What loan types does Mortgage Assurance offer?

Mortgage Assurance offers the following mortgage loan types: FHA, Conventional, VA, usda. Each product has its own pricing score and performance metrics.

Where does Mortgage Assurance offer mortgages?

Mortgage Assurance offers mortgages in 20 states: AL, AR, CO, CT, FL, GA, IL, IN, MD, ME, MI, NC, NH, OH, PA, SC, TN, TX, VA, WI.

How competitive are Mortgage Assurance's mortgage rates?

Mortgage Assurance has an overall pricing score of 51.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Mortgage Assurance?

Mortgage Assurance is a Independent Mortgage Company headquartered in Peachtree Corners, GA.

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Mortgage Assurance

Independent Mortgage Company•Peachtree Corners, GAHQ•Wholesale•Reviews near you on Google

We analyzed every closed loan from Mortgage Assurance — 1.0k loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA · USDA

Place

Sound

3/5

Multi-Region · 14 mkts

Awards

FHA

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and FHA and VA loans

Explore another lender or local market

Report Card

Mortgage Assurance performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+19.7 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Strong

Top 40% of lenders

FHA

Strong

Top 40% of lenders

Strong

Top 40% of lenders

USDA

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Strong

Top 40% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 15 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Strong	Sound	Sound	800	79.2%	+0.213%Above	$2,169Fees
FHA Loans	Strong	Strong	Strong	Strong	159	15.7%	+0.268%Above	$2,813Fees
VA Loans	Sound	Strong	—	Sound	36	3.6%	-0.519%Below	$2,121Fees
USDA Loans	Sound	Sound	—	—	10	1.0%	+0.044%Above	$831Fees

Conventional

Overall

Sound

Product

Strong

Pricing

Sound

Pull Through

Sound

Volume800

Mix79.2%

Spread

+0.213%Above

Fees

$2,169Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume159

Mix15.7%

Spread

+0.268%Above

Fees

$2,813Fees

VA Loans

Overall

Sound

Product

Strong

Pricing—

Pull Through

Sound

Volume36

Mix3.6%

Spread

-0.519%Below

Fees

$2,121Fees

USDA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume10

Mix1.0%

Spread

+0.044%Above

Fees

$831Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Strong	Sound	Sound	847	83.9%	+0.189%Above	$2,434Fees
Refinance	Sound	Sound	Sound	Strong	163	16.1%	+0.227%Above	$1,612Fees

Purchase

Overall

Sound

Product

Strong

Pricing

Sound

Pull Through

Sound

Volume847

Mix83.9%

Spread

+0.189%Above

Fees

$2,434Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume163

Mix16.1%

Spread

+0.227%Above

Fees

$1,612Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

1,010

Applications

1,347

Volume

$388 million

Pricing & Closing

Avg Rate Spread

+0.197%

vs. market APOR

Avg Net Fees

$2,260

Origination − Credits

Pullthrough Rate

75.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$384,990

Avg Borrower Income

$165,831

Avg Property Value

$510,239

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast4

CTMENHPA

Midwest5

ILINMIOHWI

South10

ALARFLGAMDNCSCTNTXVA

West1

Top Metro Areas by Place Specialization Score

1© Warren LeMay from Cincinnati, OH, United States · CC0

Atlanta, GAMetro

Volume 323Mix 31.98% of portfolio

81/100

Exceptional

2© Bubba73 · CC BY-SA 3.0

Marietta, GAMetro

Volume 156Mix 15.45% of portfolio

80/100

Strong

3© WeaponizingArchitecture · CC BY-SA 4.0

Charleston, SCMetro

Volume 40Mix 3.96% of portfolio

61/100

Strong

4© chucka_nc · CC BY-SA 2.0

Charlotte, NC-SCMetro

Volume 55Mix 5.45% of portfolio

60/100

Strong

Hickory, NCMetro

Volume 27Mix 2.67% of portfolio

57/100

Sound

Greenville, SCMetro

Volume 30Mix 2.97% of portfolio

57/100

Sound

Lake County, INMetro

Volume 25Mix 2.48% of portfolio

56/100

Sound

Columbia, SCMetro

Volume 25Mix 2.48% of portfolio

54/100

Sound

Fayetteville, ARMetro

Volume 28Mix 2.77% of portfolio

54/100

Sound

Rome, GAMetro

Volume 13Mix 1.29% of portfolio

51/100

Sound

Showing 10 of 14 metro areas

Top States by Place Specialization Score

GeorgiaState

Volume 562Mix 55.64% of portfolio

82/100

Exceptional

South CarolinaState

Volume 134Mix 13.27% of portfolio

69/100

Strong

North CarolinaState

Volume 116Mix 11.49% of portfolio

61/100

Strong

ArkansasState

Volume 29Mix 2.87% of portfolio

51/100

Sound

IndianaState

Volume 32Mix 3.17% of portfolio

49/100

Sound

IllinoisState

Volume 32Mix 3.17% of portfolio

49/100

Sound

FloridaState

Volume 41Mix 4.06% of portfolio

47/100

Sound

New HampshireState

Volume 12Mix 1.19% of portfolio

42/100

Sound

VirginiaState

Volume 13Mix 1.29% of portfolio

39/100

Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.