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MORTGAGE INVESTORS GROUP, INC.
Independent Mortgage Company|NASHVILLE, TN|Multi-Region
Loans Originated
4,441
Applications
5,985
Volume
$1 billion
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Sound
Overall Pull Through
Exceptional
Safe Rate Awards💎VA Champion⭐FHA Superstar⭐USDA Superstar⭐Purchase Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.252%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$2,589
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
74.2%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Report Card
MORTGAGE INVESTORS GROUP, INC. performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Exceptional | Market Leader | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Exceptional | Market Leader | |
FHA | Exceptional | Market Leader | |
VA | Exceptional | Market Leader | |
Jumbo | Strong | Highly Competitive | |
USDA | Exceptional | Market Leader | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Exceptional | Market Leader | |
Refinance | Strong | Highly Competitive | |
Places Geographic coverage | Strong | Multi-Regional · 22 metro areas · 10 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$305,038
Average Borrower Income
$117,006
Average Property Value
$384,885
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Exceptional | Acceptable | Strong | 2,654 | 59.8% | +0.239% | $2,653 |
FHA Loans | Strong | Exceptional | Sound | Strong | 1,293 | 29.1% | +0.412% | $2,560 |
VA Loans | Exceptional | Exceptional | Strong | Exceptional | 307 | 6.9% | -0.446% | $1,998 |
Jumbo Loans | Sound | Strong | N/A | Sound | 18 | 0.4% | +0.369% | $3,001 |
USDA Loans | Strong | Exceptional | Sound | Strong | 169 | 3.8% | +0.211% | $2,416 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Strong | Exceptional | Sound | Strong | 4,004 | 90.2% | +0.243% | $2,596 |
Refinance | Sound | Strong | Acceptable | Strong | 437 | 9.8% | +0.334% | $2,529 |
Geographic Coverage
Metro Areas
21
States Served
10
We count Washington DC as a state
Avg Place Specialization
Strong
States with Loan Originations
ALARFLGAKYMSNCSCTNVA
Top Metro Areas by Place Specialization Score
1
Knoxville, TN, TNMSA
Volume: 1,596Mix: 35.94%
Place Specialization
Exceptional
2
Morristown, TN, TNMSA
Volume: 96Mix: 2.16%
Place Specialization
Exceptional
3
Chattanooga, TN, TN-GAMSA
Volume: 233Mix: 5.25%
Place Specialization
Exceptional
4
Jonesboro, AR, ARMSA
Volume: 61Mix: 1.37%
Place Specialization
Exceptional
5
Memphis, TNMSA
Volume: 312Mix: 7.03%
Place Specialization
Exceptional
6
Jackson, TN, TNMSA
Volume: 132Mix: 2.97%
Place Specialization
Strong
7
Nashville, TNMSA
Volume: 270Mix: 6.08%
Place Specialization
Strong
8
Cleveland, TN, TNMSA
Volume: 44Mix: 0.99%
Place Specialization
Strong
9
Johnson City, TN, TNMSA
Volume: 74Mix: 1.67%
Place Specialization
Strong
10
Jackson, MS, MSMSA
Volume: 98Mix: 2.21%
Place Specialization
Strong
Showing 10 of 21 metro areas
Top States by Place Specialization Score
1
TNState
Volume: 3,320Mix: 74.76%
Place Specialization
Exceptional
2
ALState
Volume: 283Mix: 6.37%
Place Specialization
Strong
3
MSState
Volume: 225Mix: 5.07%
Place Specialization
Strong
4
ARState
Volume: 186Mix: 4.19%
Place Specialization
Strong
5
GAState
Volume: 231Mix: 5.20%
Place Specialization
Strong
6
KYState
Volume: 69Mix: 1.55%
Place Specialization
Sound
7
VAState
Volume: 31Mix: 0.70%
Place Specialization
Sound
8
SCState
Volume: 27Mix: 0.61%
Place Specialization
Sound
9
NCState
Volume: 35Mix: 0.79%
Place Specialization
Sound
10
FLState
Volume: 34Mix: 0.77%
Place Specialization
Sound
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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