What loan types does LOANSTEADY LLC offer?

LOANSTEADY LLC offers the following mortgage loan types: FHA, Conventional, VA, usda. Each product has its own pricing score and performance metrics.

Where does LOANSTEADY LLC offer mortgages?

LOANSTEADY LLC offers mortgages in 26 states: AL, AZ, CO, DC, FL, GA, IA, IL, LA, MA, MD, MI, MO, MS, NC, ND, NJ, NM, OH, PA, SC, TN, TX, VA, WA, WV.

How competitive are LOANSTEADY LLC's mortgage rates?

LOANSTEADY LLC has an overall pricing score of 49.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is LOANSTEADY LLC?

LOANSTEADY LLC is a Independent Mortgage Company headquartered in McLean, VA.

Unclaimed

Loansteady LLC

Independent Mortgage Company•McLean, VA•Direct to Consumer

We analyzed every closed loan from Loansteady — 582 loans across 783 applications— and benchmarked them against peer lenders across the 4 Ps of Mortgage Shopping.

Pricing

Sound

vs. all lenders

Pull Through

Strong

closing strength

Products

Strong

FHA · Conventional · VA · USDA

Place

Sound

Near-National · 12 mkts

Safe Rate Awards⭐FHA Superstar⭐VA Superstar⭐Purchase Superstar

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Safe Rate's Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and USDA loans
Nationwide availability with consistent service

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Report Card

Loansteady LLC performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	Sound	Industry Standard +22.8 bps above market avg
Pull Through Closing strength	Strong	Highly Competitive Top 40% of lenders
By Loan Product· Specialization by type
Conventional	Strong	Highly Competitive Top 40% of lenders
FHA	Strong	Highly Competitive Top 40% of lenders
VA	Strong	Highly Competitive Top 40% of lenders
USDA	Strong	Highly Competitive Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Strong	Highly Competitive Top 40% of lenders
Refinance	Acceptable	Near industry average Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Sound	Industry Standard Top 60% of lenders Near-National13 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Sound	Sound	346	59.5%	+0.183%Above	$2,094Fees
FHA Loans	Strong	Strong	Sound	Strong	106	18.2%	+0.608%Above	$2,675Fees
VA Loans	Strong	Strong	Sound	Strong	90	15.5%	-0.255%Below	$1,182Fees
USDA Loans	Sound	Strong	Acceptable	Exceptional	36	6.2%	+0.545%Above	$1,937Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Sound	Strong	539	92.6%	+0.234%Above	$2,216Fees
Refinance	Sound	Acceptable	Strong	Acceptable	43	7.4%	+0.157%Above	$603Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

582

Applications

783

Volume

$216 million

Pricing & Closing

Avg Rate Spread

+0.228%

vs. market APOR

Avg Net Fees

$2,097

Origination − Credits

Pullthrough Rate

74.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$371,546

Avg Borrower Income

$151,957

Avg Property Value

$461,166

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Sound

States with Loan Originations

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Top Metro Areas by Place Specialization Score

Slidell, LAMSA

Volume: 66Mix: 11.34%of portfolio

Place

Strong

Wilmington, NC, NCMSA

Volume: 48Mix: 8.25%of portfolio

Place

Strong

Washington, DC, DC-MDMSA

Volume: 48Mix: 8.25%of portfolio

Place

Strong

Jacksonville, NC, NCMSA

Volume: 33Mix: 5.67%of portfolio

Place

Strong

Arlington, VA-WVMSA

Volume: 50Mix: 8.59%of portfolio

Place

Strong

Savannah, GA, GAMSA

Volume: 23Mix: 3.95%of portfolio

Place

Sound

Hammond, LA, LAMSA

Volume: 17Mix: 2.92%of portfolio

Place

Sound

New Orleans, LAMSA

Volume: 16Mix: 2.75%of portfolio

Place

Sound

Frederick, MDMSA

Volume: 14Mix: 2.41%of portfolio

Place

Sound

Atlanta, GAMSA

Volume: 17Mix: 2.92%of portfolio

Place

Sound

Showing 10 of 12 metro areas

Top States by Place Specialization Score

LAState

Volume: 144Mix: 24.74%of portfolio

Place

Strong

DCState

Volume: 44Mix: 7.56%of portfolio

Place

Strong

GAState

Volume: 83Mix: 14.26%of portfolio

Place

Strong

NCState

Volume: 97Mix: 16.67%of portfolio

Place

Strong

MSState

Volume: 52Mix: 8.93%of portfolio

Place

Strong

VAState

Volume: 59Mix: 10.14%of portfolio

Place

Sound

MDState

Volume: 28Mix: 4.81%of portfolio

Place

Sound

ILState

Volume: 23Mix: 3.95%of portfolio

Place

Sound

FLState

Volume: 15Mix: 2.58%of portfolio

Place

Acceptable

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.