portfolio

74/100

Strong

3© Dblcut3 · CC BY-SA 4.0

Youngstown, OHMetro

Volume 42Mix 4.23% of portfolio

62/100

Strong

4© WeaponizingArchitecture · CC BY-SA 4.0

Canton, OHMetro

Volume 30Mix 3.02% of portfolio

58/100

Sound

Columbus, OHMetro

Volume 32Mix 3.22% of portfolio

54/100

Sound

Cincinnati, OHMetro

Volume 22Mix 2.22% of portfolio

50/100

Sound

Atlanta, GAMetro

Volume 24Mix 2.42% of portfolio

48/100

Sound

Dayton, OHMetro

Volume 18Mix 1.81% of portfolio

48/100

Sound

Toledo, OHMetro

Volume 14Mix 1.41% of portfolio

46/100

Sound

Top States by Place Specialization Score

OhioState

Volume 652Mix 65.66% of portfolio

82/100

Exceptional

GeorgiaState

Volume 63Mix 6.34% of portfolio

56/100

Sound

AlabamaState

Volume 20Mix 2.01% of portfolio

46/100

Sound

FloridaState

Volume 33Mix 3.32% of portfolio

45/100

Sound

PennsylvaniaState

Volume 20Mix 2.01% of portfolio

43/100

Sound

New JerseyState

Volume 17Mix 1.71% of portfolio

43/100

Sound

South CarolinaState

Volume 17Mix 1.71% of portfolio

43/100

Sound

IndianaState

Volume 15Mix 1.51% of portfolio

41/100

Sound

WisconsinState

Volume 13Mix 1.31% of portfolio

41/100

Sound

IllinoisState

Volume 13Mix 1.31% of portfolio

39/100

Acceptable

Showing 10 of 12 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Liberty Home Mortgage Corporation?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.