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MORTGAGE ASSURANCE, INC.
Independent Mortgage Company|Peachtree Corners, GA|Multi-Region
Loans Originated
1,010
Applications
1,347
Volume
$388 million
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Sound
Overall Pull Through
Strong
Safe Rate Awards⭐FHA Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.197%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$2,260
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
75.0%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Report Card
MORTGAGE ASSURANCE, INC. performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Strong | Highly Competitive | |
FHA | Strong | Highly Competitive | |
VA | Strong | Highly Competitive | |
USDA | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Strong | Highly Competitive | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Sound | Multi-Regional · 15 metro areas · 20 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$384,990
Average Borrower Income
$165,831
Average Property Value
$510,239
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Strong | Sound | Sound | 800 | 79.2% | +0.213% | $2,169 |
FHA Loans | Strong | Strong | Strong | Strong | 159 | 15.7% | +0.268% | $2,813 |
VA Loans | Sound | Strong | N/A | Sound | 36 | 3.6% | -0.519% | $2,121 |
USDA Loans | Sound | Sound | N/A | N/A | 10 | 1.0% | +0.044% | $831 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Strong | Sound | Sound | 847 | 83.9% | +0.189% | $2,434 |
Refinance | Sound | Sound | Sound | Strong | 163 | 16.1% | +0.227% | $1,612 |
Geographic Coverage
Metro Areas
14
States Served
20
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
ALARCOCTFLGAILINMDMEMINCNHOHPASCTNTXVAWI
Top Metro Areas by Place Specialization Score
1
Atlanta, GAMSA
Volume: 323Mix: 31.98%
Place Specialization
Exceptional
2
Marietta, GA, GAMSA
Volume: 156Mix: 15.45%
Place Specialization
Strong
3
Charleston, SCMSA
Volume: 40Mix: 3.96%
Place Specialization
Strong
4
Charlotte, NC-SCMSA
Volume: 55Mix: 5.45%
Place Specialization
Strong
5
Hickory, NCMSA
Volume: 27Mix: 2.67%
Place Specialization
Sound
6
Greenville, SCMSA
Volume: 30Mix: 2.97%
Place Specialization
Sound
7
Lake County, INMSA
Volume: 25Mix: 2.48%
Place Specialization
Sound
8
Columbia, SC, SCMSA
Volume: 25Mix: 2.48%
Place Specialization
Sound
9
Fayetteville, ARMSA
Volume: 28Mix: 2.77%
Place Specialization
Sound
10
Rome, GA, GAMSA
Volume: 13Mix: 1.29%
Place Specialization
Sound
Showing 10 of 14 metro areas
Top States by Place Specialization Score
1
GAState
Volume: 562Mix: 55.64%
Place Specialization
Exceptional
2
SCState
Volume: 134Mix: 13.27%
Place Specialization
Strong
3
NCState
Volume: 116Mix: 11.49%
Place Specialization
Strong
4
ARState
Volume: 29Mix: 2.87%
Place Specialization
Sound
5
INState
Volume: 32Mix: 3.17%
Place Specialization
Sound
6
ILState
Volume: 32Mix: 3.17%
Place Specialization
Sound
7
FLState
Volume: 41Mix: 4.06%
Place Specialization
Sound
8
NHState
Volume: 12Mix: 1.19%
Place Specialization
Sound
9
VAState
Volume: 13Mix: 1.29%
Place Specialization
Acceptable
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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