Get & compare mortgage quotes anonymously Start in My Home
MMS

Metroplex Mortgage Services

Independent Mortgage CompanySaint Petersburg, FLHQDirectReviews near you on Google

Metroplex Mortgage Services has 178 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · USDA
Place
Exceptional
5/5
Regional · 2 mkts
Safe Rate Awards
Refinance Superstar
Refinance
Superstar

Safe Rate Summary

What They Do Well

  • Particularly strong in VA and USDA loans

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

Metroplex Mortgage Services performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+26.8 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
FHA
Sound
Top 60% of lenders
VA
Strong
Top 40% of lenders
USDA
Exceptional
Top 20% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Regional · 3 markets
Strong
Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Mediocre
Pull Through
Strong
Volume51
Mix28.7%
Spread
+0.358%Above
Fees
$3,824Fees
FHA Loans
Overall
Sound
Product
Sound
Pricing
Pull Through
Volume15
Mix8.4%
Spread
+0.491%Above
Fees
$4,293Fees
VA Loans
Overall
Exceptional
Product
Strong
Pricing
Pull Through
Exceptional
Volume37
Mix20.8%
Spread
-0.126%Below
Fees
$2,986Fees
USDA Loans
Overall
Sound
Product
Exceptional
Pricing
Mediocre
Pull Through
Strong
Volume75
Mix42.1%
Spread
+0.251%Above
Fees
$3,746Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Sound
Pricing
Mediocre
Pull Through
Strong
Volume135
Mix75.8%
Spread
+0.366%Above
Fees
$3,632Fees
Refinance
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Strong
Volume43
Mix24.2%
Spread
-0.055%Below
Fees
$4,025Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
178
Applications
236
Volume
$43 million
Pricing & Closing
Avg Rate Spread
+0.268%
vs. market APOR
Avg Net Fees
$3,724
Origination − Credits
Pullthrough Rate
75.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$244,551
Avg Borrower Income
$91,972
Avg Property Value
$277,321

Geographic Coverage

Geographic Performance

Metro Areas
2
markets with activity
States Served
3
of 50 states + DC
Avg Place Specialization
Exceptional
5/5

States with Loan Originations

3
3 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
South3
ALFLTX

Top Metro Areas by Place Specialization Score

1© Ebyabe · CC BY-SA 3.0
Sebring, FLMetro
Volume 93Mix 52.25% of portfolio
100/100
Exceptional
2© Paul Clark · CC BY 2.0
Homosassa Springs, FLMetro
Volume 17Mix 9.55% of portfolio
64/100
Strong

Top States by Place Specialization Score

Florida
Florida
1
FloridaState
Volume 176Mix 98.88% of portfolio
69/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Metroplex Mortgage Services?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.