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MATTAMY HOME FUNDING, LLC
Independent Mortgage Company|DOVER, DE|Regional
Loans Originated
2,400
Applications
2,904
Volume
$994 million
Offers loans directly to consumers
Overall Pricing
Strong
Overall Pull Through
Strong
Safe Rate Awards⭐Conventional Superstar⭐FHA Superstar⭐Purchase Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.333%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$679
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
82.6%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Report Card
MATTAMY HOME FUNDING, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Strong | Highly Competitive | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Strong | Highly Competitive | |
VA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Places Geographic coverage | Strong | Regional · 14 metro areas · 5 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$414,458
Average Borrower Income
$152,576
Average Property Value
$515,700
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Strong | Strong | Sound | Strong | 1,503 | 62.6% | +0.447% | $820 |
FHA Loans | Strong | Strong | Exceptional | Strong | 626 | 26.1% | +0.186% | $439 |
VA Loans | Strong | Strong | N/A | Exceptional | 267 | 11.1% | -0.394% | $126 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Strong | Strong | Strong | 2,397 | 99.9% | +0.336% | $667 |
Geographic Coverage
Metro Areas
13
States Served
5
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
AZFLNCSCTX
Top Metro Areas by Place Specialization Score
1
Port St. Lucie, FL, FLMSA
Volume: 167Mix: 6.96%
Place Specialization
Exceptional
2
Charlotte, NC-SCMSA
Volume: 340Mix: 14.17%
Place Specialization
Exceptional
3
Jacksonville, FL, FLMSA
Volume: 280Mix: 11.67%
Place Specialization
Exceptional
4
Phoenix, AZMSA
Volume: 404Mix: 16.83%
Place Specialization
Strong
5
Tucson, AZ, AZMSA
Volume: 178Mix: 7.42%
Place Specialization
Strong
6
Raleigh, NCMSA
Volume: 185Mix: 7.71%
Place Specialization
Strong
7
North Port, FLMSA
Volume: 127Mix: 5.29%
Place Specialization
Strong
8
Tampa, FL, FLMSA
Volume: 230Mix: 9.58%
Place Specialization
Strong
9
Orlando, FLMSA
Volume: 186Mix: 7.75%
Place Specialization
Strong
10
Dallas, TXMSA
Volume: 184Mix: 7.67%
Place Specialization
Strong
Showing 10 of 13 metro areas
Top States by Place Specialization Score
1
AZState
Volume: 582Mix: 24.25%
Place Specialization
Strong
2
FLState
Volume: 1,062Mix: 44.25%
Place Specialization
Strong
3
NCState
Volume: 533Mix: 22.21%
Place Specialization
Strong
4
TXState
Volume: 194Mix: 8.08%
Place Specialization
Strong
5
SCState
Volume: 29Mix: 1.21%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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