Get & compare mortgage quotes anonymously Start in My Home
MLIT
Unclaimed

Mortgage Lenders Investment Trading Corporation

Independent Mortgage Company•Oxford, MSHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Mortgage Lenders Investment Trading Corporation — 601 loans across 815 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Strong
4/5
Regional · 10 mkts

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and FHA and VA loans

Things to Think About

  • Rates typically 72 basis points above market average
  • Higher than average fees ($4,116)

Explore another lender or local market

Report Card

Mortgage Lenders Investment Trading Corporation performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+71.8 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Strong
Top 40% of lenders
FHA
Strong
Top 40% of lenders
VA
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Strong
Top 40% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Regional · 11 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Strong
Volume356
Mix59.2%
Spread
+0.656%Above
Fees
$3,743Fees
FHA Loans
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Strong
Volume192
Mix31.9%
Spread
+0.871%Above
Fees
$4,364Fees
VA Loans
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Strong
Volume47
Mix7.8%
Spread
+0.212%Above
Fees
$3,782Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Strong
Volume437
Mix72.7%
Spread
+0.711%Above
Fees
$4,100Fees
Refinance
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume164
Mix27.3%
Spread
+0.730%Above
Fees
$4,145Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
601
Applications
815
Volume
$188 million
Pricing & Closing
Avg Rate Spread
+0.718%
vs. market APOR
Avg Net Fees
$4,116
Origination − Credits
Pullthrough Rate
73.7%
Applications → Closed
Typical Borrower
Avg Loan Amount
$313,103
Avg Borrower Income
$127,800
Avg Property Value
$404,667

Geographic Coverage

Geographic Performance

Metro Areas
10
markets with activity
States Served
4
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

4
4 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
South4
ALFLGASC

Top Metro Areas by Place Specialization Score

1© Ebyabe · CC BY 2.5
Gainesville, FLMetro
Volume 128Mix 21.30% of portfolio
92/100
Exceptional
2© The Floridian Boricua · CC BY-SA 2.0
Orlando, FLMetro
Volume 137Mix 22.80% of portfolio
74/100
Strong
3© nick hoke · CC BY 3.0
Deltona, FLMetro
Volume 66Mix 10.98% of portfolio
73/100
Strong
4© Ebyabe · CC BY 2.5
Ocala, FLMetro
Volume 29Mix 4.83% of portfolio
60/100
Strong
5© WeaponizingArchitecture · CC BY-SA 4.0
Charleston, SCMetro
Volume 33Mix 5.49% of portfolio
59/100
Sound
6© Interface Multimedia, Inc. · CC BY-SA 4.0
Tampa, FLMetro
Volume 38Mix 6.32% of portfolio
57/100
Sound
7© Butter142 · CC BY-SA 4.0
Lakeland, FLMetro
Volume 25Mix 4.16% of portfolio
55/100
Sound
8© Ebyabe · CC BY-SA 3.0
Palm Bay, FLMetro
Volume 25Mix 4.16% of portfolio
55/100
Sound
9© DXR · CC BY-SA 4.0
Jacksonville, FLMetro
Volume 20Mix 3.33% of portfolio
49/100
Sound
10© Jrozwado · CC BY-SA 4.0
St. Petersburg, FLMetro
Volume 13Mix 2.16% of portfolio
46/100
Sound

Top States by Place Specialization Score

Florida
Florida
1
FloridaState
Volume 557Mix 92.68% of portfolio
78/100
Strong
South Carolina
South Carolina
2
South CarolinaState
Volume 40Mix 6.66% of portfolio
55/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Mortgage Lenders Investment Trading Corporation?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.