What loan types does Moria Development offer?

Moria Development offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, usda. Each product has its own pricing score and performance metrics.

Where does Moria Development offer mortgages?

Moria Development offers mortgages in 35 states: AL, AR, AZ, CA, CO, DC, DE, FL, GA, IA, ID, IL, IN, KY, MD, MI, MN, MT, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV.

How competitive are Moria Development's mortgage rates?

Moria Development has an overall pricing score of 18.4/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Moria Development?

Moria Development is a Independent Mortgage Company headquartered in TEMPE, AZ.

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Moria Development

Independent Mortgage Company•Tempe, AZHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Moria Development — 2.5k loans across 3k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Exceptional

5/5

FHA · Conventional · VA · Jumbo · USDA

Place

Strong

4/5

Near-National · 22 mkts

Awards

FHA

Superstar

Purchase

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Nationwide availability with consistent service

Things to Think About

Pricing may be below industry average

Explore another lender or local market

Report Card

Moria Development performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+49.8 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Exceptional

Top 20% of lenders

Strong

Top 40% of lenders

Jumbo

Strong

Top 40% of lenders

USDA

Strong

Top 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Exceptional

Top 20% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Near-National · 23 markets

Strong

Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Mediocre	Strong	1,403	55.6%	+0.509%Above	$3,556Fees
FHA Loans	Strong	Exceptional	Acceptable	Exceptional	765	30.3%	+0.666%Above	$4,198Fees
VA Loans	Sound	Strong	Acceptable	Strong	281	11.1%	-0.096%Below	$2,889Fees
Jumbo Loans	Sound	Strong	Mediocre	Strong	38	1.5%	+0.672%Above	$4,184Fees
USDA Loans	Strong	Strong	—	Strong	36	1.4%	+0.350%Above	$2,088Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume1,403

Mix55.6%

Spread

+0.509%Above

Fees

$3,556Fees

FHA Loans

Overall

Strong

Product

Exceptional

Pricing

Acceptable

Pull Through

Exceptional

Volume765

Mix30.3%

Spread

+0.666%Above

Fees

$4,198Fees

VA Loans

Overall

Sound

Product

Strong

Pricing

Acceptable

Pull Through

Strong

Volume281

Mix11.1%

Spread

-0.096%Below

Fees

$2,889Fees

Jumbo Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume38

Mix1.5%

Spread

+0.672%Above

Fees

$4,184Fees

USDA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume36

Mix1.4%

Spread

+0.350%Above

Fees

$2,088Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Exceptional	Mediocre	Strong	2,187	86.7%	+0.521%Above	$3,723Fees
Refinance	Sound	Strong	Mediocre	Strong	336	13.3%	+0.352%Above	$3,462Fees

Purchase

Overall

Strong

Product

Exceptional

Pricing

Mediocre

Pull Through

Strong

Volume2,187

Mix86.7%

Spread

+0.521%Above

Fees

$3,723Fees

Refinance

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Strong

Volume336

Mix13.3%

Spread

+0.352%Above

Fees

$3,462Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

2,523

Applications

3,440

Volume

$891 million

Pricing & Closing

Avg Rate Spread

+0.498%

vs. market APOR

Avg Net Fees

$3,688

Origination − Credits

Pullthrough Rate

73.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$353,355

Avg Borrower Income

$144,662

Avg Property Value

$439,871

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Northeast2

NJPA

Midwest8

IAILINMIMNNEOHWI

South15

ALARDCDEFLGAKYMDNCOKSCTNTXVAWV

West10

AZCACOIDMTNMNVORUTWA

Top Metro Areas by Place Specialization Score

1© Unknown authorUnknown author · Public domain

Grand Island, NEMetro

Volume 73Mix 2.89% of portfolio

100/100

Exceptional

2© Bobak Ha'Eri · CC BY 3.0

Bakersfield, CAMetro

Volume 330Mix 13.08% of portfolio

90/100

Exceptional

3© Bill Morrow from Tucson, AZ, US · CC BY 2.0

Tucson, AZMetro

Volume 242Mix 9.59% of portfolio

81/100

Exceptional

4© Roman Eugeniusz · CC BY-SA 3.0

Las Vegas, NVMetro

Volume 185Mix 7.33% of portfolio

75/100

Strong

Phoenix, AZMetro

Volume 327Mix 12.96% of portfolio

75/100

Strong

Omaha, NE, NE-IAMetro

Volume 127Mix 5.03% of portfolio

73/100

Strong

Birmingham, ALMetro

Volume 86Mix 3.41% of portfolio

71/100

Strong

Arlington, VA-WVMetro

Volume 147Mix 5.83% of portfolio

70/100

Strong

Virginia Beach, VA-NCMetro

Volume 124Mix 4.91% of portfolio

69/100

Strong

Tuscaloosa, ALMetro

Volume 62Mix 2.46% of portfolio

65/100

Strong

Showing 10 of 22 metro areas

Top States by Place Specialization Score

ArizonaState

Volume 667Mix 26.44% of portfolio

81/100

Exceptional

NebraskaState

Volume 241Mix 9.55% of portfolio

77/100

Strong

VirginiaState

Volume 355Mix 14.07% of portfolio

77/100

Strong

AlabamaState

Volume 245Mix 9.71% of portfolio

76/100

Strong

NevadaState

Volume 187Mix 7.41% of portfolio

74/100

Strong

CaliforniaState

Volume 480Mix 19.02% of portfolio

71/100

Strong

New MexicoState

Volume 24Mix 0.95% of portfolio

49/100

Sound

North CarolinaState

Volume 42Mix 1.66% of portfolio

48/100

Sound

UtahState

Volume 22Mix 0.87% of portfolio

46/100

Sound

FloridaState

Volume 46Mix 1.82% of portfolio

46/100

Sound

Showing 10 of 19 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.