What loan types does Lincoln FSB of Nebraska offer?

Lincoln FSB of Nebraska offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does Lincoln FSB of Nebraska offer mortgages?

Lincoln FSB of Nebraska offers mortgages in 15 states: AZ, CO, DC, FL, IA, KS, LA, ME, MO, NE, OH, SD, TX, VA, WA.

How competitive are Lincoln FSB of Nebraska's mortgage rates?

Lincoln FSB of Nebraska has an overall pricing score of 82.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Lincoln FSB of Nebraska?

Lincoln FSB of Nebraska is a Bank headquartered in Lincoln, NE.

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Lincoln FSB of Nebraska

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We analyzed every closed loan from Lincoln FSB of Nebraska — 675 loans across 812 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Exceptional

5/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Exceptional

5/5

Multi-Region · 2 mkts

Awards

FHA

Champion

Purchase

Champion

Conventional

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 2.50 basis points below market average
Lower than average lender fees
Strong pull through performance
Particularly strong in Conventional and FHA and VA loans

Explore another lender or local market

Report Card

Lincoln FSB of Nebraska performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 2.5 bps below market avg

Pull Through

Closing strength

Exceptional

Top 20% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Strong

Top 40% of lenders

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Strong

Top 40% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 3 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Strong	Exceptional	523	77.5%	+0.029%Above	$1,254Fees
FHA Loans	Exceptional	Strong	Exceptional	Exceptional	91	13.5%	-0.015%Below	$1,045Fees
VA Loans	Exceptional	Strong	Exceptional	Exceptional	52	7.7%	-0.652%Below	$873Fees

Conventional

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Exceptional

Volume523

Mix77.5%

Spread

+0.029%Above

Fees

$1,254Fees

FHA Loans

Overall

Exceptional

Product

Strong

Pricing

Exceptional

Pull Through

Exceptional

Volume91

Mix13.5%

Spread

-0.015%Below

Fees

$1,045Fees

VA Loans

Overall

Exceptional

Product

Strong

Pricing

Exceptional

Pull Through

Exceptional

Volume52

Mix7.7%

Spread

-0.652%Below

Fees

$873Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Exceptional	Strong	620	91.9%	-0.019%Below	$1,200Fees
Refinance	Strong	Strong	Strong	Strong	55	8.1%	-0.078%Below	$1,238Fees

Purchase

Overall

Strong

Product

Strong

Pricing

Exceptional

Pull Through

Strong

Volume620

Mix91.9%

Spread

-0.019%Below

Fees

$1,200Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume55

Mix8.1%

Spread

-0.078%Below

Fees

$1,238Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

675

Applications

812

Volume

$197 million

Pricing & Closing

Avg Rate Spread

-0.025%

vs. market APOR

Avg Net Fees

$1,203

Origination − Credits

Pullthrough Rate

83.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$291,904

Avg Borrower Income

$129,812

Avg Property Value

$391,252

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

Northeast1

Midwest6

IAKSMONEOHSD

South5

DCFLLATXVA

West3

AZCOWA

Top Metro Areas by Place Specialization Score

Lincoln, NEMetro

Volume 547Mix 81.04% of portfolio

100/100

Exceptional

Omaha, NE, NE-IAMetro

Volume 72Mix 10.67% of portfolio

68/100

Strong

Top States by Place Specialization Score

NebraskaState

Volume 655Mix 97.04% of portfolio

93/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.