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MORTGAGE SOLUTIONS OF COLORADO, LLC
Independent Mortgage Company|Littleton, CO|National
Loans Originated
4,320
Applications
6,732
Volume
$1 billion
Offers loans directly to consumersSources loans from independent brokers
Overall Pricing
Acceptable
Overall Pull Through
Strong
Pricing and Pullthrough Overview
Average Rate Spread
+0.560%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$2,461
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
64.2%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in FHA and VA loans
- Nationwide availability with consistent service
Things to Think About
- Rates typically 56 basis points above market average
Report Card
MORTGAGE SOLUTIONS OF COLORADO, LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Acceptable | Near industry average | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Sound | Industry Standard | |
FHA | Exceptional | Market Leader | |
VA | Exceptional | Market Leader | |
USDA | Sound | Industry Standard | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Exceptional | Market Leader | |
Refinance | Strong | Highly Competitive | |
Places Geographic coverage | Sound | National · 50 metro areas · 46 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$303,516
Average Borrower Income
$100,127
Average Property Value
$343,887
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Acceptable | Sound | Mediocre | Acceptable | 334 | 7.7% | +0.644% | $4,544 |
FHA Loans | Sound | Exceptional | Acceptable | Strong | 1,494 | 34.6% | +0.762% | $3,372 |
VA Loans | Sound | Exceptional | Acceptable | Strong | 2,462 | 57.0% | +0.500% | $2,025 |
USDA Loans | Acceptable | Sound | N/A | Acceptable | 30 | 0.7% | +1.097% | $2,740 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Exceptional | Acceptable | Strong | 3,185 | 73.7% | +1.007% | $1,392 |
Refinance | Sound | Strong | Mediocre | Strong | 1,135 | 26.3% | -0.255% | $4,407 |
Geographic Coverage
Metro Areas
49
States Served
46
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
AKALARAZCACOCTDCDEFLGAIAIDILINKSKYLAMDMEMIMNMOMSMTNCNDNENJNMNVOHOKORPARISCSDTNTXUTVAWAWIWVWY
Top Metro Areas by Place Specialization Score
1
Farmington, NM, NMMSA
Volume: 33Mix: 0.76%
Place Specialization
Strong
2
Colorado Springs, CO, COMSA
Volume: 234Mix: 5.42%
Place Specialization
Strong
3
Gulfport, MSMSA
Volume: 106Mix: 2.45%
Place Specialization
Strong
4
Killeen, TXMSA
Volume: 129Mix: 2.99%
Place Specialization
Strong
5
Pueblo, CO, COMSA
Volume: 62Mix: 1.44%
Place Specialization
Strong
6
Houston, TXMSA
Volume: 240Mix: 5.56%
Place Specialization
Strong
7
Brownsville, TXMSA
Volume: 39Mix: 0.90%
Place Specialization
Strong
8
Riverside, CAMSA
Volume: 129Mix: 2.99%
Place Specialization
Strong
9
Hinesville, GA, GAMSA
Volume: 32Mix: 0.74%
Place Specialization
Strong
10
Fayetteville, NC, NCMSA
Volume: 51Mix: 1.18%
Place Specialization
Strong
Showing 10 of 49 metro areas
Top States by Place Specialization Score
1
TXState
Volume: 762Mix: 17.64%
Place Specialization
Strong
2
COState
Volume: 392Mix: 9.07%
Place Specialization
Strong
3
GAState
Volume: 286Mix: 6.62%
Place Specialization
Strong
4
MSState
Volume: 157Mix: 3.63%
Place Specialization
Strong
5
OKState
Volume: 180Mix: 4.17%
Place Specialization
Strong
6
NMState
Volume: 115Mix: 2.66%
Place Specialization
Strong
7
SCState
Volume: 146Mix: 3.38%
Place Specialization
Strong
8
ALState
Volume: 117Mix: 2.71%
Place Specialization
Strong
9
NCState
Volume: 206Mix: 4.77%
Place Specialization
Strong
10
FLState
Volume: 279Mix: 6.46%
Place Specialization
Strong
Showing 10 of 38 states
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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