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Mortgage Solutions of Colorado

Independent Mortgage CompanyLittleton, COHQDirect & WholesaleReviews near you on Google

We analyzed every closed loan from Mortgage Solutions of Colorado 4.3k loans across 7k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · USDA
Place
Sound
3/5
National · 49 mkts
Safe Rate Awards
FHA Superstar
FHA
Superstar
VA Superstar
VA
Superstar
Purchase Superstar
Purchase
Superstar

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in FHA and VA loans
  • Nationwide availability with consistent service

Things to Think About

  • Rates typically 56 basis points above market average

Explore another lender or local market

Report Card

Mortgage Solutions of Colorado performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+56.0 bps above market avg
Pull Through
Closing strength
Strong
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
FHA
Exceptional
Top 20% of lenders
VA
Exceptional
Top 20% of lenders
USDA
Sound
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Exceptional
Top 20% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
National · 50 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Acceptable
Product
Sound
Pricing
Mediocre
Pull Through
Acceptable
Volume334
Mix7.7%
Spread
+0.644%Above
Fees
$4,544Fees
FHA Loans
Overall
Strong
Product
Exceptional
Pricing
Acceptable
Pull Through
Strong
Volume1,494
Mix34.6%
Spread
+0.762%Above
Fees
$3,372Fees
VA Loans
Overall
Strong
Product
Exceptional
Pricing
Acceptable
Pull Through
Strong
Volume2,462
Mix57.0%
Spread
+0.500%Above
Fees
$2,025Fees
USDA Loans
Overall
Acceptable
Product
Sound
Pricing
Pull Through
Acceptable
Volume30
Mix0.7%
Spread
+1.097%Above
Fees
$2,740Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Exceptional
Pricing
Acceptable
Pull Through
Strong
Volume3,185
Mix73.7%
Spread
+1.007%Above
Fees
$1,392Fees
Refinance
Overall
Sound
Product
Strong
Pricing
Mediocre
Pull Through
Strong
Volume1,135
Mix26.3%
Spread
-0.255%Below
Fees
$4,407Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
4,320
Applications
6,732
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
+0.560%
vs. market APOR
Avg Net Fees
$2,461
Origination − Credits
Pullthrough Rate
64.2%
Applications → Closed
Typical Borrower
Avg Loan Amount
$303,516
Avg Borrower Income
$100,127
Avg Property Value
$343,887

Geographic Coverage

Geographic Performance

Metro Areas
49
markets with activity
States Served
46
of 50 states + DC
Avg Place Specialization
Sound
3/5

States with Loan Originations

46
46 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast5
CTMENJPARI
Midwest12
IAILINKSMIMNMONDNEOHSDWI
South17
ALARDCDEFLGAKYLAMDMSNCOKSCTNTXVAWV
West12
AKAZCACOIDMTNMNVORUTWAWY

Top Metro Areas by Place Specialization Score

1© Camerafiend · CC BY-SA 4.0
Farmington, NMMetro
Volume 33Mix 0.76% of portfolio
80/100
Strong
2© Xnatedawgx · CC BY-SA 4.0
Colorado Springs, COMetro
Volume 234Mix 5.42% of portfolio
78/100
Strong
Volume 106Mix 2.45% of portfolio
78/100
Strong
Volume 129Mix 2.99% of portfolio
76/100
Strong
5© Hollowayvideo · CC0
Pueblo, COMetro
Volume 62Mix 1.44% of portfolio
71/100
Strong
Volume 240Mix 5.56% of portfolio
70/100
Strong
Volume 39Mix 0.90% of portfolio
68/100
Strong
Volume 129Mix 2.99% of portfolio
64/100
Strong
Volume 32Mix 0.74% of portfolio
64/100
Strong
10© Brandonrush · CC BY-SA 3.0
Fayetteville, NCMetro
Volume 51Mix 1.18% of portfolio
63/100
Strong
Showing 10 of 49 metro areas

Top States by Place Specialization Score

Texas
Texas
1
TexasState
Volume 762Mix 17.64% of portfolio
75/100
Strong
Colorado
Colorado
2
ColoradoState
Volume 392Mix 9.07% of portfolio
74/100
Strong
Georgia
Georgia
3
GeorgiaState
Volume 286Mix 6.62% of portfolio
69/100
Strong
Mississippi
Mississippi
4
MississippiState
Volume 157Mix 3.63% of portfolio
69/100
Strong
Oklahoma
Oklahoma
5
OklahomaState
Volume 180Mix 4.17% of portfolio
69/100
Strong
New Mexico
New Mexico
6
New MexicoState
Volume 115Mix 2.66% of portfolio
68/100
Strong
South Carolina
South Carolina
7
South CarolinaState
Volume 146Mix 3.38% of portfolio
66/100
Strong
Alabama
Alabama
8
AlabamaState
Volume 117Mix 2.71% of portfolio
65/100
Strong
North Carolina
North Carolina
9
North CarolinaState
Volume 206Mix 4.77% of portfolio
63/100
Strong
Florida
Florida
10
FloridaState
Volume 279Mix 6.46% of portfolio
63/100
Strong
Showing 10 of 38 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.